Should I invest in LIC MF Children's Fund?

We don't give personal investment advice. LIC MF Children's Fund-Direct Plan-Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.5%. 5-year CAGR: 8.70%.

LIC

LIC MF Children's Fund-Direct Plan-Growth

Latest NAV

₹35.9010

As of

3 Jun 2026

3,267 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.24%	-0.21	8 / 10	Q4
1W	-1.29%	-1.19%	-0.11	6 / 10	Q3
2W	+0.30%	+0.32%	-0.03	4 / 10	Q2
1M	+0.48%	-0.75%	+1.24	3 / 10	Q2
3M	+4.57%	+0.73%	+3.84	2 / 10	Q1
6M	-2.08%	-3.37%	+1.29	3 / 10	Q2
YTD	-1.90%	-3.31%	+1.41	3 / 10	Q2
1Y	+1.06%	+1.67%	-0.61	5 / 10	Q2
2Y	+2.37%	+5.36%	-2.99	7 / 9	Q4
3Y	+9.71%	+11.95%	-2.24	5 / 8	Q3
4Y	+10.04%	+11.83%	-1.79	5 / 8	Q3
5Y	+8.70%	+11.31%	-2.60	6 / 8	Q3
7Y	+9.72%	+11.10%	-1.38	7 / 7	Q4
10Y	+8.70%	+10.84%	-2.15	6 / 6	Q4
Inception	+9.72%	+12.76%	-3.05	8 / 10	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.90%	-3.31%	+1.41	3 / 10
2025	-5.25%	+4.63%	-9.87	10 / 10
2024	+19.46%	+19.20%	+0.26	3 / 9
2023	+22.36%	+22.07%	+0.29	5 / 8
2022	-0.21%	-0.43%	+0.22	5 / 8
2021	+16.42%	+31.52%	-15.10	7 / 8
2020	+13.37%	+17.39%	-4.02	7 / 7
2019	+13.70%	+9.99%	+3.71	3 / 6
2018	-6.88%	-2.04%	-4.85	5 / 6
2017	+14.78%	+24.90%	-10.12	6 / 6
2016	+11.17%	+7.79%	+3.38	2 / 6

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.96%

151 windows

min -18.4% · max 46.0%

79% positive

3-Year rolling

+10.04%

127 windows

min -5.9% · max 18.4%

98% positive

5-Year rolling

+9.56%

103 windows

min -0.7% · max 16.1%

99% positive

7-Year rolling

+9.36%

78 windows

min 5.7% · max 12.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.89%

3-year · annualised

Sharpe ratio

0.27

vs risk-free 6.5%

Sortino ratio

0.42

Downside-only deviation

Max drawdown

-19.46%

Dec 2024 → Mar 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH	SBI	₹124.5168	3 Jun 2026
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH	Aditya Birla Sun Life	₹22.3800	3 Jun 2026
Baroda BNP Paribas Children's Fund - Direct Plan - Growth Option	Baroda BNP Paribas	₹10.9697	3 Jun 2026
UTI Children's Equity Fund - Direct Plan - Growth Option	UTI	₹87.4632	3 Jun 2026
Axis Children's Fund - Lock in - Direct Growth	Axis	₹28.8175	3 Jun 2026
Tata Childrens Fund-Direct Plan-Growth Option	Tata	₹61.3206	3 Jun 2026
Union Children's Fund - Direct Plan - Growth Option	Union	₹12.5000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹35.9010
2 Jun 2026	₹35.8896
1 Jun 2026	₹35.8887
29 May 2026	₹36.1021
27 May 2026	₹36.3717
26 May 2026	₹36.2913
25 May 2026	₹36.2507
22 May 2026	₹35.8827
21 May 2026	₹35.9298
20 May 2026	₹35.7940

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of LIC MF Children's Fund-Direct Plan-Growth is ₹35.9010. It's a Children's Fund from LIC, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

LIC MF Children's Fund-Direct Plan-Growth has NAV history starting from 16 Jan 2013, a track record of about 13 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

LIC MF Children's Fund-Direct Plan-Growth is managed by LIC. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF Children's Fund-Direct Plan-Growth has delivered a absolute return of 1.06% — -0.61 pp behind the Children's Fund category average of 1.67%. The fund ranks #5 of 10 in its category — the second (Q2) quartile.

Over the trailing 3-year window, LIC MF Children's Fund-Direct Plan-Growth has delivered a CAGR of 9.71% — -2.24 pp behind the Children's Fund category average of 11.95%. The fund ranks #5 of 8 in its category — the third (Q3) quartile.

Over the trailing 5-year window, LIC MF Children's Fund-Direct Plan-Growth has delivered a CAGR of 8.70% — -2.6 pp behind the Children's Fund category average of 11.31%. The fund ranks #6 of 8 in its category — the third (Q3) quartile.

₹1 lakh invested in LIC MF Children's Fund-Direct Plan-Growth exactly 10 years ago would be worth approximately ₹230,218 today — a multiplier of 2.30×, based on the 10-year CAGR of 8.70%. The category average over the same window would have grown ₹1 lakh to ₹279,992.

A ₹10,000 monthly SIP in LIC MF Children's Fund-Direct Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹720,175 today. That's an XIRR (money-weighted annualised return) of 7.23%.

A ₹10,000 monthly SIP for 10 years in LIC MF Children's Fund-Direct Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹1,915,964 (multiplier 1.60×). XIRR: 9.05%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, LIC MF Children's Fund-Direct Plan-Growth ranks #6 out of 8 funds in the Children's Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 11.31%; this fund delivered 8.70%.

The worst peak-to-trough decline LIC MF Children's Fund-Direct Plan-Growth has experienced over the last 5-year window is 19.46% — its NAV fell from a high on 17 Dec 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, LIC MF Children's Fund-Direct Plan-Growth averaged 9.56% (best 16.10%, worst -0.73%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.20 — weak risk-adjusted performance.

In calendar year 2025, LIC MF Children's Fund-Direct Plan-Growth returned -5.25% — lagging the Children's Fund category average of 4.63% by 9.87 pp. It ranked #10 of 10 in its category that year.

LIC MF Children's Fund-Direct Plan-Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. LIC MF Children's Fund-Direct Plan-Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.5%. 5-year CAGR: 8.70%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.