Sundaram
Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW)
Latest NAV
₹25.1838
As of
26 Mar 2025
2,460 NAV records on file
Category
ELSS
Plan type
Dividend
Structure
Close-ended
AMFI Scheme Code
133325
ISIN (Growth)
INF903J015A6
ISIN (Dividend)
—
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Period
No matches.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.01% | +0.18% | -0.17 | 59 / 76 | Q4 |
| 1W | +0.09% | +0.02% | +0.07 | 25 / 76 | Q2 |
| 2W | +0.19% | +0.25% | -0.07 | 34 / 76 | Q2 |
| 1M | +0.39% | +1.60% | -1.21 | 71 / 76 | Q4 |
| 3M | -1.21% | +3.34% | -4.55 | 72 / 76 | Q4 |
| 6M | -7.67% | +1.60% | -9.27 | 73 / 76 | Q4 |
| YTD | -1.10% | +0.65% | -1.74 | 46 / 76 | Q3 |
| 1Y | +8.09% | +3.29% | +4.80 | 9 / 76 | Q1 |
| 2Y | +16.19% | +2.13% | +14.07 | 5 / 75 | Q1 |
| 3Y | +11.75% | +10.81% | +0.94 | 31 / 75 | Q2 |
| 4Y | +11.40% | +12.20% | -0.80 | 31 / 69 | Q2 |
| 5Y | +21.91% | +10.65% | +11.26 | 1 / 65 | Q1 |
| 7Y | +11.13% | +13.29% | -2.15 | 50 / 63 | Q4 |
| 10Y | +9.39% | +10.17% | -0.78 | 33 / 46 | Q3 |
| Inception | +9.40% | +11.17% | -1.77 | 60 / 76 | Q4 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2025 YTD | -1.10% | +2.19% | -3.28 | 58 / 70 |
| 2024 | +11.00% | +16.51% | -5.51 | 61 / 70 |
| 2023 | +14.92% | +24.04% | -9.13 | 64 / 68 |
| 2022 | +9.02% | +1.46% | +7.56 | 3 / 65 |
| 2021 | +17.61% | +33.28% | -15.66 | 65 / 68 |
| 2020 | +16.78% | +13.91% | +2.88 | 25 / 68 |
| 2019 | +5.46% | +5.99% | -0.54 | 41 / 66 |
| 2018 | -6.73% | -7.59% | +0.85 | 29 / 56 |
| 2017 | +23.03% | +29.87% | -6.84 | 44 / 50 |
| 2016 | +12.58% | +1.05% | +11.53 | 2 / 46 |
| 2015 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+13.08%
110 windows
min -33.6% · max 69.4%
84% positive
3-Year rolling
+10.70%
86 windows
min -10.5% · max 26.3%
94% positive
5-Year rolling
+10.63%
61 windows
min -0.5% · max 21.9%
97% positive
7-Year rolling
+10.42%
37 windows
min 7.3% · max 12.4%
100% positive
Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Std deviation
11.82%
3-year · annualised
Sharpe ratio
0.46
vs risk-free 6.5%
Sortino ratio
0.76
Downside-only deviation
Max drawdown
-13.42%
Apr 2022 → Jun 2022
% positive months
63.9%
Share of monthly returns > 0 over the 3-year window
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in ELSS
Recent NAVs
| Date | NAV |
|---|---|
| 26 Mar 2025 | ₹25.1838 |
| 25 Mar 2025 | ₹25.1805 |
| 24 Mar 2025 | ₹25.1771 |
| 21 Mar 2025 | ₹25.1670 |
| 20 Mar 2025 | ₹25.1637 |
| 19 Mar 2025 | ₹25.1604 |
| 18 Mar 2025 | ₹25.1570 |
| 17 Mar 2025 | ₹25.1536 |
| 13 Mar 2025 | ₹25.1403 |
| 12 Mar 2025 | ₹25.1369 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
As of 26 Mar 2025, the NAV of Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) is ₹25.1838. It's a ELSS from Sundaram, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.
Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) has NAV history starting from 01 Apr 2015, a track record of about 11 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.
Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) is managed by Sundaram. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) has delivered a absolute return of 8.09% — +4.8 pp ahead of the ELSS category average of 3.29%. The fund ranks #9 of 76 in its category — the top (Q1) quartile.
Over the trailing 3-year window, Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) has delivered a CAGR of 11.75% — +0.94 pp ahead of the ELSS category average of 10.81%. The fund ranks #31 of 75 in its category — the second (Q2) quartile.
Over the trailing 5-year window, Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) has delivered a CAGR of 21.91% — +11.26 pp ahead of the ELSS category average of 10.65%. The fund ranks #1 of 65 in its category — the top (Q1) quartile.
₹1 lakh invested in Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) exactly 10 years ago would be worth approximately ₹245,425 today — a multiplier of 2.45×, based on the 10-year CAGR of 9.39%. The category average over the same window would have grown ₹1 lakh to ₹263,459.
A ₹10,000 monthly SIP in Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) over the last 5 years — total invested ₹600,000 — would be worth ₹843,747 today. That's an XIRR (money-weighted annualised return) of 13.60%.
A ₹10,000 monthly SIP for 10 years in Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) = ₹1,200,000 invested. It would currently be worth ₹2,170,716 (multiplier 1.81×). XIRR: 11.40%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.
On a 5-year basis, Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) ranks #1 out of 65 funds in the ELSS category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.65%; this fund delivered 21.91%.
The worst peak-to-trough decline Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) has experienced over the last 5-year window is 14.35% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) averaged 10.63% (best 21.91%, worst -0.46%). 97% of rolling windows ended positive. The 5-year Sharpe ratio is 1.00 — strong risk-adjusted performance.
In calendar year 2024, Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) returned 11.00% — lagging the ELSS category average of 16.51% by 5.51 pp. It ranked #61 of 70 in its category that year.
Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.
We don't give personal investment advice. Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Payout of Income Distribution cum Capital Withdrawal (IDCW) is suitable for an investor whose:
- time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
- risk tolerance accepts seeing the portfolio fall sharply without panic-selling
- goal isn't capital preservation in the short term
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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