Should I invest in SBI Children's Fund - Investment Plan?

We don't give personal investment advice. SBI Children's Fund - Investment Plan - Direct Plan - Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.7%. 5-year CAGR: 22.69%.

SBI

SBI Children's Fund - Investment Plan - Direct Plan - Growth

Latest NAV

₹53.2832

As of

17 Jul 2026

1,429 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+0.25%	-0.21	9 / 10	Q4
1W	-0.25%	+0.02%	-0.27	8 / 10	Q4
2W	-0.03%	+0.43%	-0.46	10 / 10	Q4
1M	+3.04%	+1.96%	+1.08	1 / 10	Q1
3M	+9.99%	+4.19%	+5.80	1 / 10	Q1
6M	+13.59%	+2.77%	+10.82	1 / 10	Q1
YTD	+12.58%	+1.14%	+11.44	1 / 10	Q1
1Y	+15.35%	+2.87%	+12.48	1 / 10	Q1
2Y	+11.95%	+3.55%	+8.40	1 / 9	Q1
3Y	+22.74%	+11.64%	+11.11	1 / 8	Q1
4Y	+23.75%	+13.17%	+10.58	1 / 8	Q1
5Y	+22.69%	+11.09%	+11.60	1 / 8	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+33.34%	+13.43%	+19.91	1 / 10	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+12.58%	+1.14%	+11.44	1 / 10
2025	+3.14%	+4.63%	-1.49	8 / 10
2024	+40.10%	+19.20%	+20.89	1 / 9
2023	+31.11%	+22.07%	+9.03	1 / 8
2022	+6.24%	-0.43%	+6.67	1 / 8
2021	+79.79%	+31.52%	+48.27	1 / 8
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+30.50%

59 windows

min 2.7% · max 126.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+27.09%

34 windows

min 20.2% · max 42.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+28.57%

10 windows

min 22.7% · max 36.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.02%

3-year · annualised

Sharpe ratio

1.01

vs risk-free 6.5%

Sortino ratio

2.06

Downside-only deviation

Max drawdown

-15.74%

Jan 2025 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTH	SBI	₹129.7475	17 Jul 2026
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH	Aditya Birla Sun Life	₹23.3900	17 Jul 2026
Baroda BNP Paribas Children's Fund - Direct Plan - Growth Option	Baroda BNP Paribas	₹11.4176	17 Jul 2026
UTI Children's Equity Fund - Direct Plan - Growth Option	UTI	₹91.6795	17 Jul 2026
Axis Children's Fund - Lock in - Direct Growth	Axis	₹30.1872	17 Jul 2026
LIC MF Children's Fund-Direct Plan-Growth	LIC	₹37.4249	17 Jul 2026
Tata Childrens Fund-Direct Plan-Growth Option	Tata	₹64.0922	17 Jul 2026
Union Children's Fund - Direct Plan - Growth Option	Union	₹13.2900	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹53.2832
16 Jul 2026	₹53.2638
15 Jul 2026	₹53.5893
14 Jul 2026	₹53.2716
13 Jul 2026	₹53.3128
10 Jul 2026	₹53.4171
9 Jul 2026	₹53.2018
8 Jul 2026	₹52.9068
7 Jul 2026	₹53.2978
6 Jul 2026	₹53.2655

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of SBI Children's Fund - Investment Plan - Direct Plan - Growth is ₹53.2832. It's a Children's Fund from SBI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

SBI Children's Fund - Investment Plan - Direct Plan - Growth has NAV history starting from 07 Oct 2020, a track record of about 5 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI Children's Fund - Investment Plan - Direct Plan - Growth is managed by SBI. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Children's Fund - Investment Plan - Direct Plan - Growth has delivered a absolute return of 15.35% — +12.48 pp ahead of the Children's Fund category average of 2.87%. The fund ranks #1 of 10 in its category — the top (Q1) quartile.

Over the trailing 3-year window, SBI Children's Fund - Investment Plan - Direct Plan - Growth has delivered a CAGR of 22.74% — +11.11 pp ahead of the Children's Fund category average of 11.64%. The fund ranks #1 of 8 in its category — the top (Q1) quartile.

Over the trailing 5-year window, SBI Children's Fund - Investment Plan - Direct Plan - Growth has delivered a CAGR of 22.69% — +11.6 pp ahead of the Children's Fund category average of 11.09%. The fund ranks #1 of 8 in its category — the top (Q1) quartile.

₹1 lakh invested in SBI Children's Fund - Investment Plan - Direct Plan - Growth exactly 5 years ago would be worth approximately ₹277,986 today — a multiplier of 2.78×, based on the 5-year CAGR of 22.69%. The category average over the same window would have grown ₹1 lakh to ₹169,198.

A ₹10,000 monthly SIP in SBI Children's Fund - Investment Plan - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹1,027,128 today. That's an XIRR (money-weighted annualised return) of 21.64%.

SBI Children's Fund - Investment Plan - Direct Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹1,027,128 — XIRR 21.64%.

On a 5-year basis, SBI Children's Fund - Investment Plan - Direct Plan - Growth ranks #1 out of 8 funds in the Children's Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 11.09%; this fund delivered 22.69%.

The worst peak-to-trough decline SBI Children's Fund - Investment Plan - Direct Plan - Growth has experienced over the last 5-year window is 15.74% — its NAV fell from a high on 02 Jan 2025 to a low on 04 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI Children's Fund - Investment Plan - Direct Plan - Growth averaged 28.57% (best 36.31%, worst 22.69%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 1.05 — strong risk-adjusted performance.

In calendar year 2025, SBI Children's Fund - Investment Plan - Direct Plan - Growth returned 3.13% — lagging the Children's Fund category average of 4.63% by 1.49 pp. It ranked #8 of 10 in its category that year.

SBI Children's Fund - Investment Plan - Direct Plan - Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. SBI Children's Fund - Investment Plan - Direct Plan - Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.7%. 5-year CAGR: 22.69%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

SBI Children's Fund - Investment Plan - Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Children's Fund

Recent NAVs

Frequently asked questions

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