Should I invest in SBI Children's Fund - Savings Plan?

We don't give personal investment advice. SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.7%. 5-year CAGR: 10.96%.

SBI

SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH

Latest NAV

₹124.5168

As of

3 Jun 2026

3,243 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.30%	+0.24%	+0.06	5 / 10	Q2
1W	+0.25%	-1.19%	+1.43	1 / 10	Q1
2W	+0.70%	+0.32%	+0.37	3 / 10	Q2
1M	+0.62%	-0.75%	+1.37	2 / 10	Q1
3M	+2.68%	+0.73%	+1.95	4 / 10	Q2
6M	+2.86%	-3.37%	+6.23	2 / 10	Q1
YTD	+2.69%	-3.31%	+6.01	2 / 10	Q1
1Y	+4.57%	+1.67%	+2.90	3 / 10	Q2
2Y	+8.93%	+5.36%	+3.57	2 / 9	Q1
3Y	+11.75%	+11.95%	-0.20	3 / 8	Q2
4Y	+11.30%	+11.83%	-0.53	3 / 8	Q2
5Y	+10.97%	+11.31%	-0.34	2 / 8	Q1
7Y	+11.15%	+11.10%	+0.05	3 / 7	Q2
10Y	+11.56%	+10.84%	+0.71	2 / 6	Q2
Inception	+11.87%	+12.76%	-0.89	3 / 10	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.69%	-3.31%	+6.01	2 / 10
2025	+3.60%	+4.63%	-1.03	7 / 10
2024	+17.81%	+19.20%	-1.39	4 / 9
2023	+17.30%	+22.07%	-4.77	6 / 8
2022	+2.33%	-0.43%	+2.76	2 / 8
2021	+18.80%	+31.52%	-12.73	6 / 8
2020	+15.59%	+17.39%	-1.80	6 / 7
2019	+3.54%	+9.99%	-6.45	6 / 6
2018	+1.30%	-2.04%	+3.34	3 / 6
2017	+24.83%	+24.90%	-0.07	2 / 6
2016	+16.65%	+7.79%	+8.86	1 / 6

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.48%

152 windows

min -8.7% · max 42.4%

95% positive

3-Year rolling

+12.83%

127 windows

min 4.2% · max 22.4%

100% positive

5-Year rolling

+12.35%

103 windows

min 8.1% · max 18.7%

100% positive

7-Year rolling

+11.88%

79 windows

min 10.2% · max 14.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.66%

3-year · annualised

Sharpe ratio

1.02

vs risk-free 6.5%

Sortino ratio

2.49

Downside-only deviation

Max drawdown

-4.49%

Dec 2024 → Mar 2025

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
SBI Children's Fund - Investment Plan - Direct Plan - Growth	SBI	₹50.2992	2 Jun 2026
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH	Aditya Birla Sun Life	₹22.3800	3 Jun 2026
Baroda BNP Paribas Children's Fund - Direct Plan - Growth Option	Baroda BNP Paribas	₹10.9697	3 Jun 2026
UTI Children's Equity Fund - Direct Plan - Growth Option	UTI	₹87.4632	3 Jun 2026
Axis Children's Fund - Lock in - Direct Growth	Axis	₹28.8175	3 Jun 2026
LIC MF Children's Fund-Direct Plan-Growth	LIC	₹35.9010	3 Jun 2026
Tata Childrens Fund-Direct Plan-Growth Option	Tata	₹61.3206	3 Jun 2026
Union Children's Fund - Direct Plan - Growth Option	Union	₹12.5000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹124.5168
2 Jun 2026	₹124.4611
1 Jun 2026	₹124.0869
31 May 2026	₹124.2887
29 May 2026	₹124.2645
27 May 2026	₹124.2107
26 May 2026	₹124.1536
25 May 2026	₹123.9615
22 May 2026	₹123.5762
21 May 2026	₹123.6876

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH is ₹124.5168. It's a Children's Fund from SBI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH has NAV history starting from 07 Jan 2013, a track record of about 13 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH is managed by SBI. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH has delivered a absolute return of 4.57% — +2.9 pp ahead of the Children's Fund category average of 1.67%. The fund ranks #3 of 10 in its category — the second (Q2) quartile.

Over the trailing 3-year window, SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH has delivered a CAGR of 11.75% — -0.2 pp behind the Children's Fund category average of 11.95%. The fund ranks #3 of 8 in its category — the second (Q2) quartile.

Over the trailing 5-year window, SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH has delivered a CAGR of 10.97% — -0.34 pp behind the Children's Fund category average of 11.31%. The fund ranks #2 of 8 in its category — the top (Q1) quartile.

₹1 lakh invested in SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH exactly 10 years ago would be worth approximately ₹298,573 today — a multiplier of 2.99×, based on the 10-year CAGR of 11.56%. The category average over the same window would have grown ₹1 lakh to ₹279,992.

A ₹10,000 monthly SIP in SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹775,589 today. That's an XIRR (money-weighted annualised return) of 10.20%.

A ₹10,000 monthly SIP for 10 years in SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH = ₹1,200,000 invested. It would currently be worth ₹2,117,429 (multiplier 1.76×). XIRR: 10.93%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH ranks #2 out of 8 funds in the Children's Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 11.31%; this fund delivered 10.96%.

The worst peak-to-trough decline SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH has experienced over the last 5-year window is 4.71% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH averaged 12.35% (best 18.73%, worst 8.07%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.88 — reasonable risk-adjusted performance.

In calendar year 2025, SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH returned 3.60% — lagging the Children's Fund category average of 4.63% by 1.03 pp. It ranked #7 of 10 in its category that year.

SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.7%. 5-year CAGR: 10.96%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Children's Fund

Recent NAVs

Frequently asked questions

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