Should I invest in UTI - MIS-ADVANTAGE-FLEXI DIVIDEND?

We don't give personal investment advice. UTI - MIS-ADVANTAGE-FLEXI DIVIDEND is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.1%. 5-year CAGR: 3.21%.

UTI

UTI - MIS-ADVANTAGE-FLEXI DIVIDEND

Latest NAV

₹43.6903

As of

3 Jun 2026

4,882 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.16%	+13.59%	-13.44	7 / 35	Q1
1W	-0.25%	+7.13%	-7.38	14 / 37	Q2
2W	+0.16%	+7.53%	-7.37	15 / 37	Q2
1M	-0.40%	+3.17%	-3.57	18 / 37	Q2
3M	-1.33%	+8.34%	-9.67	19 / 35	Q3
6M	-4.96%	-2.49%	-2.47	27 / 33	Q4
YTD	-2.20%	-7.68%	+5.48	20 / 35	Q3
1Y	-3.34%	-2.25%	-1.09	19 / 33	Q3
2Y	+1.56%	+1.30%	+0.27	17 / 33	Q3
3Y	+4.39%	+3.60%	+0.79	16 / 33	Q2
4Y	+3.94%	+3.95%	-0.01	16 / 33	Q2
5Y	+3.21%	+3.29%	-0.08	16 / 33	Q2
7Y	+2.96%	+3.60%	-0.64	17 / 33	Q3
10Y	+3.36%	+3.19%	+0.17	15 / 33	Q2
Inception	+6.09%	+13.32%	-7.23	14 / 35	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.20%	-2.08%	-0.12	20 / 33
2025	+2.87%	+1.83%	+1.04	14 / 33
2024	+8.14%	+6.68%	+1.46	15 / 33
2023	+7.86%	+6.65%	+1.22	14 / 33
2022	-3.07%	-0.18%	-2.89	24 / 33
2021	+6.09%	+0.64%	+5.45	19 / 35
2020	+4.21%	+5.49%	-1.28	20 / 33
2019	-1.86%	+2.15%	-4.01	28 / 33
2018	-2.60%	-3.43%	+0.83	15 / 33
2017	+9.42%	+4.29%	+5.13	6 / 33
2016	+6.64%	+4.98%	+1.66	11 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.68%

234 windows

min -14.6% · max 28.1%

81% positive

3-Year rolling

+6.51%

210 windows

min -2.9% · max 14.0%

95% positive

5-Year rolling

+6.31%

185 windows

min 0.4% · max 10.6%

100% positive

7-Year rolling

+6.26%

161 windows

min 2.4% · max 11.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.32%

3-year · annualised

Sharpe ratio

-0.39

vs risk-free 6.5%

Sortino ratio

-0.56

Downside-only deviation

Max drawdown

-7.39%

Dec 2025 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC MF Monthly Income Plan-Long Term Plan-Growth Option	HDFC	₹81.9654	3 Jun 2026
NIPPON INDIA CONSERVATIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - MONTHLY IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Magnum Monthly Income Plan - Growth	SBI	₹75.0311	3 Jun 2026
ICICI Prudential Income Multiplier Fund-Dividend option	ICICI Prudential	₹13.7052	3 Jun 2026
FT India Monthly Income Plan-Growth	Franklin Templeton	₹90.6648	3 Jun 2026
Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option	Kotak	₹12.0806	3 Jun 2026
DSP BlackRock Savings Manager Fund - Aggressive - Growth	DSP BlackRock	₹59.7959	3 Jun 2026
HSBC MIP - Savings - Dividend - Quarterly	HSBC	₹16.9386	3 Jun 2026
Canara Robeco Cigo-Growth Plan	Canara Robeco	₹96.3840	3 Jun 2026
UTI - MIS-ADVANTAGE-GROWTH	UTI	₹69.0733	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹43.6903
2 Jun 2026	₹43.7356
1 Jun 2026	₹43.6679
29 May 2026	₹43.7394
27 May 2026	₹43.8473
26 May 2026	₹43.8439
25 May 2026	₹43.8579
22 May 2026	₹43.6521
21 May 2026	₹43.6045
20 May 2026	₹43.6422

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of UTI - MIS-ADVANTAGE-FLEXI DIVIDEND is ₹43.6903. It's a Conservative Hybrid Fund from UTI, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI - MIS-ADVANTAGE-FLEXI DIVIDEND has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

UTI - MIS-ADVANTAGE-FLEXI DIVIDEND is managed by UTI. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI - MIS-ADVANTAGE-FLEXI DIVIDEND has delivered a absolute return of -3.34% — -1.09 pp behind the Conservative Hybrid Fund category average of -2.25%. The fund ranks #19 of 33 in its category — the third (Q3) quartile.

Over the trailing 3-year window, UTI - MIS-ADVANTAGE-FLEXI DIVIDEND has delivered a CAGR of 4.39% — +0.79 pp ahead of the Conservative Hybrid Fund category average of 3.60%. The fund ranks #16 of 33 in its category — the second (Q2) quartile.

Over the trailing 5-year window, UTI - MIS-ADVANTAGE-FLEXI DIVIDEND has delivered a CAGR of 3.21% — -0.08 pp behind the Conservative Hybrid Fund category average of 3.29%. The fund ranks #16 of 33 in its category — the second (Q2) quartile.

₹1 lakh invested in UTI - MIS-ADVANTAGE-FLEXI DIVIDEND exactly 10 years ago would be worth approximately ₹139,146 today — a multiplier of 1.39×, based on the 10-year CAGR of 3.36%. The category average over the same window would have grown ₹1 lakh to ₹136,926.

A ₹10,000 monthly SIP in UTI - MIS-ADVANTAGE-FLEXI DIVIDEND over the last 5 years — total invested ₹600,000 — would be worth ₹644,758 today. That's an XIRR (money-weighted annualised return) of 2.84%.

A ₹10,000 monthly SIP for 10 years in UTI - MIS-ADVANTAGE-FLEXI DIVIDEND = ₹1,200,000 invested. It would currently be worth ₹1,401,490 (multiplier 1.17×). XIRR: 3.05%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI - MIS-ADVANTAGE-FLEXI DIVIDEND ranks #16 out of 33 funds in the Conservative Hybrid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 3.29%; this fund delivered 3.21%.

The worst peak-to-trough decline UTI - MIS-ADVANTAGE-FLEXI DIVIDEND has experienced over the last 5-year window is 8.06% — its NAV fell from a high on 16 Nov 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI - MIS-ADVANTAGE-FLEXI DIVIDEND averaged 6.31% (best 10.64%, worst 0.42%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.58 — negative risk-adjusted performance.

In calendar year 2025, UTI - MIS-ADVANTAGE-FLEXI DIVIDEND returned 2.87% — beating the Conservative Hybrid Fund category average of 1.83% by 1.04 pp. It ranked #14 of 33 in its category that year.

UTI - MIS-ADVANTAGE-FLEXI DIVIDEND is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. UTI - MIS-ADVANTAGE-FLEXI DIVIDEND is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.1%. 5-year CAGR: 3.21%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.