Sundaram
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Bonus
Unit split applied to historical metrics
This scheme had
a 0.5× unit consolidation on
3 Mar 2014.
Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).
Latest NAV
₹21.8981
As of
27 Jun 2025
2,919 NAV records on file
Category
Banking & PSU Fund
Plan type
Dividend
Structure
Close-ended
AMFI Scheme Code
119629
ISIN (Growth)
INF903J01RI4
ISIN (Dividend)
—
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Period
No matches.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | -0.01% | +0.04% | -0.05 | 51 / 60 | Q4 |
| 1W | +0.05% | +0.18% | -0.13 | 52 / 60 | Q4 |
| 2W | +0.15% | +0.25% | -0.10 | 49 / 60 | Q4 |
| 1M | +0.02% | +0.10% | -0.08 | 51 / 60 | Q4 |
| 3M | +2.55% | -0.18% | +2.73 | 1 / 60 | Q1 |
| 6M | +5.01% | +0.11% | +4.90 | 1 / 60 | Q1 |
| YTD | +4.89% | +0.01% | +4.88 | 1 / 60 | Q1 |
| 1Y | +9.39% | +0.62% | +8.77 | 1 / 60 | Q1 |
| 2Y | +8.20% | +2.02% | +6.19 | 3 / 60 | Q1 |
| 3Y | +7.71% | +1.80% | +5.90 | 3 / 57 | Q1 |
| 4Y | +6.15% | +1.90% | +4.25 | 11 / 51 | Q1 |
| 5Y | +5.77% | +1.49% | +4.28 | 11 / 50 | Q1 |
| 7Y | +6.99% | +1.49% | +5.49 | 3 / 47 | Q1 |
| 10Y | +6.86% | +1.37% | +5.49 | 2 / 37 | Q1 |
| Inception | — | — | — | — | — |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2025 YTD | +4.89% | +2.37% | +2.53 | 13 / 52 |
| 2024 | +8.08% | +2.35% | +5.74 | 9 / 53 |
| 2023 | +7.00% | +2.08% | +4.92 | 10 / 51 |
| 2022 | +3.14% | +1.10% | +2.04 | 13 / 50 |
| 2021 | +3.11% | -0.84% | +3.95 | 7 / 50 |
| 2020 | +7.73% | +2.60% | +5.14 | 8 / 47 |
| 2019 | +10.20% | +1.86% | +8.34 | 4 / 45 |
| 2018 | +6.11% | +1.66% | +4.45 | 4 / 46 |
| 2017 | +6.32% | +0.89% | +5.43 | 4 / 46 |
| 2016 | +7.89% | +2.60% | +5.29 | 7 / 43 |
| 2015 | +8.47% | +2.37% | +6.10 | 2 / 7 |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+7.05%
131 windows
min 1.4% · max 11.4%
100% positive
3-Year rolling
+6.68%
106 windows
min 4.1% · max 8.8%
100% positive
5-Year rolling
+6.79%
82 windows
min 5.7% · max 8.0%
100% positive
7-Year rolling
+6.75%
58 windows
min 6.1% · max 8.2%
100% positive
Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Std deviation
1.11%
3-year · annualised
Sharpe ratio
0.86
vs risk-free 6.5%
Sortino ratio
—
Downside-only deviation
Max drawdown
-0.47%
Sep 2022 → Sep 2022
% positive months
97.2%
Share of monthly returns > 0 over the 3-year window
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in Banking & PSU Fund
Recent NAVs
| Date | NAV |
|---|---|
| 27 Jun 2025 | ₹21.8981 |
| 26 Jun 2025 | ₹21.9009 |
| 25 Jun 2025 | ₹21.8994 |
| 24 Jun 2025 | ₹21.9112 |
| 23 Jun 2025 | ₹21.8856 |
| 20 Jun 2025 | ₹21.8868 |
| 19 Jun 2025 | ₹21.8919 |
| 18 Jun 2025 | ₹21.9099 |
| 17 Jun 2025 | ₹21.9019 |
| 16 Jun 2025 | ₹21.8854 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
As of 27 Jun 2025, the NAV of Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Bonus is ₹21.8981. It's a Banking & PSU Fund from Sundaram, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Bonus has NAV history starting from 03 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Bonus is managed by Sundaram. It's classified by AMFI under the 'Banking & PSU Fund' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Bonus has delivered a absolute return of 9.39% — +8.77 pp ahead of the Banking & PSU Fund category average of 0.62%. The fund ranks #1 of 60 in its category — the top (Q1) quartile.
Over the trailing 3-year window, Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Bonus has delivered a CAGR of 7.71% — +5.9 pp ahead of the Banking & PSU Fund category average of 1.80%. The fund ranks #3 of 57 in its category — the top (Q1) quartile.
Over the trailing 5-year window, Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Bonus has delivered a CAGR of 5.77% — +4.28 pp ahead of the Banking & PSU Fund category average of 1.49%. The fund ranks #11 of 50 in its category — the top (Q1) quartile.
₹1 lakh invested in Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Bonus exactly 10 years ago would be worth approximately ₹194,162 today — a multiplier of 1.94×, based on the 10-year CAGR of 6.86%. The category average over the same window would have grown ₹1 lakh to ₹114,619.
A ₹10,000 monthly SIP in Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Bonus over the last 5 years — total invested ₹600,000 — would be worth ₹714,428 today. That's an XIRR (money-weighted annualised return) of 6.91%.
A ₹10,000 monthly SIP for 10 years in Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Bonus = ₹1,200,000 invested. It would currently be worth ₹1,695,789 (multiplier 1.41×). XIRR: 6.72%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.
On a 5-year basis, Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Bonus ranks #11 out of 50 funds in the Banking & PSU Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 1.49%; this fund delivered 5.77%.
The worst peak-to-trough decline Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Bonus has experienced over the last 5-year window is 1.49% — its NAV fell from a high on 05 Apr 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Bonus averaged 6.79% (best 7.96%, worst 5.71%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.72 — negative risk-adjusted performance.
In calendar year 2024, Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Bonus returned 8.08% — beating the Banking & PSU Fund category average of 2.35% by 5.74 pp. It ranked #9 of 53 in its category that year.
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Bonus doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.
We don't give personal investment advice. Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Bonus is suitable for an investor whose:
- understands what asset class this scheme actually invests in (check the factsheet)
- matches that asset class's volatility profile to their goal horizon
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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