Should I invest in Invesco India ELSS Tax Saver Fund?

We don't give personal investment advice. Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.9%. 5-year CAGR: 3.41%.

Invesco

Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout

Latest NAV

₹30.0200

As of

3 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.43%	+0.12%	+0.32	14 / 76	Q1
1W	-1.60%	-1.31%	-0.29	42 / 76	Q3
2W	-0.10%	+0.08%	-0.18	33 / 76	Q2
1M	-0.33%	-0.99%	+0.65	14 / 76	Q1
3M	-0.07%	-0.23%	+0.17	25 / 76	Q2
6M	-7.52%	-4.25%	-3.27	55 / 76	Q3
YTD	-6.84%	-3.63%	-3.21	51 / 76	Q3
1Y	-5.90%	+1.70%	-7.60	66 / 76	Q4
2Y	-2.42%	+3.10%	-5.51	63 / 75	Q4
3Y	+4.35%	+10.95%	-6.60	71 / 75	Q4
4Y	+6.31%	+11.02%	-4.71	62 / 69	Q4
5Y	+3.41%	+10.65%	-7.24	62 / 65	Q4
7Y	+5.20%	+11.69%	-6.49	60 / 63	Q4
10Y	+4.83%	+10.10%	-5.27	45 / 46	Q4
Inception	+6.30%	+10.74%	-4.43	69 / 76	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.84%	-5.99%	-0.84	45 / 70
2025	-10.27%	+2.19%	-12.45	69 / 70
2024	+16.14%	+16.51%	-0.37	28 / 70
2023	+20.90%	+24.04%	-3.14	39 / 68
2022	-14.39%	+1.46%	-15.85	64 / 65
2021	+22.05%	+33.28%	-11.22	61 / 68
2020	+20.50%	+13.91%	+6.60	10 / 68
2019	-8.40%	+5.99%	-14.40	62 / 66
2018	-8.12%	-7.59%	-0.54	33 / 56
2017	+36.41%	+29.87%	+6.54	13 / 50
2016	-6.09%	+1.05%	-7.15	43 / 46

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.88%

152 windows

min -30.3% · max 66.5%

62% positive

3-Year rolling

+6.44%

127 windows

min -9.9% · max 19.3%

90% positive

5-Year rolling

+6.12%

103 windows

min -7.1% · max 13.1%

90% positive

7-Year rolling

+5.58%

79 windows

min 1.2% · max 8.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.67%

3-year · annualised

Sharpe ratio

-0.06

vs risk-free 6.5%

Sortino ratio

-0.09

Downside-only deviation

Max drawdown

-26.81%

Dec 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC ELSS Tax saver - IDCW Option - Direct Plan	HDFC	₹88.8430	3 Jun 2026
NIPPON INDIA ELSS TAX SAVER FUND - DIRECT Plan - ANNUAL IDCW Option	Nippon India	₹21.9652	3 Jun 2026
SBI ELSS Tax Saver Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹113.4965	3 Jun 2026
ICICI Prudential ELSS Tax Saver Fund - Direct Plan - IDCW	ICICI Prudential	₹43.2500	3 Jun 2026
BANDHAN ELSS Tax Saver Fund - Direct Plan - IDCW	Bandhan	₹40.0710	3 Jun 2026
quant ELSS Tax Saver Fund - IDCW Option - Direct Plan	Quant	₹59.0826	3 Jun 2026
Aditya Birla Sun Life ELSS Tax Saver Fund-DIRECT - IDCW	Aditya Birla Sun Life	₹417.8400	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund Direct - IDCW Payout	Motilal Oswal	₹38.4424	3 Jun 2026
Franklin India ELSS Tax Saver Fund - Direct - IDCW	Franklin India	₹67.3238	3 Jun 2026
Mirae Asset ELSS Tax Saver Fund - Direct Plan - IDCW	Mirae Asset	₹25.6530	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹30.0200
2 Jun 2026	₹30.1200
1 Jun 2026	₹29.9900
29 May 2026	₹30.2000
27 May 2026	₹30.6600
26 May 2026	₹30.6100
25 May 2026	₹30.6800
22 May 2026	₹30.3100
21 May 2026	₹30.2400
20 May 2026	₹30.2200

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout is ₹30.0200. It's a ELSS from Invesco, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout is managed by Invesco. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout has delivered a absolute return of -5.90% — -7.6 pp behind the ELSS category average of 1.70%. The fund ranks #66 of 76 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout has delivered a CAGR of 4.35% — -6.6 pp behind the ELSS category average of 10.95%. The fund ranks #71 of 75 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout has delivered a CAGR of 3.41% — -7.24 pp behind the ELSS category average of 10.65%. The fund ranks #62 of 65 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout exactly 10 years ago would be worth approximately ₹160,213 today — a multiplier of 1.60×, based on the 10-year CAGR of 4.83%. The category average over the same window would have grown ₹1 lakh to ₹261,744.

A ₹10,000 monthly SIP in Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout over the last 5 years — total invested ₹600,000 — would be worth ₹626,635 today. That's an XIRR (money-weighted annualised return) of 1.71%.

A ₹10,000 monthly SIP for 10 years in Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout = ₹1,200,000 invested. It would currently be worth ₹1,506,545 (multiplier 1.26×). XIRR: 4.45%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout ranks #62 out of 65 funds in the ELSS category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.65%; this fund delivered 3.41%.

The worst peak-to-trough decline Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout has experienced over the last 5-year window is 28.88% — its NAV fell from a high on 14 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout averaged 6.12% (best 13.12%, worst -7.10%). 90% of rolling windows ended positive. The 5-year Sharpe ratio is -0.11 — negative risk-adjusted performance.

In calendar year 2025, Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout returned -10.27% — lagging the ELSS category average of 2.19% by 12.45 pp. It ranked #69 of 70 in its category that year.

Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.9%. 5-year CAGR: 3.41%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.