Should I invest in Reliance Long Term Equity Fund?

We don't give personal investment advice. Reliance Long Term Equity Fund -Dividend Plan Dividend Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 50.2%. 5-year CAGR: 3.50%.

Reliance

Reliance Long Term Equity Fund -Dividend Plan Dividend Option

Latest NAV

₹31.8014

As of

3 Jun 2026

4,780 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.34%	0.00%	+0.34	6 / 17	Q2
1W	-1.14%	-1.64%	+0.51	5 / 17	Q2
2W	+0.65%	+0.15%	+0.50	3 / 17	Q1
1M	-0.56%	-0.91%	+0.36	5 / 17	Q2
3M	-0.32%	+0.03%	-0.35	9 / 17	Q3
6M	-11.50%	-5.71%	-5.78	14 / 17	Q4
YTD	-11.55%	-5.87%	-5.68	14 / 17	Q4
1Y	-7.63%	-1.20%	-6.42	15 / 17	Q4
2Y	-3.91%	+1.07%	-4.97	15 / 17	Q4
3Y	+3.88%	+11.37%	-7.49	16 / 17	Q4
4Y	+3.44%	+11.51%	-8.07	16 / 17	Q4
5Y	+3.50%	+9.97%	-6.46	15 / 16	Q4
7Y	+6.30%	+10.76%	-4.46	12 / 16	Q3
10Y	+5.12%	+10.20%	-5.08	12 / 16	Q3
Inception	+6.06%	+8.11%	-2.05	12 / 17	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.55%	-5.87%	-5.68	14 / 17
2025	-0.19%	+3.05%	-3.24	12 / 17
2024	+1.07%	+16.43%	-15.36	17 / 17
2023	+15.72%	+23.77%	-8.05	15 / 17
2022	+3.05%	+2.25%	+0.80	9 / 17
2021	+35.55%	+29.90%	+5.66	5 / 16
2020	+6.20%	+10.37%	-4.17	13 / 16
2019	-2.20%	+6.11%	-8.31	15 / 16
2018	-21.55%	-12.13%	-9.42	15 / 16
2017	+27.31%	+33.15%	-5.85	11 / 16
2016	-4.61%	-0.16%	-4.45	12 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.93%

225 windows

min -54.6% · max 107.5%

53% positive

3-Year rolling

+7.65%

201 windows

min -17.7% · max 27.7%

81% positive

5-Year rolling

+7.18%

176 windows

min -10.3% · max 18.6%

86% positive

7-Year rolling

+6.89%

152 windows

min 0.8% · max 16.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.67%

3-year · annualised

Sharpe ratio

-0.08

vs risk-free 6.5%

Sortino ratio

-0.10

Downside-only deviation

Max drawdown

-50.25%

Sep 2024 → Apr 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Core and Satellite Fund - DIVIDEND	HDFC	₹22.2840	3 Jun 2026
SBI MSFU EMERGING BUSINESSES FUND - DIVIDEND	SBI	₹69.6943	2 Jun 2026
Franklin India High Growth Companies Fund - Dividend Plan	Franklin Templeton	₹32.5025	3 Jun 2026
Birla Sun Life Top 100 Fund -Dividend Option	Birla Sun Life	₹23.8037	3 Jun 2026
Escorts Leading Sectors Fund - Dividend Option	Escorts	₹66.3576	3 Jun 2026
IDFC Imperial Equity Fund-Plan A - Dividend	IDFC	₹18.2660	3 Jun 2026
JM Core 11 Fund - Series 1 - Dividend option	JM Financial	₹18.9354	3 Jun 2026
Reliance Long Term Equity Fund -Growth Plan -Growth Option	Reliance	₹118.7863	3 Jun 2026
Sundaram Focused Fund (Formerly Known as Principal Focused Multicap Fund)-Growth Option	Sundaram	₹153.8690	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹31.8014
2 Jun 2026	₹31.8697
1 Jun 2026	₹31.7626
29 May 2026	₹32.0048
27 May 2026	₹32.3401
26 May 2026	₹32.2359
25 May 2026	₹32.3984
22 May 2026	₹32.0788
21 May 2026	₹31.9528
20 May 2026	₹31.7884

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Reliance Long Term Equity Fund -Dividend Plan Dividend Option is ₹31.8014. It's a Focused Fund from Reliance, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Reliance Long Term Equity Fund -Dividend Plan Dividend Option has NAV history starting from 27 Dec 2006, a track record of about 19 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Reliance Long Term Equity Fund -Dividend Plan Dividend Option is managed by Reliance. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Long Term Equity Fund -Dividend Plan Dividend Option has delivered a absolute return of -7.63% — -6.42 pp behind the Focused Fund category average of -1.20%. The fund ranks #15 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Reliance Long Term Equity Fund -Dividend Plan Dividend Option has delivered a CAGR of 3.88% — -7.49 pp behind the Focused Fund category average of 11.37%. The fund ranks #16 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Reliance Long Term Equity Fund -Dividend Plan Dividend Option has delivered a CAGR of 3.50% — -6.46 pp behind the Focused Fund category average of 9.97%. The fund ranks #15 of 16 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Reliance Long Term Equity Fund -Dividend Plan Dividend Option exactly 10 years ago would be worth approximately ₹164,736 today — a multiplier of 1.65×, based on the 10-year CAGR of 5.12%. The category average over the same window would have grown ₹1 lakh to ₹264,093.

A ₹10,000 monthly SIP in Reliance Long Term Equity Fund -Dividend Plan Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹604,140 today. That's an XIRR (money-weighted annualised return) of 0.27%.

A ₹10,000 monthly SIP for 10 years in Reliance Long Term Equity Fund -Dividend Plan Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,536,397 (multiplier 1.28×). XIRR: 4.83%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Reliance Long Term Equity Fund -Dividend Plan Dividend Option ranks #15 out of 16 funds in the Focused Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.97%; this fund delivered 3.50%.

The worst peak-to-trough decline Reliance Long Term Equity Fund -Dividend Plan Dividend Option has experienced over the last 5-year window is 50.25% — its NAV fell from a high on 26 Sep 2024 to a low on 01 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Reliance Long Term Equity Fund -Dividend Plan Dividend Option averaged 7.18% (best 18.63%, worst -10.34%). 86% of rolling windows ended positive. The 5-year Sharpe ratio is -0.09 — negative risk-adjusted performance.

In calendar year 2025, Reliance Long Term Equity Fund -Dividend Plan Dividend Option returned -0.19% — lagging the Focused Fund category average of 3.05% by 3.24 pp. It ranked #12 of 17 in its category that year.

Reliance Long Term Equity Fund -Dividend Plan Dividend Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Reliance Long Term Equity Fund -Dividend Plan Dividend Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 50.2%. 5-year CAGR: 3.50%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.