Should I invest in ICICI Prudential Income Multiplier Fund?

We don't give personal investment advice. ICICI Prudential Income Multiplier Fund-Dividend option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.0%. 5-year CAGR: 0.04%.

ICICI Prudential

ICICI Prudential Income Multiplier Fund-Dividend option

Latest NAV

₹13.8272

As of

17 Jul 2026

4,899 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	+0.08%	0.00	25 / 33	Q4
1W	-0.10%	-0.06%	-0.04	24 / 33	Q3
2W	-0.07%	0.00%	-0.06	25 / 33	Q4
1M	-0.33%	+0.36%	-0.68	28 / 33	Q4
3M	+0.56%	+0.90%	-0.34	21 / 33	Q3
6M	+0.82%	+0.19%	+0.63	17 / 33	Q3
YTD	+0.54%	-0.38%	+0.91	12 / 33	Q2
1Y	+0.05%	-0.73%	+0.78	17 / 33	Q3
2Y	-0.27%	+1.20%	-1.47	20 / 33	Q3
3Y	-0.11%	+3.79%	-3.90	26 / 33	Q4
4Y	+0.20%	+4.29%	-4.09	30 / 33	Q4
5Y	+0.04%	+3.45%	-3.42	25 / 33	Q4
7Y	+0.16%	+3.97%	-3.82	27 / 33	Q4
10Y	+0.16%	+3.16%	-3.00	22 / 33	Q3
Inception	+0.88%	+3.76%	-2.89	23 / 33	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.54%	-0.38%	+0.91	12 / 33
2025	+0.06%	+1.83%	-1.77	21 / 33
2024	-0.25%	+6.68%	-6.94	33 / 33
2023	+0.34%	+6.65%	-6.31	32 / 33
2022	-0.69%	-0.18%	-0.51	18 / 33
2021	+0.41%	+6.74%	-6.33	29 / 33
2020	+1.68%	+5.49%	-3.82	25 / 33
2019	-0.39%	+2.15%	-2.53	24 / 33
2018	-2.47%	-3.43%	+0.96	14 / 33
2017	+3.75%	+4.29%	-0.53	15 / 33
2016	+1.45%	+4.98%	-3.54	26 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.96%

236 windows

min -22.8% · max 23.5%

58% positive

3-Year rolling

+1.07%

211 windows

min -2.4% · max 7.0%

70% positive

5-Year rolling

+1.09%

187 windows

min -1.2% · max 5.3%

75% positive

7-Year rolling

+1.17%

163 windows

min -0.6% · max 4.7%

80% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.02%

3-year · annualised

Sharpe ratio

-2.17

vs risk-free 6.5%

Sortino ratio

-3.36

Downside-only deviation

Max drawdown

-4.75%

Jul 2024 → Mar 2026

% positive months

41.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC MF Monthly Income Plan-Long Term Plan-Growth Option	HDFC	₹84.1902	17 Jul 2026
NIPPON INDIA CONSERVATIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - MONTHLY IDCW Option	Nippon India	₹0.0000	17 Jul 2026
SBI Magnum Monthly Income Plan - Growth	SBI	₹76.5364	17 Jul 2026
FT India Monthly Income Plan-Growth	Franklin Templeton	₹92.5426	17 Jul 2026
Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option	Kotak	₹12.2563	17 Jul 2026
DSP BlackRock Savings Manager Fund - Aggressive - Growth	DSP BlackRock	₹61.0620	17 Jul 2026
HSBC MIP - Savings - Dividend - Quarterly	HSBC	₹16.9878	17 Jul 2026
Canara Robeco Cigo-Growth Plan	Canara Robeco	₹99.4063	17 Jul 2026
UTI - MIS-ADVANTAGE-FLEXI DIVIDEND	UTI	₹44.9303	17 Jul 2026
Birla Sun Life MIP II - Wealth 25 Plan-Plan A (Dividend)	Birla Sun Life	₹16.5240	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹13.8272
16 Jul 2026	₹13.8162
15 Jul 2026	₹13.8174
14 Jul 2026	₹13.8042
13 Jul 2026	₹13.8509
10 Jul 2026	₹13.8412
9 Jul 2026	₹13.7946
8 Jul 2026	₹13.7662
7 Jul 2026	₹13.8593
6 Jul 2026	₹13.8615

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Income Multiplier Fund-Dividend option is ₹13.8272. It's a Conservative Hybrid Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Income Multiplier Fund-Dividend option has NAV history starting from 02 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Income Multiplier Fund-Dividend option is managed by ICICI Prudential. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Income Multiplier Fund-Dividend option has delivered a absolute return of 0.05% — +0.78 pp ahead of the Conservative Hybrid Fund category average of -0.73%. The fund ranks #17 of 33 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential Income Multiplier Fund-Dividend option has delivered a CAGR of -0.11% — -3.9 pp behind the Conservative Hybrid Fund category average of 3.79%. The fund ranks #26 of 33 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ICICI Prudential Income Multiplier Fund-Dividend option has delivered a CAGR of 0.04% — -3.42 pp behind the Conservative Hybrid Fund category average of 3.45%. The fund ranks #25 of 33 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Income Multiplier Fund-Dividend option exactly 10 years ago would be worth approximately ₹101,581 today — a multiplier of 1.02×, based on the 10-year CAGR of 0.16%. The category average over the same window would have grown ₹1 lakh to ₹136,479.

A ₹10,000 monthly SIP in ICICI Prudential Income Multiplier Fund-Dividend option over the last 5 years — total invested ₹600,000 — would be worth ₹602,060 today. That's an XIRR (money-weighted annualised return) of 0.13%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Income Multiplier Fund-Dividend option = ₹1,200,000 invested. It would currently be worth ₹1,202,189 (multiplier 1.00×). XIRR: 0.04%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Income Multiplier Fund-Dividend option ranks #25 out of 33 funds in the Conservative Hybrid Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.45%; this fund delivered 0.04%.

The worst peak-to-trough decline ICICI Prudential Income Multiplier Fund-Dividend option has experienced over the last 5-year window is 5.02% — its NAV fell from a high on 31 Aug 2021 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Income Multiplier Fund-Dividend option averaged 1.09% (best 5.27%, worst -1.23%). 75% of rolling windows ended positive. The 5-year Sharpe ratio is -1.97 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Income Multiplier Fund-Dividend option returned 0.06% — lagging the Conservative Hybrid Fund category average of 1.83% by 1.77 pp. It ranked #21 of 33 in its category that year.

ICICI Prudential Income Multiplier Fund-Dividend option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Income Multiplier Fund-Dividend option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.0%. 5-year CAGR: 0.04%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.