Should I invest in SBI Magnum Monthly Income Plan?

We don't give personal investment advice. SBI Magnum Monthly Income Plan - Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.8%. 5-year CAGR: 8.84%.

SBI

SBI Magnum Monthly Income Plan - Growth

Latest NAV

₹76.0092

As of

18 Jun 2026

4,901 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	+0.10%	-0.03	22 / 33	Q3
1W	+0.82%	+0.99%	-0.17	27 / 33	Q4
2W	+1.13%	+1.45%	-0.32	28 / 33	Q4
1M	+1.11%	+1.57%	-0.46	28 / 33	Q4
3M	+2.82%	+0.98%	+1.85	4 / 33	Q1
6M	+2.73%	-0.70%	+3.43	4 / 33	Q1
YTD	+1.96%	-0.70%	+2.66	3 / 33	Q1
1Y	+5.09%	-0.88%	+5.97	4 / 33	Q1
2Y	+5.98%	+1.56%	+4.42	6 / 33	Q1
3Y	+8.87%	+3.98%	+4.89	4 / 33	Q1
4Y	+9.85%	+4.76%	+5.08	2 / 33	Q1
5Y	+8.84%	+3.52%	+5.32	3 / 33	Q1
7Y	+9.57%	+3.86%	+5.71	2 / 33	Q1
10Y	+8.72%	+3.33%	+5.39	1 / 33	Q1
Inception	+8.04%	+3.76%	+4.28	8 / 33	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.96%	-0.70%	+2.66	3 / 33
2025	+6.63%	+1.83%	+4.80	6 / 33
2024	+10.96%	+6.68%	+4.28	7 / 33
2023	+12.05%	+6.65%	+5.40	4 / 33
2022	+4.53%	-0.18%	+4.71	6 / 33
2021	+13.63%	+6.74%	+6.89	4 / 33
2020	+13.47%	+5.49%	+7.97	2 / 33
2019	+8.13%	+2.15%	+5.98	6 / 33
2018	-0.28%	-3.43%	+3.15	9 / 33
2017	+7.78%	+4.29%	+3.50	11 / 33
2016	+12.27%	+4.98%	+7.28	3 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.37%

235 windows

min -6.2% · max 23.2%

93% positive

3-Year rolling

+8.45%

210 windows

min 2.1% · max 13.8%

100% positive

5-Year rolling

+8.59%

186 windows

min 4.3% · max 13.4%

100% positive

7-Year rolling

+8.61%

162 windows

min 5.5% · max 10.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.72%

3-year · annualised

Sharpe ratio

0.56

vs risk-free 6.5%

Sortino ratio

1.23

Downside-only deviation

Max drawdown

-3.19%

Oct 2024 → Mar 2025

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC MF Monthly Income Plan-Long Term Plan-Growth Option	HDFC	₹83.4914	18 Jun 2026
NIPPON INDIA CONSERVATIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - MONTHLY IDCW Option	Nippon India	₹0.0000	18 Jun 2026
SBI Magnum Monthly Income Plan-Dividend-Annually	SBI	₹26.8112	18 Jun 2026
ICICI Prudential Income Multiplier Fund-Dividend option	ICICI Prudential	₹13.8973	18 Jun 2026
FT India Monthly Income Plan-Growth	Franklin Templeton	₹91.8340	18 Jun 2026
Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option	Kotak	₹12.2230	18 Jun 2026
DSP BlackRock Savings Manager Fund - Aggressive - Growth	DSP BlackRock	₹60.6123	18 Jun 2026
HSBC MIP - Savings - Dividend - Quarterly	HSBC	₹17.2620	18 Jun 2026
Canara Robeco Cigo-Growth Plan	Canara Robeco	₹98.3368	18 Jun 2026
UTI - MIS-ADVANTAGE-FLEXI DIVIDEND	UTI	₹44.5243	18 Jun 2026

Recent NAVs

Date	NAV
18 Jun 2026	₹76.0092
17 Jun 2026	₹75.8780
16 Jun 2026	₹75.8224
15 Jun 2026	₹75.7577
12 Jun 2026	₹75.5433
11 Jun 2026	₹75.1408
10 Jun 2026	₹75.2616
9 Jun 2026	₹75.3598
8 Jun 2026	₹75.1505
5 Jun 2026	₹75.2876

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 18 Jun 2026, the NAV of SBI Magnum Monthly Income Plan - Growth is ₹76.0092. It's a Conservative Hybrid Fund from SBI, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

SBI Magnum Monthly Income Plan - Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

SBI Magnum Monthly Income Plan - Growth is managed by SBI. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Magnum Monthly Income Plan - Growth has delivered a absolute return of 5.09% — +5.97 pp ahead of the Conservative Hybrid Fund category average of -0.88%. The fund ranks #4 of 33 in its category — the top (Q1) quartile.

Over the trailing 3-year window, SBI Magnum Monthly Income Plan - Growth has delivered a CAGR of 8.87% — +4.89 pp ahead of the Conservative Hybrid Fund category average of 3.98%. The fund ranks #4 of 33 in its category — the top (Q1) quartile.

Over the trailing 5-year window, SBI Magnum Monthly Income Plan - Growth has delivered a CAGR of 8.84% — +5.32 pp ahead of the Conservative Hybrid Fund category average of 3.52%. The fund ranks #3 of 33 in its category — the top (Q1) quartile.

₹1 lakh invested in SBI Magnum Monthly Income Plan - Growth exactly 10 years ago would be worth approximately ₹230,632 today — a multiplier of 2.31×, based on the 10-year CAGR of 8.72%. The category average over the same window would have grown ₹1 lakh to ₹138,751.

A ₹10,000 monthly SIP in SBI Magnum Monthly Income Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹739,220 today. That's an XIRR (money-weighted annualised return) of 8.27%.

A ₹10,000 monthly SIP for 10 years in SBI Magnum Monthly Income Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹1,903,808 (multiplier 1.59×). XIRR: 8.93%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI Magnum Monthly Income Plan - Growth ranks #3 out of 33 funds in the Conservative Hybrid Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 3.52%; this fund delivered 8.84%.

The worst peak-to-trough decline SBI Magnum Monthly Income Plan - Growth has experienced over the last 5-year window is 3.79% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI Magnum Monthly Income Plan - Growth averaged 8.59% (best 13.36%, worst 4.27%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.52 — reasonable risk-adjusted performance.

In calendar year 2025, SBI Magnum Monthly Income Plan - Growth returned 6.63% — beating the Conservative Hybrid Fund category average of 1.83% by 4.80 pp. It ranked #6 of 33 in its category that year.

SBI Magnum Monthly Income Plan - Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. SBI Magnum Monthly Income Plan - Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.8%. 5-year CAGR: 8.84%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

SBI Magnum Monthly Income Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Conservative Hybrid Fund

Recent NAVs

Frequently asked questions

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