Kotak

Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option

Latest NAV

₹12.0806

As of

3 Jun 2026

3,678 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.10%	+13.59%	-13.50	13 / 35	Q2
1W	-0.30%	+7.13%	-7.43	20 / 37	Q3
2W	+0.09%	+7.53%	-7.44	21 / 37	Q3
1M	-1.19%	+3.17%	-4.36	32 / 37	Q4
3M	-3.54%	+8.34%	-11.88	32 / 35	Q4
6M	-5.37%	-2.49%	-2.88	29 / 33	Q4
YTD	-5.31%	-7.68%	+2.37	31 / 35	Q4
1Y	-7.79%	-2.25%	-5.54	30 / 33	Q4
2Y	-3.86%	+1.30%	-5.16	30 / 33	Q4
3Y	-0.50%	+3.60%	-4.10	29 / 33	Q4
4Y	-0.37%	+3.95%	-4.32	30 / 33	Q4
5Y	-1.35%	+3.29%	-4.64	30 / 33	Q4
7Y	+0.28%	+3.60%	-3.32	23 / 33	Q3
10Y	-0.21%	+3.19%	-3.40	22 / 33	Q3
Inception	+1.26%	+13.32%	-12.06	22 / 35	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.31%	-2.08%	-3.23	31 / 33
2025	-2.34%	+1.83%	-4.16	27 / 33
2024	+2.87%	+6.68%	-3.81	22 / 33
2023	+3.13%	+6.65%	-3.52	25 / 33
2022	-5.65%	-0.18%	-5.46	31 / 33
2021	+2.92%	+0.64%	+2.28	25 / 35
2020	+6.22%	+5.49%	+0.72	18 / 33
2019	+0.90%	+2.15%	-1.25	19 / 33
2018	-9.59%	-3.43%	-6.16	31 / 33
2017	+0.42%	+4.29%	-3.87	24 / 33
2016	+5.30%	+4.98%	+0.31	16 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.69%

174 windows

min -11.5% · max 17.5%

58% positive

3-Year rolling

+1.42%

150 windows

min -6.4% · max 7.0%

75% positive

5-Year rolling

+1.16%

126 windows

min -3.0% · max 5.2%

69% positive

7-Year rolling

+0.77%

101 windows

min -1.0% · max 3.3%

76% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.19%

3-year · annualised

Sharpe ratio

-1.32

vs risk-free 6.5%

Sortino ratio

-1.73

Downside-only deviation

Max drawdown

-11.13%

Sep 2024 → Mar 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC MF Monthly Income Plan-Long Term Plan-Growth Option	HDFC	₹81.9654	3 Jun 2026
NIPPON INDIA CONSERVATIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - MONTHLY IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Magnum Monthly Income Plan - Growth	SBI	₹75.0311	3 Jun 2026
ICICI Prudential Income Multiplier Fund-Dividend option	ICICI Prudential	₹13.7052	3 Jun 2026
FT India Monthly Income Plan-Growth	Franklin Templeton	₹90.6648	3 Jun 2026
DSP BlackRock Savings Manager Fund - Aggressive - Growth	DSP BlackRock	₹59.7959	3 Jun 2026
HSBC MIP - Savings - Dividend - Quarterly	HSBC	₹16.9386	3 Jun 2026
Canara Robeco Cigo-Growth Plan	Canara Robeco	₹96.3840	3 Jun 2026
UTI - MIS-ADVANTAGE-FLEXI DIVIDEND	UTI	₹43.6903	3 Jun 2026
Birla Sun Life MIP II - Wealth 25 Plan-Plan A (Dividend)	Birla Sun Life	₹16.2063	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹12.0806
2 Jun 2026	₹12.0848
1 Jun 2026	₹12.0732
29 May 2026	₹12.0925
27 May 2026	₹12.1251
26 May 2026	₹12.1209
25 May 2026	₹12.1317
22 May 2026	₹12.0860
21 May 2026	₹12.0756
20 May 2026	₹12.0801

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option is ₹12.0806. It's a Conservative Hybrid Fund from Kotak, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option has NAV history starting from 01 Mar 2011, a track record of about 15 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option is managed by Kotak. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option has delivered a absolute return of -7.79% — -5.54 pp behind the Conservative Hybrid Fund category average of -2.25%. The fund ranks #30 of 33 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option has delivered a CAGR of -0.50% — -4.1 pp behind the Conservative Hybrid Fund category average of 3.60%. The fund ranks #29 of 33 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option has delivered a CAGR of -1.35% — -4.64 pp behind the Conservative Hybrid Fund category average of 3.29%. The fund ranks #30 of 33 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option exactly 10 years ago would be worth approximately ₹97,940 today — a multiplier of 0.98×, based on the 10-year CAGR of -0.21%. The category average over the same window would have grown ₹1 lakh to ₹136,926.

A ₹10,000 monthly SIP in Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option over the last 5 years — total invested ₹600,000 — would be worth ₹571,576 today. That's an XIRR (money-weighted annualised return) of -1.91%.

A ₹10,000 monthly SIP for 10 years in Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option = ₹1,200,000 invested. It would currently be worth ₹1,161,850 (multiplier 0.97×). XIRR: -0.64%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option ranks #30 out of 33 funds in the Conservative Hybrid Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.29%; this fund delivered -1.35%.

The worst peak-to-trough decline Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option has experienced over the last 5-year window is 11.13% — its NAV fell from a high on 26 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option averaged 1.16% (best 5.17%, worst -3.00%). 69% of rolling windows ended positive. The 5-year Sharpe ratio is -1.55 — negative risk-adjusted performance.

In calendar year 2025, Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option returned -2.34% — lagging the Conservative Hybrid Fund category average of 1.83% by 4.16 pp. It ranked #27 of 33 in its category that year.

Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.1%. 5-year CAGR: -1.35%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.