Should I invest in Reliance Long Term Equity Fund?

We don't give personal investment advice. Reliance Long Term Equity Fund -Growth Plan -Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.8%. 5-year CAGR: 11.58%.

Reliance

Reliance Long Term Equity Fund -Growth Plan -Growth Option

Latest NAV

₹118.7863

As of

3 Jun 2026

4,780 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.34%	0.00%	+0.34	7 / 17	Q2
1W	-1.14%	-1.64%	+0.51	4 / 17	Q1
2W	+0.65%	+0.15%	+0.50	4 / 17	Q1
1M	-0.56%	-0.91%	+0.36	4 / 17	Q1
3M	-0.32%	+0.03%	-0.35	8 / 17	Q2
6M	-4.74%	-5.71%	+0.98	6 / 17	Q2
YTD	-4.80%	-5.87%	+1.07	6 / 17	Q2
1Y	-0.57%	-1.20%	+0.63	7 / 17	Q2
2Y	+4.04%	+1.07%	+2.97	6 / 17	Q2
3Y	+12.55%	+11.37%	+1.19	10 / 17	Q3
4Y	+12.40%	+11.51%	+0.89	10 / 17	Q3
5Y	+11.58%	+9.97%	+1.62	10 / 16	Q3
7Y	+13.60%	+10.76%	+2.84	6 / 16	Q2
10Y	+13.44%	+10.20%	+3.24	4 / 16	Q1
Inception	+13.50%	+8.11%	+5.39	2 / 17	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.80%	-5.87%	+1.07	6 / 17
2025	+8.70%	+3.05%	+5.65	5 / 17
2024	+9.66%	+16.43%	-6.77	16 / 17
2023	+26.82%	+23.77%	+3.06	7 / 17
2022	+7.67%	+2.25%	+5.41	5 / 17
2021	+35.55%	+29.90%	+5.66	6 / 16
2020	+16.06%	+10.37%	+5.69	3 / 16
2019	+6.55%	+6.11%	+0.44	9 / 16
2018	-12.63%	-12.13%	-0.50	8 / 16
2017	+41.19%	+33.15%	+8.04	3 / 16
2016	+2.08%	-0.16%	+2.23	6 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.41%

225 windows

min -54.6% · max 107.5%

76% positive

3-Year rolling

+15.67%

201 windows

min -9.6% · max 38.9%

94% positive

5-Year rolling

+15.54%

176 windows

min -1.8% · max 27.0%

99% positive

7-Year rolling

+15.57%

152 windows

min 7.2% · max 25.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.52%

3-year · annualised

Sharpe ratio

0.47

vs risk-free 6.5%

Sortino ratio

0.75

Downside-only deviation

Max drawdown

-17.82%

Sep 2024 → Mar 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Core and Satellite Fund - DIVIDEND	HDFC	₹22.2840	3 Jun 2026
SBI MSFU EMERGING BUSINESSES FUND - DIVIDEND	SBI	₹69.6943	2 Jun 2026
Franklin India High Growth Companies Fund - Dividend Plan	Franklin Templeton	₹32.5025	3 Jun 2026
Birla Sun Life Top 100 Fund -Dividend Option	Birla Sun Life	₹23.8037	3 Jun 2026
Escorts Leading Sectors Fund - Dividend Option	Escorts	₹66.3576	3 Jun 2026
IDFC Imperial Equity Fund-Plan A - Dividend	IDFC	₹18.2660	3 Jun 2026
JM Core 11 Fund - Series 1 - Dividend option	JM Financial	₹18.9354	3 Jun 2026
Reliance Long Term Equity Fund -Dividend Plan Dividend Option	Reliance	₹31.8014	3 Jun 2026
Sundaram Focused Fund (Formerly Known as Principal Focused Multicap Fund)-Growth Option	Sundaram	₹153.8690	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹118.7863
2 Jun 2026	₹119.0416
1 Jun 2026	₹118.6415
29 May 2026	₹119.5463
27 May 2026	₹120.7987
26 May 2026	₹120.4093
25 May 2026	₹121.0163
22 May 2026	₹119.8225
21 May 2026	₹119.3520
20 May 2026	₹118.7378

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Reliance Long Term Equity Fund -Growth Plan -Growth Option is ₹118.7863. It's a Focused Fund from Reliance, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Reliance Long Term Equity Fund -Growth Plan -Growth Option has NAV history starting from 27 Dec 2006, a track record of about 19 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Reliance Long Term Equity Fund -Growth Plan -Growth Option is managed by Reliance. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Long Term Equity Fund -Growth Plan -Growth Option has delivered a absolute return of -0.57% — +0.63 pp ahead of the Focused Fund category average of -1.20%. The fund ranks #7 of 17 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Reliance Long Term Equity Fund -Growth Plan -Growth Option has delivered a CAGR of 12.55% — +1.19 pp ahead of the Focused Fund category average of 11.37%. The fund ranks #10 of 17 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Reliance Long Term Equity Fund -Growth Plan -Growth Option has delivered a CAGR of 11.58% — +1.62 pp ahead of the Focused Fund category average of 9.97%. The fund ranks #10 of 16 in its category — the third (Q3) quartile.

₹1 lakh invested in Reliance Long Term Equity Fund -Growth Plan -Growth Option exactly 10 years ago would be worth approximately ₹352,803 today — a multiplier of 3.53×, based on the 10-year CAGR of 13.44%. The category average over the same window would have grown ₹1 lakh to ₹264,093.

A ₹10,000 monthly SIP in Reliance Long Term Equity Fund -Growth Plan -Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹763,449 today. That's an XIRR (money-weighted annualised return) of 9.56%.

A ₹10,000 monthly SIP for 10 years in Reliance Long Term Equity Fund -Growth Plan -Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,377,007 (multiplier 1.98×). XIRR: 13.10%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Reliance Long Term Equity Fund -Growth Plan -Growth Option ranks #10 out of 16 funds in the Focused Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.97%; this fund delivered 11.58%.

The worst peak-to-trough decline Reliance Long Term Equity Fund -Growth Plan -Growth Option has experienced over the last 5-year window is 17.82% — its NAV fell from a high on 26 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Reliance Long Term Equity Fund -Growth Plan -Growth Option averaged 15.54% (best 26.98%, worst -1.83%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.40 — weak risk-adjusted performance.

In calendar year 2025, Reliance Long Term Equity Fund -Growth Plan -Growth Option returned 8.70% — beating the Focused Fund category average of 3.05% by 5.65 pp. It ranked #5 of 17 in its category that year.

Reliance Long Term Equity Fund -Growth Plan -Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Reliance Long Term Equity Fund -Growth Plan -Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.8%. 5-year CAGR: 11.58%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.