Should I invest in Sundaram Long Term Tax Advantage Fund Series I Direct Plan?

We don't give personal investment advice. Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 14.4%. 5-year CAGR: 25.61%.

Sundaram

Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Growth

Latest NAV

₹31.7125

As of

26 Mar 2025

2,460 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.24%	-0.23	45 / 59	Q4
1W	+0.09%	-1.27%	+1.37	8 / 59	Q1
2W	+0.19%	+0.30%	-0.11	25 / 59	Q2
1M	+0.39%	-0.87%	+1.26	9 / 59	Q1
3M	-1.21%	+0.83%	-2.04	34 / 59	Q3
6M	-7.67%	-2.14%	-5.53	48 / 59	Q4
YTD	-1.10%	-1.56%	+0.46	16 / 59	Q2
1Y	+8.09%	+5.96%	+2.13	9 / 59	Q1
2Y	+19.00%	+5.58%	+13.42	6 / 58	Q1
3Y	+13.55%	+14.58%	-1.03	36 / 58	Q3
4Y	+15.65%	+14.85%	+0.80	22 / 51	Q2
5Y	+25.61%	+14.46%	+11.15	1 / 47	Q1
7Y	+13.54%	+15.51%	-1.97	33 / 45	Q3
10Y	+11.94%	+14.50%	-2.56	26 / 27	Q4
Inception	+11.95%	+14.13%	-2.18	49 / 59	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2025 YTD	-1.10%	+3.70%	-4.80	45 / 53
2024	+11.00%	+20.13%	-9.13	49 / 53
2023	+20.55%	+30.82%	-10.27	48 / 51
2022	+9.02%	+3.78%	+5.25	4 / 47
2021	+30.22%	+39.32%	-9.10	40 / 50
2020	+16.78%	+18.42%	-1.64	28 / 50
2019	+5.46%	+6.48%	-1.03	32 / 47
2018	-2.84%	-7.38%	+4.54	12 / 37
2017	+28.04%	+38.27%	-10.22	28 / 31
2016	+12.58%	+5.54%	+7.04	4 / 27
2015	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.11%

110 windows

min -33.6% · max 69.4%

85% positive

3-Year rolling

+13.78%

86 windows

min -8.1% · max 30.7%

95% positive

5-Year rolling

+13.57%

61 windows

min 1.2% · max 25.6%

100% positive

7-Year rolling

+13.49%

37 windows

min 10.1% · max 15.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.48%

3-year · annualised

Sharpe ratio

0.57

vs risk-free 6.5%

Sortino ratio

1.00

Downside-only deviation

Max drawdown

-13.42%

Apr 2022 → Jun 2022

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC ELSS Tax saver - Growth Option - Direct Plan	HDFC	₹1,421.3430	3 Jun 2026
Nippon India ELSS Tax Saver Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹140.6038	3 Jun 2026
SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH	SBI	₹458.2222	3 Jun 2026
ICICI Prudential ELSS Tax Saver Fund - Direct Plan - Growth	ICICI Prudential	₹990.7700	3 Jun 2026
Invesco India ELSS Tax Saver Fund - Direct Plan - Growth	Invesco	₹138.0800	3 Jun 2026
BANDHAN ELSS Tax Saver Fund - Direct Plan - Growth	Bandhan	₹173.1540	3 Jun 2026
quant ELSS Tax Saver Fund - Growth Option - Direct Plan	Quant	₹443.2149	3 Jun 2026
Aditya Birla Sun Life ELSS Tax Saver Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹66.4800	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - Direct Plan - Growth Option	Motilal Oswal	₹62.1822	3 Jun 2026
Franklin India ELSS Tax Saver Fund - Direct - Growth	Franklin India	₹1,537.4743	3 Jun 2026

Recent NAVs

Date	NAV
26 Mar 2025	₹31.7125
25 Mar 2025	₹31.7083
24 Mar 2025	₹31.7041
21 Mar 2025	₹31.6913
20 Mar 2025	₹31.6871
19 Mar 2025	₹31.6829
18 Mar 2025	₹31.6788
17 Mar 2025	₹31.6744
13 Mar 2025	₹31.6576
12 Mar 2025	₹31.6534

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 26 Mar 2025, the NAV of Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Growth is ₹31.7125. It's a ELSS from Sundaram, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Growth has NAV history starting from 01 Apr 2015, a track record of about 11 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Growth is managed by Sundaram. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Growth has delivered a absolute return of 8.09% — +2.13 pp ahead of the ELSS category average of 5.96%. The fund ranks #9 of 59 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Growth has delivered a CAGR of 13.55% — -1.03 pp behind the ELSS category average of 14.58%. The fund ranks #36 of 58 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Growth has delivered a CAGR of 25.61% — +11.15 pp ahead of the ELSS category average of 14.46%. The fund ranks #1 of 47 in its category — the top (Q1) quartile.

₹1 lakh invested in Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Growth exactly 10 years ago would be worth approximately ₹309,049 today — a multiplier of 3.09×, based on the 10-year CAGR of 11.94%. The category average over the same window would have grown ₹1 lakh to ₹387,469.

A ₹10,000 monthly SIP in Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹910,187 today. That's an XIRR (money-weighted annualised return) of 16.68%.

A ₹10,000 monthly SIP for 10 years in Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,525,253 (multiplier 2.10×). XIRR: 14.24%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Growth ranks #1 out of 47 funds in the ELSS category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 14.46%; this fund delivered 25.61%.

The worst peak-to-trough decline Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Growth has experienced over the last 5-year window is 14.35% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Growth averaged 13.57% (best 25.61%, worst 1.16%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 1.21 — strong risk-adjusted performance.

In calendar year 2024, Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Growth returned 11.00% — lagging the ELSS category average of 20.13% by 9.13 pp. It ranked #49 of 53 in its category that year.

Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Sundaram Long Term Tax Advantage Fund Series I Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 14.4%. 5-year CAGR: 25.61%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.