Sundaram
Sundaram Long Term Tax Advantage Fund Series IV Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW)
Latest NAV
₹32.6294
As of
3 Jun 2026
1,944 NAV records on file
Category
ELSS
Plan type
Dividend
Structure
Close-ended
AMFI Scheme Code
143080
ISIN (Growth)
INF903JA1DA7
ISIN (Dividend)
—
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Period
No matches.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.72% | +0.12% | +0.61 | 4 / 76 | Q1 |
| 1W | -2.13% | -1.31% | -0.82 | 62 / 76 | Q4 |
| 2W | +1.09% | +0.08% | +1.01 | 12 / 76 | Q1 |
| 1M | -0.51% | -0.99% | +0.48 | 16 / 76 | Q1 |
| 3M | +9.04% | -0.23% | +9.28 | 8 / 76 | Q1 |
| 6M | +2.47% | -4.25% | +6.72 | 9 / 76 | Q1 |
| YTD | +3.05% | -3.63% | +6.68 | 10 / 76 | Q1 |
| 1Y | +10.14% | +1.70% | +8.44 | 7 / 76 | Q1 |
| 2Y | +7.79% | +3.10% | +4.69 | 8 / 75 | Q1 |
| 3Y | +15.14% | +10.95% | +4.19 | 14 / 75 | Q1 |
| 4Y | +17.99% | +11.02% | +6.97 | 1 / 69 | Q1 |
| 5Y | +18.05% | +10.65% | +7.41 | 5 / 65 | Q1 |
| 7Y | +18.08% | +11.69% | +6.39 | 6 / 63 | Q1 |
| 10Y | — | — | — | — | — |
| Inception | +16.09% | +10.74% | +5.35 | 6 / 76 | Q1 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2026 YTD | +3.05% | -5.99% | +9.04 | 5 / 70 |
| 2025 | +4.84% | +2.19% | +2.65 | 14 / 70 |
| 2024 | +12.38% | +16.51% | -4.13 | 57 / 70 |
| 2023 | +42.77% | +24.04% | +18.73 | 2 / 68 |
| 2022 | +5.36% | +1.46% | +3.90 | 12 / 65 |
| 2021 | +61.89% | +33.28% | +28.62 | 7 / 68 |
| 2020 | +17.78% | +13.91% | +3.87 | 22 / 68 |
| 2019 | -7.87% | +5.99% | -13.86 | 60 / 66 |
| 2018 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+21.34%
85 windows
min -38.6% · max 100.7%
79% positive
3-Year rolling
+24.94%
60 windows
min 11.9% · max 46.3%
100% positive
5-Year rolling
+24.84%
36 windows
min 17.8% · max 32.2%
100% positive
Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.
7-Year rolling
+17.86%
12 windows
min 15.8% · max 18.8%
100% positive
Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Std deviation
16.29%
3-year · annualised
Sharpe ratio
0.55
vs risk-free 6.5%
Sortino ratio
0.94
Downside-only deviation
Max drawdown
-22.09%
Oct 2024 → Mar 2025
% positive months
61.1%
Share of monthly returns > 0 over the 3-year window
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in ELSS
Recent NAVs
| Date | NAV |
|---|---|
| 3 Jun 2026 | ₹32.6294 |
| 2 Jun 2026 | ₹32.6503 |
| 1 Jun 2026 | ₹32.4163 |
| 29 May 2026 | ₹32.8749 |
| 27 May 2026 | ₹33.4251 |
| 26 May 2026 | ₹33.3622 |
| 22 May 2026 | ₹32.9821 |
| 21 May 2026 | ₹32.8701 |
| 20 May 2026 | ₹32.5578 |
| 19 May 2026 | ₹32.2979 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
As of 03 Jun 2026, the NAV of Sundaram Long Term Tax Advantage Fund Series IV Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) is ₹32.6294. It's a ELSS from Sundaram, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.
Sundaram Long Term Tax Advantage Fund Series IV Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) has NAV history starting from 05 Jul 2018, a track record of about 7 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.
Sundaram Long Term Tax Advantage Fund Series IV Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) is managed by Sundaram. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, Sundaram Long Term Tax Advantage Fund Series IV Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) has delivered a absolute return of 10.14% — +8.44 pp ahead of the ELSS category average of 1.70%. The fund ranks #7 of 76 in its category — the top (Q1) quartile.
Over the trailing 3-year window, Sundaram Long Term Tax Advantage Fund Series IV Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) has delivered a CAGR of 15.14% — +4.19 pp ahead of the ELSS category average of 10.95%. The fund ranks #14 of 75 in its category — the top (Q1) quartile.
Over the trailing 5-year window, Sundaram Long Term Tax Advantage Fund Series IV Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) has delivered a CAGR of 18.05% — +7.41 pp ahead of the ELSS category average of 10.65%. The fund ranks #5 of 65 in its category — the top (Q1) quartile.
₹1 lakh invested in Sundaram Long Term Tax Advantage Fund Series IV Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) exactly 5 years ago would be worth approximately ₹229,277 today — a multiplier of 2.29×, based on the 5-year CAGR of 18.05%. The category average over the same window would have grown ₹1 lakh to ₹165,837.
A ₹10,000 monthly SIP in Sundaram Long Term Tax Advantage Fund Series IV Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) over the last 5 years — total invested ₹600,000 — would be worth ₹868,672 today. That's an XIRR (money-weighted annualised return) of 14.77%.
Sundaram Long Term Tax Advantage Fund Series IV Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,736,098 — XIRR 20.36%.
On a 5-year basis, Sundaram Long Term Tax Advantage Fund Series IV Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) ranks #5 out of 65 funds in the ELSS category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.65%; this fund delivered 18.05%.
The worst peak-to-trough decline Sundaram Long Term Tax Advantage Fund Series IV Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) has experienced over the last 5-year window is 22.09% — its NAV fell from a high on 15 Oct 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, Sundaram Long Term Tax Advantage Fund Series IV Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) averaged 24.84% (best 32.22%, worst 17.83%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.72 — reasonable risk-adjusted performance.
In calendar year 2025, Sundaram Long Term Tax Advantage Fund Series IV Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) returned 4.84% — beating the ELSS category average of 2.19% by 2.65 pp. It ranked #14 of 70 in its category that year.
Sundaram Long Term Tax Advantage Fund Series IV Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.
We don't give personal investment advice. Sundaram Long Term Tax Advantage Fund Series IV Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) is suitable for an investor whose:
- time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
- risk tolerance accepts seeing the portfolio fall sharply without panic-selling
- goal isn't capital preservation in the short term
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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