Should I invest in Invesco India Banking and PSU Fund - Daily IDCW (Reinvestment)?

We don't give personal investment advice. Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.9%. 5-year CAGR: 0.92%.

Invesco

Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment)

Latest NAV

₹1,063.0787

As of

17 Jul 2026

2,751 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.01%	-0.01	46 / 60	Q4
1W	-0.06%	-0.06%	0.00	35 / 60	Q3
2W	-0.13%	-0.13%	+0.00	26 / 60	Q2
1M	-0.12%	+0.04%	-0.15	36 / 60	Q3
3M	-0.09%	+0.62%	-0.71	42 / 60	Q3
6M	+0.08%	+1.01%	-0.92	43 / 60	Q3
YTD	-0.13%	+0.57%	-0.71	40 / 60	Q3
1Y	-0.10%	+1.29%	-1.39	34 / 60	Q3
2Y	+1.48%	+2.22%	-0.74	22 / 60	Q2
3Y	+0.99%	+1.98%	-1.00	21 / 57	Q2
4Y	+1.42%	+1.93%	-0.52	18 / 52	Q2
5Y	+0.92%	+1.64%	-0.72	18 / 50	Q2
7Y	+0.18%	+1.46%	-1.27	27 / 47	Q3
10Y	+0.55%	+1.38%	-0.83	14 / 37	Q2
Inception	+0.42%	+2.02%	-1.59	33 / 57	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.13%	+0.54%	-0.68	33 / 51
2025	+2.30%	+2.37%	-0.07	17 / 52
2024	+0.81%	+2.35%	-1.54	25 / 53
2023	+0.37%	+2.08%	-1.71	26 / 51
2022	+0.91%	+1.10%	-0.19	15 / 50
2021	-15.07%	-0.84%	-14.23	49 / 50
2020	+9.95%	+2.60%	+7.35	3 / 47
2019	—	—	—	—
2018	—	—	—	—
2017	—	—	—	—
2016	+0.00%	+2.60%	-2.60	32 / 43

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.69%

116 windows

min -15.9% · max 44.1%

66% positive

3-Year rolling

-0.14%

84 windows

min -6.8% · max 13.0%

60% positive

5-Year rolling

+0.24%

67 windows

min -6.9% · max 3.7%

61% positive

7-Year rolling

+0.70%

57 windows

min -4.6% · max 2.6%

95% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.03%

3-year · annualised

Sharpe ratio

-5.34

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.91%

Jun 2025 → Apr 2026

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Banking & PSU Fund

Scheme	Fund house	NAV	As of
HDFC Banking and PSU Debt Fund - IDCW Option - Direct Plan	HDFC	₹10.0100	17 Jul 2026
NIPPON INDIA BANKING and PSU FUND - Direct Plan - IDCW Option	Nippon India	₹22.8275	17 Jul 2026
SBI Banking & PSU Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,547.1581	17 Jul 2026
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Quarterly IDCW	ICICI Prudential	₹13.1750	17 Jul 2026
Invesco India Banking and PSU Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment)	Invesco	₹1,011.7664	17 Jul 2026
Bandhan Banking and PSU Fund - Direct Annual IDCW	Bandhan	₹12.3368	17 Jul 2026
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹106.6001	17 Jul 2026
Franklin India Banking and PSU Debt Fund - Direct - IDCW	Franklin India	₹11.5230	17 Jul 2026
Mirae Asset Banking and PSU Fund - Direct Plan - IDCW	Mirae Asset	₹13.9587	17 Jul 2026
Kotak Banking and PSU Debt Direct - Monthly Payout of Income Distribution cum capital withdrawal option	Kotak	₹10.2435	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹1,063.0787
16 Jul 2026	₹1,063.0049
15 Jul 2026	₹1,062.6880
14 Jul 2026	₹1,062.0290
13 Jul 2026	₹1,063.9178
10 Jul 2026	₹1,063.6934
9 Jul 2026	₹1,062.5956
8 Jul 2026	₹1,062.5200
7 Jul 2026	₹1,064.2066
6 Jul 2026	₹1,064.4931

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) is ₹1,063.0787. It's a Banking & PSU Fund from Invesco, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) is managed by Invesco. It's classified by AMFI under the 'Banking & PSU Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) has delivered a absolute return of -0.10% — -1.39 pp behind the Banking & PSU Fund category average of 1.29%. The fund ranks #34 of 60 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) has delivered a CAGR of 0.99% — -1 pp behind the Banking & PSU Fund category average of 1.98%. The fund ranks #21 of 57 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) has delivered a CAGR of 0.92% — -0.72 pp behind the Banking & PSU Fund category average of 1.64%. The fund ranks #18 of 50 in its category — the second (Q2) quartile.

₹1 lakh invested in Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) exactly 10 years ago would be worth approximately ₹105,667 today — a multiplier of 1.06×, based on the 10-year CAGR of 0.55%. The category average over the same window would have grown ₹1 lakh to ₹114,739.

A ₹10,000 monthly SIP in Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) over the last 5 years — total invested ₹600,000 — would be worth ₹616,348 today. That's an XIRR (money-weighted annualised return) of 1.06%.

A ₹10,000 monthly SIP for 10 years in Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) = ₹980,000 invested. It would currently be worth ₹991,511 (multiplier 1.01×). XIRR: 0.27%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) ranks #18 out of 50 funds in the Banking & PSU Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 1.64%; this fund delivered 0.92%.

The worst peak-to-trough decline Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) has experienced over the last 5-year window is 2.89% — its NAV fell from a high on 23 Sep 2021 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) averaged 0.24% (best 3.67%, worst -6.85%). 61% of rolling windows ended positive. The 5-year Sharpe ratio is -3.93 — negative risk-adjusted performance.

In calendar year 2025, Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) returned 2.30% — lagging the Banking & PSU Fund category average of 2.37% by 0.07 pp. It ranked #17 of 52 in its category that year.

Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.9%. 5-year CAGR: 0.92%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.