Should I invest in Sundaram Long Term Tax Advantage Fund Series II Direct Plan?

We don't give personal investment advice. Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.0%. 5-year CAGR: 13.40%.

Sundaram

Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Growth

Latest NAV

₹36.3216

As of

23 Mar 2026

2,461 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.16%	-0.16	44 / 59	Q3
1W	+0.08%	+0.01%	+0.07	29 / 59	Q2
2W	-1.30%	+0.41%	-1.72	59 / 59	Q4
1M	-7.72%	+1.60%	-9.33	59 / 59	Q4
3M	-8.05%	+3.41%	-11.46	59 / 59	Q4
6M	-1.94%	+3.24%	-5.17	45 / 59	Q4
YTD	-8.23%	+2.42%	-10.65	59 / 59	Q4
1Y	+4.65%	+6.87%	-2.22	20 / 59	Q2
2Y	+5.94%	+4.51%	+1.43	12 / 58	Q1
3Y	+14.38%	+14.16%	+0.23	30 / 58	Q3
4Y	+11.38%	+15.94%	-4.56	48 / 51	Q4
5Y	+13.40%	+14.21%	-0.81	26 / 47	Q3
7Y	+13.86%	+17.19%	-3.33	37 / 45	Q4
10Y	+13.76%	+14.50%	-0.75	16 / 27	Q3
Inception	+13.75%	+14.54%	-0.79	38 / 59	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.23%	-0.01%	-8.22	53 / 53
2025	+12.21%	+3.70%	+8.51	1 / 53
2024	+11.40%	+20.13%	-8.73	48 / 53
2023	+21.31%	+30.82%	-9.51	46 / 51
2022	+8.47%	+3.78%	+4.70	5 / 47
2021	+30.19%	+39.32%	-9.13	41 / 50
2020	+17.09%	+18.42%	-1.33	27 / 50
2019	+6.91%	+6.48%	+0.43	28 / 47
2018	-2.75%	-7.38%	+4.63	11 / 37
2017	+28.88%	+38.27%	-9.38	27 / 31
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.62%

110 windows

min -30.6% · max 78.1%

89% positive

3-Year rolling

+14.60%

86 windows

min -7.1% · max 29.9%

97% positive

5-Year rolling

+15.99%

62 windows

min 10.0% · max 26.3%

100% positive

7-Year rolling

+14.27%

37 windows

min 12.0% · max 16.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.31%

3-year · annualised

Sharpe ratio

0.66

vs risk-free 6.5%

Sortino ratio

1.07

Downside-only deviation

Max drawdown

-15.01%

Sep 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC ELSS Tax saver - Growth Option - Direct Plan	HDFC	₹1,497.0580	17 Jul 2026
Nippon India ELSS Tax Saver Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹144.8728	17 Jul 2026
SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH	SBI	₹479.1199	17 Jul 2026
ICICI Prudential ELSS Tax Saver Fund - Direct Plan - Growth	ICICI Prudential	₹1,043.9300	17 Jul 2026
Invesco India ELSS Tax Saver Fund - Direct Plan - Growth	Invesco	₹148.3100	17 Jul 2026
BANDHAN ELSS Tax Saver Fund - Direct Plan - Growth	Bandhan	₹179.3500	17 Jul 2026
quant ELSS Tax Saver Fund - Growth Option - Direct Plan	Quant	₹460.9956	17 Jul 2026
Aditya Birla Sun Life ELSS Tax Saver Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹69.9900	17 Jul 2026
Motilal Oswal ELSS Tax Saver Fund - Direct Plan - Growth Option	Motilal Oswal	₹63.7427	17 Jul 2026
Franklin India ELSS Tax Saver Fund - Direct - Growth	Franklin India	₹1,617.9351	17 Jul 2026

Recent NAVs

Date	NAV
23 Mar 2026	₹36.3216
20 Mar 2026	₹36.3093
19 Mar 2026	₹36.3052
18 Mar 2026	₹36.3013
17 Mar 2026	₹36.2974
16 Mar 2026	₹36.2935
13 Mar 2026	₹36.2829
12 Mar 2026	₹36.3564
11 Mar 2026	₹36.5710
10 Mar 2026	₹37.1438

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 23 Mar 2026, the NAV of Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Growth is ₹36.3216. It's a ELSS from Sundaram, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Growth has NAV history starting from 23 Mar 2016, a track record of about 10 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Growth is managed by Sundaram. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Growth has delivered a absolute return of 4.65% — -2.22 pp behind the ELSS category average of 6.87%. The fund ranks #20 of 59 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Growth has delivered a CAGR of 14.38% — +0.23 pp ahead of the ELSS category average of 14.16%. The fund ranks #30 of 58 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Growth has delivered a CAGR of 13.40% — -0.81 pp behind the ELSS category average of 14.21%. The fund ranks #26 of 47 in its category — the third (Q3) quartile.

₹1 lakh invested in Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Growth exactly 10 years ago would be worth approximately ₹362,867 today — a multiplier of 3.63×, based on the 10-year CAGR of 13.76%. The category average over the same window would have grown ₹1 lakh to ₹387,351.

A ₹10,000 monthly SIP in Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹774,625 today. That's an XIRR (money-weighted annualised return) of 10.15%.

A ₹10,000 monthly SIP for 10 years in Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,377,012 (multiplier 1.98×). XIRR: 13.11%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Growth ranks #26 out of 47 funds in the ELSS category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 14.21%; this fund delivered 13.40%.

The worst peak-to-trough decline Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Growth has experienced over the last 5-year window is 15.01% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Growth averaged 15.99% (best 26.28%, worst 10.04%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.55 — reasonable risk-adjusted performance.

In calendar year 2025, Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Growth returned 12.21% — beating the ELSS category average of 3.70% by 8.51 pp. It ranked #1 of 53 in its category that year.

Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Sundaram Long Term Tax Advantage Fund Series II Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.0%. 5-year CAGR: 13.40%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.