Should I invest in Reliance Long Term Equity Fund?

We don't give personal investment advice. Reliance Long Term Equity Fund -Growth Plan -Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.8%. 5-year CAGR: 12.01%.

Reliance

Reliance Long Term Equity Fund -Growth Plan -Growth Option

Latest NAV

₹123.1536

As of

17 Jul 2026

4,811 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.50%	+0.41%	+0.09	11 / 17	Q3
1W	-0.01%	+0.17%	-0.18	11 / 17	Q3
2W	-0.08%	+0.42%	-0.50	15 / 17	Q4
1M	+0.27%	+2.20%	-1.92	17 / 17	Q4
3M	+2.39%	+3.98%	-1.60	12 / 17	Q3
6M	-0.23%	+0.07%	-0.31	9 / 17	Q3
YTD	-1.51%	-1.44%	-0.07	9 / 17	Q3
1Y	+0.36%	+0.45%	-0.09	10 / 17	Q3
2Y	+1.15%	+0.23%	+0.92	6 / 17	Q2
3Y	+11.59%	+10.71%	+0.88	10 / 17	Q3
4Y	+13.10%	+12.62%	+0.47	10 / 17	Q3
5Y	+12.01%	+10.55%	+1.46	10 / 16	Q3
7Y	+15.22%	+12.43%	+2.79	6 / 16	Q2
10Y	+13.08%	+10.17%	+2.91	4 / 16	Q1
Inception	+13.60%	+8.36%	+5.24	2 / 17	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.51%	-1.44%	-0.07	9 / 17
2025	+8.70%	+3.05%	+5.65	5 / 17
2024	+9.66%	+16.43%	-6.77	16 / 17
2023	+26.82%	+23.77%	+3.06	7 / 17
2022	+7.67%	+2.25%	+5.41	5 / 17
2021	+35.55%	+29.90%	+5.66	6 / 16
2020	+16.06%	+10.37%	+5.69	3 / 16
2019	+6.55%	+6.11%	+0.44	9 / 16
2018	-12.63%	-12.13%	-0.50	8 / 16
2017	+41.19%	+33.15%	+8.04	3 / 16
2016	+2.08%	-0.16%	+2.23	6 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.48%

227 windows

min -52.5% · max 107.4%

78% positive

3-Year rolling

+15.84%

202 windows

min -7.1% · max 39.5%

94% positive

5-Year rolling

+15.52%

178 windows

min 0.6% · max 29.1%

100% positive

7-Year rolling

+15.61%

154 windows

min 7.6% · max 24.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.59%

3-year · annualised

Sharpe ratio

0.40

vs risk-free 6.5%

Sortino ratio

0.67

Downside-only deviation

Max drawdown

-17.82%

Sep 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Core and Satellite Fund - DIVIDEND	HDFC	₹23.8110	17 Jul 2026
SBI MSFU EMERGING BUSINESSES FUND - DIVIDEND	SBI	₹72.0370	17 Jul 2026
Franklin India High Growth Companies Fund - Dividend Plan	Franklin Templeton	₹34.0582	17 Jul 2026
Birla Sun Life Top 100 Fund -Dividend Option	Birla Sun Life	₹25.0968	17 Jul 2026
Escorts Leading Sectors Fund - Dividend Option	Escorts	₹69.8510	17 Jul 2026
IDFC Imperial Equity Fund-Plan A - Dividend	IDFC	₹18.9440	17 Jul 2026
JM Core 11 Fund - Series 1 - Dividend option	JM Financial	₹20.1203	17 Jul 2026
Reliance Long Term Equity Fund -Dividend Plan Dividend Option	Reliance	₹32.9706	17 Jul 2026
Sundaram Focused Fund (Formerly Known as Principal Focused Multicap Fund)-Growth Option	Sundaram	₹162.5625	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹123.1536
16 Jul 2026	₹122.5424
15 Jul 2026	₹122.8778
14 Jul 2026	₹122.3306
13 Jul 2026	₹123.1186
10 Jul 2026	₹123.1606
9 Jul 2026	₹121.8384
8 Jul 2026	₹121.0317
7 Jul 2026	₹122.9183
6 Jul 2026	₹123.7221

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Reliance Long Term Equity Fund -Growth Plan -Growth Option is ₹123.1536. It's a Focused Fund from Reliance, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Reliance Long Term Equity Fund -Growth Plan -Growth Option has NAV history starting from 27 Dec 2006, a track record of about 19 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Reliance Long Term Equity Fund -Growth Plan -Growth Option is managed by Reliance. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Long Term Equity Fund -Growth Plan -Growth Option has delivered a absolute return of 0.36% — -0.09 pp behind the Focused Fund category average of 0.45%. The fund ranks #10 of 17 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Reliance Long Term Equity Fund -Growth Plan -Growth Option has delivered a CAGR of 11.59% — +0.88 pp ahead of the Focused Fund category average of 10.71%. The fund ranks #10 of 17 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Reliance Long Term Equity Fund -Growth Plan -Growth Option has delivered a CAGR of 12.01% — +1.46 pp ahead of the Focused Fund category average of 10.55%. The fund ranks #10 of 16 in its category — the third (Q3) quartile.

₹1 lakh invested in Reliance Long Term Equity Fund -Growth Plan -Growth Option exactly 10 years ago would be worth approximately ₹341,892 today — a multiplier of 3.42×, based on the 10-year CAGR of 13.08%. The category average over the same window would have grown ₹1 lakh to ₹263,387.

A ₹10,000 monthly SIP in Reliance Long Term Equity Fund -Growth Plan -Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹777,328 today. That's an XIRR (money-weighted annualised return) of 10.29%.

A ₹10,000 monthly SIP for 10 years in Reliance Long Term Equity Fund -Growth Plan -Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,424,699 (multiplier 2.02×). XIRR: 13.48%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Reliance Long Term Equity Fund -Growth Plan -Growth Option ranks #10 out of 16 funds in the Focused Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 10.55%; this fund delivered 12.01%.

The worst peak-to-trough decline Reliance Long Term Equity Fund -Growth Plan -Growth Option has experienced over the last 5-year window is 17.82% — its NAV fell from a high on 26 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Reliance Long Term Equity Fund -Growth Plan -Growth Option averaged 15.52% (best 29.13%, worst 0.59%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.39 — weak risk-adjusted performance.

In calendar year 2025, Reliance Long Term Equity Fund -Growth Plan -Growth Option returned 8.70% — beating the Focused Fund category average of 3.05% by 5.65 pp. It ranked #5 of 17 in its category that year.

Reliance Long Term Equity Fund -Growth Plan -Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Reliance Long Term Equity Fund -Growth Plan -Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.8%. 5-year CAGR: 12.01%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.