Should I invest in ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH?

We don't give personal investment advice. ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.9%. 5-year CAGR: 10.44%.

Aditya Birla Sun Life

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH

Latest NAV

₹22.3800

As of

3 Jun 2026

1,796 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.49%	+0.24%	+0.25	1 / 10	Q1
1W	-0.97%	-1.19%	+0.22	5 / 10	Q2
2W	+0.94%	+0.32%	+0.62	2 / 10	Q1
1M	-0.57%	-0.75%	+0.18	4 / 10	Q2
3M	+3.21%	+0.73%	+2.48	3 / 10	Q2
6M	-2.13%	-3.37%	+1.24	4 / 10	Q2
YTD	-3.06%	-3.31%	+0.26	4 / 10	Q2
1Y	+4.12%	+1.67%	+2.45	4 / 10	Q2
2Y	+4.71%	+5.36%	-0.65	6 / 9	Q3
3Y	+13.91%	+11.95%	+1.96	2 / 8	Q1
4Y	+13.66%	+11.83%	+1.83	2 / 8	Q1
5Y	+10.44%	+11.31%	-0.87	3 / 8	Q2
7Y	+11.15%	+11.10%	+0.05	4 / 7	Q3
10Y	—	—	—	—	—
Inception	+11.73%	+12.76%	-1.03	4 / 10	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.06%	-3.31%	+0.26	4 / 10
2025	+7.58%	+4.63%	+2.95	2 / 10
2024	+15.64%	+19.20%	-3.56	6 / 9
2023	+24.44%	+22.07%	+2.37	4 / 8
2022	+1.79%	-0.43%	+2.22	3 / 8
2021	+13.79%	+31.52%	-17.73	8 / 8
2020	+16.18%	+17.39%	-1.21	5 / 7
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.57%

77 windows

min -23.2% · max 61.1%

82% positive

3-Year rolling

+13.72%

53 windows

min 7.2% · max 18.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+14.25%

29 windows

min 9.3% · max 17.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+10.86%

4 windows

min 9.7% · max 11.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.67%

3-year · annualised

Sharpe ratio

0.55

vs risk-free 6.5%

Sortino ratio

0.86

Downside-only deviation

Max drawdown

-18.93%

Sep 2024 → Feb 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH	SBI	₹124.5168	3 Jun 2026
Baroda BNP Paribas Children's Fund - Direct Plan - Growth Option	Baroda BNP Paribas	₹10.9697	3 Jun 2026
UTI Children's Equity Fund - Direct Plan - Growth Option	UTI	₹87.4632	3 Jun 2026
Axis Children's Fund - Lock in - Direct Growth	Axis	₹28.8175	3 Jun 2026
LIC MF Children's Fund-Direct Plan-Growth	LIC	₹35.9010	3 Jun 2026
Tata Childrens Fund-Direct Plan-Growth Option	Tata	₹61.3206	3 Jun 2026
Union Children's Fund - Direct Plan - Growth Option	Union	₹12.5000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹22.3800
2 Jun 2026	₹22.5100
1 Jun 2026	₹22.4000
29 May 2026	₹22.5600
27 May 2026	₹22.7800
26 May 2026	₹22.7300
25 May 2026	₹22.7400
22 May 2026	₹22.4700
21 May 2026	₹22.3800
20 May 2026	₹22.3500

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH is ₹22.3800. It's a Children's Fund from Aditya Birla Sun Life, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH has NAV history starting from 12 Feb 2019, a track record of about 7 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH has delivered a absolute return of 4.12% — +2.45 pp ahead of the Children's Fund category average of 1.67%. The fund ranks #4 of 10 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH has delivered a CAGR of 13.91% — +1.96 pp ahead of the Children's Fund category average of 11.95%. The fund ranks #2 of 8 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH has delivered a CAGR of 10.44% — -0.87 pp behind the Children's Fund category average of 11.31%. The fund ranks #3 of 8 in its category — the second (Q2) quartile.

₹1 lakh invested in ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH exactly 5 years ago would be worth approximately ₹164,307 today — a multiplier of 1.64×, based on the 5-year CAGR of 10.44%. The category average over the same window would have grown ₹1 lakh to ₹170,844.

A ₹10,000 monthly SIP in ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹784,469 today. That's an XIRR (money-weighted annualised return) of 10.65%.

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,283,151 — XIRR 11.89%.

On a 5-year basis, ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH ranks #3 out of 8 funds in the Children's Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 11.31%; this fund delivered 10.44%.

The worst peak-to-trough decline ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH has experienced over the last 5-year window is 18.93% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH averaged 14.25% (best 17.59%, worst 9.30%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.33 — weak risk-adjusted performance.

In calendar year 2025, ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH returned 7.58% — beating the Children's Fund category average of 4.63% by 2.95 pp. It ranked #2 of 10 in its category that year.

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.9%. 5-year CAGR: 10.44%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Children's Fund

Recent NAVs

Frequently asked questions

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