Should I invest in Samco ELSS Tax Saver Fund?

We don't give personal investment advice. Samco ELSS Tax Saver Fund - Regular Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Samco

Samco ELSS Tax Saver Fund - Regular Plan - Growth Option

Latest NAV

₹12.4200

As of

17 Jul 2026

872 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-1.27%	+0.04%	-1.31	39 / 39	Q4
1W	-1.90%	-0.11%	-1.79	39 / 39	Q4
2W	-1.35%	+0.32%	-1.67	39 / 39	Q4
1M	-2.20%	+1.31%	-3.52	37 / 39	Q4
3M	+1.06%	+3.44%	-2.38	28 / 39	Q3
6M	-0.32%	+3.63%	-3.95	26 / 39	Q3
YTD	-2.36%	+3.50%	-5.86	27 / 39	Q3
1Y	-10.20%	+8.03%	-18.22	39 / 39	Q4
2Y	-9.28%	+4.68%	-13.95	38 / 38	Q4
3Y	+3.72%	+13.16%	-9.44	38 / 38	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.20%	+12.99%	-6.79	38 / 39	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.36%	-0.01%	-2.34	22 / 34
2025	-13.34%	+2.03%	-15.37	34 / 34
2024	+8.65%	+18.62%	-9.97	34 / 34
2023	+33.70%	+30.88%	+2.82	12 / 32
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.34%

32 windows

min -15.7% · max 34.8%

47% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+5.79%

7 windows

min 3.7% · max 7.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.99%

3-year · annualised

Sharpe ratio

-0.06

vs risk-free 6.5%

Sortino ratio

-0.08

Downside-only deviation

Max drawdown

-29.88%

Dec 2024 → Mar 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth	SBI	₹47.5639	17 Jul 2026
Quantum ELSS Tax Saver Fund - Regular Plan Growth Option	Quantum	₹119.4900	17 Jul 2026
Motilal Oswal ELSS Tax Saver Fund - Regular Plan - Growth Option	Motilal Oswal	₹54.9959	17 Jul 2026
Mirae Asset ELSS Tax Saver Fund - Regular Plan - Growth	Mirae Asset	₹50.5940	17 Jul 2026
Parag Parikh ELSS Tax Saver Fund- Regular Growth	Parag Parikh	₹29.6471	17 Jul 2026
HSBC ELSS Tax saver Fund - Regular Growth	HSBC	₹139.9704	17 Jul 2026
BARODA BNP PARIBAS ELSS Tax Saver Fund - Regular - Growth Option	Baroda BNP Paribas	₹99.2178	17 Jul 2026
PGIM India ELSS Tax Saver Fund - Regular Plan - Growth Option	PGIM India	₹34.4500	17 Jul 2026
Axis ELSS Tax Saver Fund - Regular Plan - Growth	Axis	₹96.5764	17 Jul 2026
360 ONE ELSS Tax Saver Nifty 50 Index Fund - Regular Plan - Growth	360 ONE	₹13.6989	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹12.4200
16 Jul 2026	₹12.5800
15 Jul 2026	₹12.6100
14 Jul 2026	₹12.5600
13 Jul 2026	₹12.6500
10 Jul 2026	₹12.6600
9 Jul 2026	₹12.5400
8 Jul 2026	₹12.3700
7 Jul 2026	₹12.5400
6 Jul 2026	₹12.6600

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Samco ELSS Tax Saver Fund - Regular Plan - Growth Option is ₹12.4200. It's a ELSS from Samco, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Samco ELSS Tax Saver Fund - Regular Plan - Growth Option has NAV history starting from 29 Dec 2022, a track record of about 3 years 6 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Samco ELSS Tax Saver Fund - Regular Plan - Growth Option is managed by Samco. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Samco ELSS Tax Saver Fund - Regular Plan - Growth Option has delivered a absolute return of -10.20% — -18.22 pp behind the ELSS category average of 8.03%. The fund ranks #39 of 39 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Samco ELSS Tax Saver Fund - Regular Plan - Growth Option has delivered a CAGR of 3.72% — -9.44 pp behind the ELSS category average of 13.16%. The fund ranks #38 of 38 in its category — the bottom (Q4) quartile.

Samco ELSS Tax Saver Fund - Regular Plan - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Samco ELSS Tax Saver Fund - Regular Plan - Growth Option exactly 3 years ago would be worth approximately ₹111,590 today — a multiplier of 1.12×, based on the 3-year CAGR of 3.72%. The category average over the same window would have grown ₹1 lakh to ₹144,917.

A ₹10,000 monthly SIP in Samco ELSS Tax Saver Fund - Regular Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹344,762 today. That's an XIRR (money-weighted annualised return) of -2.79%.

Samco ELSS Tax Saver Fund - Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹344,762 — XIRR -2.79%.

On a 3-year basis, Samco ELSS Tax Saver Fund - Regular Plan - Growth Option ranks #38 out of 38 funds in the ELSS category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.16%; this fund delivered 3.72%.

The worst peak-to-trough decline Samco ELSS Tax Saver Fund - Regular Plan - Growth Option has experienced over the last 3-year window is 29.88% — its NAV fell from a high on 11 Dec 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Samco ELSS Tax Saver Fund - Regular Plan - Growth Option averaged 5.79% (best 7.23%, worst 3.72%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -0.06 — negative risk-adjusted performance.

In calendar year 2025, Samco ELSS Tax Saver Fund - Regular Plan - Growth Option returned -13.34% — lagging the ELSS category average of 2.03% by 15.37 pp. It ranked #34 of 34 in its category that year.

Samco ELSS Tax Saver Fund - Regular Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Samco ELSS Tax Saver Fund - Regular Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.