Sundaram
Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW)
Latest NAV
₹28.0616
As of
23 Mar 2026
2,461 NAV records on file
Category
ELSS
Plan type
Dividend
Structure
Close-ended
AMFI Scheme Code
135681
ISIN (Growth)
INF903J012W7
ISIN (Dividend)
—
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Period
No matches.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.00% | +0.12% | -0.12 | 46 / 76 | Q3 |
| 1W | +0.08% | -1.31% | +1.39 | 9 / 76 | Q1 |
| 2W | -1.30% | +0.08% | -1.38 | 75 / 76 | Q4 |
| 1M | -7.72% | -0.99% | -6.74 | 76 / 76 | Q4 |
| 3M | -8.05% | -0.23% | -7.81 | 72 / 76 | Q4 |
| 6M | -1.94% | -4.25% | +2.32 | 16 / 76 | Q1 |
| YTD | -8.23% | -3.63% | -4.60 | 57 / 76 | Q3 |
| 1Y | +4.65% | +1.70% | +2.95 | 16 / 76 | Q1 |
| 2Y | +5.94% | +3.10% | +2.84 | 14 / 75 | Q1 |
| 3Y | +12.58% | +10.95% | +1.63 | 28 / 75 | Q2 |
| 4Y | +10.07% | +11.02% | -0.95 | 34 / 69 | Q2 |
| 5Y | +9.34% | +10.65% | -1.31 | 33 / 65 | Q3 |
| 7Y | +10.93% | +11.69% | -0.76 | 30 / 63 | Q2 |
| 10Y | +10.86% | +10.10% | +0.76 | 10 / 46 | Q1 |
| Inception | +10.85% | +10.74% | +0.11 | 32 / 76 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2026 YTD | -8.23% | -5.99% | -2.24 | 51 / 70 |
| 2025 | +12.21% | +2.19% | +10.02 | 1 / 70 |
| 2024 | +11.40% | +16.51% | -5.11 | 60 / 70 |
| 2023 | +15.67% | +24.04% | -8.37 | 63 / 68 |
| 2022 | +8.47% | +1.46% | +7.01 | 4 / 65 |
| 2021 | +13.77% | +33.28% | -19.50 | 67 / 68 |
| 2020 | +17.09% | +13.91% | +3.18 | 24 / 68 |
| 2019 | +6.91% | +5.99% | +0.92 | 38 / 66 |
| 2018 | -6.36% | -7.59% | +1.22 | 28 / 56 |
| 2017 | +24.10% | +29.87% | -5.77 | 43 / 50 |
| 2016 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+12.23%
110 windows
min -30.6% · max 78.1%
86% positive
3-Year rolling
+11.18%
86 windows
min -9.4% · max 24.2%
95% positive
5-Year rolling
+12.06%
62 windows
min 5.5% · max 21.8%
100% positive
7-Year rolling
+10.89%
37 windows
min 8.5% · max 13.0%
100% positive
Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Std deviation
10.60%
3-year · annualised
Sharpe ratio
0.54
vs risk-free 6.5%
Sortino ratio
0.83
Downside-only deviation
Max drawdown
-15.01%
Sep 2024 → Feb 2025
% positive months
69.4%
Share of monthly returns > 0 over the 3-year window
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in ELSS
Recent NAVs
| Date | NAV |
|---|---|
| 23 Mar 2026 | ₹28.0616 |
| 20 Mar 2026 | ₹28.0521 |
| 19 Mar 2026 | ₹28.0489 |
| 18 Mar 2026 | ₹28.0459 |
| 17 Mar 2026 | ₹28.0429 |
| 16 Mar 2026 | ₹28.0399 |
| 13 Mar 2026 | ₹28.0317 |
| 12 Mar 2026 | ₹28.0885 |
| 11 Mar 2026 | ₹28.2543 |
| 10 Mar 2026 | ₹28.6968 |
Advertisement
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
As of 23 Mar 2026, the NAV of Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) is ₹28.0616. It's a ELSS from Sundaram, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.
Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) has NAV history starting from 23 Mar 2016, a track record of about 10 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.
Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) is managed by Sundaram. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) has delivered a absolute return of 4.65% — +2.95 pp ahead of the ELSS category average of 1.70%. The fund ranks #16 of 76 in its category — the top (Q1) quartile.
Over the trailing 3-year window, Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) has delivered a CAGR of 12.58% — +1.63 pp ahead of the ELSS category average of 10.95%. The fund ranks #28 of 75 in its category — the second (Q2) quartile.
Over the trailing 5-year window, Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) has delivered a CAGR of 9.34% — -1.31 pp behind the ELSS category average of 10.65%. The fund ranks #33 of 65 in its category — the third (Q3) quartile.
₹1 lakh invested in Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) exactly 10 years ago would be worth approximately ₹280,346 today — a multiplier of 2.80×, based on the 10-year CAGR of 10.86%. The category average over the same window would have grown ₹1 lakh to ₹261,744.
A ₹10,000 monthly SIP in Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) over the last 5 years — total invested ₹600,000 — would be worth ₹744,856 today. That's an XIRR (money-weighted annualised return) of 8.58%.
A ₹10,000 monthly SIP for 10 years in Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) = ₹1,200,000 invested. It would currently be worth ₹2,044,132 (multiplier 1.70×). XIRR: 10.27%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.
On a 5-year basis, Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) ranks #33 out of 65 funds in the ELSS category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 10.65%; this fund delivered 9.34%.
The worst peak-to-trough decline Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) has experienced over the last 5-year window is 15.01% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) averaged 12.06% (best 21.75%, worst 5.50%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.24 — weak risk-adjusted performance.
In calendar year 2025, Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) returned 12.21% — beating the ELSS category average of 2.19% by 10.02 pp. It ranked #1 of 70 in its category that year.
Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.
We don't give personal investment advice. Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) is suitable for an investor whose:
- time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
- risk tolerance accepts seeing the portfolio fall sharply without panic-selling
- goal isn't capital preservation in the short term
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
More from Sundaram
- Sundaram Aggressive Hybrid Fund (Formerly Known as Principal Hybrid Equity Fund)- Direct Plan - Growth Option
- Sundaram Aggressive Hybrid Fund (Formerly Known as Principal Hybrid Equity Fund)- Monthly Income Distribution CUM Capital Withdrawal
- Sundaram Aggressive Hybrid Fund (Formerly Known as Principal Hybrid Equity Fund)-Growth
- Sundaram Aggressive Hybrid Fund(Formerly Known as Principal Hybrid Equity Fund)-Direct Plan - Monthly Income Distribution CUM Capital Withdrawal Option
- Sundaram Arbitrage Fund (Formerly Know as Principal Arbitrage Fund) - Regular Plan - Growth
- Sundaram Arbitrage Fund (Formerly Known as Principal Arbitrage Fund)- Regular Plan - Monthly Income Distribution CUM Capital Withdrawal
- Sundaram Arbitrage Fund (Formerly Known as Prinicpal Arbitrage Fund) - Direct Plan - Growth
- Sundaram Arbitrage Fund( Formerly Known as Principal Arbitrage Fund) - Direct Plan- Monthly Income Distribution CUM Capital Withdrawal