Should I invest in LIC MF Children's Fund?

We don't give personal investment advice. LIC MF Children's Fund-Direct Plan-Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.5%. 5-year CAGR: 9.12%.

LIC

LIC MF Children's Fund-Direct Plan-Growth

Latest NAV

₹37.4249

As of

17 Jul 2026

3,298 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.15%	+0.25%	-0.40	10 / 10	Q4
1W	-0.43%	+0.02%	-0.45	10 / 10	Q4
2W	+0.19%	+0.43%	-0.25	8 / 10	Q4
1M	+1.06%	+1.96%	-0.90	10 / 10	Q4
3M	+5.05%	+4.19%	+0.86	3 / 10	Q2
6M	+4.73%	+2.77%	+1.95	3 / 10	Q2
YTD	+2.26%	+1.14%	+1.12	3 / 10	Q2
1Y	+0.98%	+2.87%	-1.90	8 / 10	Q4
2Y	+0.41%	+3.55%	-3.14	7 / 9	Q4
3Y	+9.59%	+11.64%	-2.04	5 / 8	Q3
4Y	+11.11%	+13.17%	-2.06	6 / 8	Q3
5Y	+9.12%	+11.09%	-1.97	6 / 8	Q3
7Y	+11.02%	+12.43%	-1.41	7 / 7	Q4
10Y	+8.70%	+10.95%	-2.24	6 / 6	Q4
Inception	+9.96%	+13.43%	-3.47	9 / 10	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.26%	+1.14%	+1.12	3 / 10
2025	-5.25%	+4.63%	-9.87	10 / 10
2024	+19.46%	+19.20%	+0.26	3 / 9
2023	+22.36%	+22.07%	+0.29	5 / 8
2022	-0.21%	-0.43%	+0.22	5 / 8
2021	+16.42%	+31.52%	-15.10	7 / 8
2020	+13.37%	+17.39%	-4.02	7 / 7
2019	+13.70%	+9.99%	+3.71	3 / 6
2018	-6.88%	-2.04%	-4.85	5 / 6
2017	+14.78%	+24.90%	-10.12	6 / 6
2016	+11.17%	+7.79%	+3.38	2 / 6

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.17%

153 windows

min -13.7% · max 40.5%

78% positive

3-Year rolling

+10.35%

129 windows

min -3.7% · max 19.5%

97% positive

5-Year rolling

+9.67%

104 windows

min 0.5% · max 18.7%

100% positive

7-Year rolling

+9.46%

80 windows

min 5.7% · max 12.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.38%

3-year · annualised

Sharpe ratio

0.26

vs risk-free 6.5%

Sortino ratio

0.40

Downside-only deviation

Max drawdown

-19.46%

Dec 2024 → Mar 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
SBI Children's Fund - Investment Plan - Direct Plan - Growth	SBI	₹53.2832	17 Jul 2026
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH	Aditya Birla Sun Life	₹23.3900	17 Jul 2026
Baroda BNP Paribas Children's Fund - Direct Plan - Growth Option	Baroda BNP Paribas	₹11.4176	17 Jul 2026
UTI Children's Equity Fund - Direct Plan - Growth Option	UTI	₹91.6795	17 Jul 2026
Axis Children's Fund - Lock in - Direct Growth	Axis	₹30.1872	17 Jul 2026
Tata Childrens Fund-Direct Plan-Growth Option	Tata	₹64.0922	17 Jul 2026
Union Children's Fund - Direct Plan - Growth Option	Union	₹13.2900	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹37.4249
16 Jul 2026	₹37.4822
15 Jul 2026	₹37.5062
14 Jul 2026	₹37.3385
13 Jul 2026	₹37.5750
10 Jul 2026	₹37.5866
9 Jul 2026	₹37.2905
8 Jul 2026	₹36.8216
7 Jul 2026	₹37.3607
6 Jul 2026	₹37.4813

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of LIC MF Children's Fund-Direct Plan-Growth is ₹37.4249. It's a Children's Fund from LIC, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

LIC MF Children's Fund-Direct Plan-Growth has NAV history starting from 16 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

LIC MF Children's Fund-Direct Plan-Growth is managed by LIC. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF Children's Fund-Direct Plan-Growth has delivered a absolute return of 0.98% — -1.9 pp behind the Children's Fund category average of 2.87%. The fund ranks #8 of 10 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, LIC MF Children's Fund-Direct Plan-Growth has delivered a CAGR of 9.59% — -2.04 pp behind the Children's Fund category average of 11.64%. The fund ranks #5 of 8 in its category — the third (Q3) quartile.

Over the trailing 5-year window, LIC MF Children's Fund-Direct Plan-Growth has delivered a CAGR of 9.12% — -1.97 pp behind the Children's Fund category average of 11.09%. The fund ranks #6 of 8 in its category — the third (Q3) quartile.

₹1 lakh invested in LIC MF Children's Fund-Direct Plan-Growth exactly 10 years ago would be worth approximately ₹230,343 today — a multiplier of 2.30×, based on the 10-year CAGR of 8.70%. The category average over the same window would have grown ₹1 lakh to ₹282,579.

A ₹10,000 monthly SIP in LIC MF Children's Fund-Direct Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹742,986 today. That's an XIRR (money-weighted annualised return) of 8.48%.

A ₹10,000 monthly SIP for 10 years in LIC MF Children's Fund-Direct Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹1,979,220 (multiplier 1.65×). XIRR: 9.66%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, LIC MF Children's Fund-Direct Plan-Growth ranks #6 out of 8 funds in the Children's Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 11.09%; this fund delivered 9.12%.

The worst peak-to-trough decline LIC MF Children's Fund-Direct Plan-Growth has experienced over the last 5-year window is 19.46% — its NAV fell from a high on 17 Dec 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, LIC MF Children's Fund-Direct Plan-Growth averaged 9.67% (best 18.70%, worst 0.49%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.22 — weak risk-adjusted performance.

In calendar year 2025, LIC MF Children's Fund-Direct Plan-Growth returned -5.25% — lagging the Children's Fund category average of 4.63% by 9.87 pp. It ranked #10 of 10 in its category that year.

LIC MF Children's Fund-Direct Plan-Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. LIC MF Children's Fund-Direct Plan-Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.5%. 5-year CAGR: 9.12%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.