Should I invest in Birla Sun Life Top 100 Fund?

We don't give personal investment advice. Birla Sun Life Top 100 Fund -Dividend Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.8%. 5-year CAGR: 4.59%.

Birla Sun Life

Birla Sun Life Top 100 Fund -Dividend Option

Latest NAV

₹23.8037

As of

3 Jun 2026

4,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.48%	0.00%	+0.48	2 / 17	Q1
1W	-1.04%	-1.64%	+0.60	2 / 17	Q1
2W	+0.47%	+0.15%	+0.32	5 / 17	Q2
1M	-0.70%	-0.91%	+0.22	6 / 17	Q2
3M	-1.75%	+0.03%	-1.78	11 / 17	Q3
6M	-5.06%	-5.71%	+0.65	7 / 17	Q2
YTD	-6.17%	-5.87%	-0.30	11 / 17	Q3
1Y	-5.37%	-1.20%	-4.17	12 / 17	Q3
2Y	-1.95%	+1.07%	-3.02	14 / 17	Q4
3Y	+6.46%	+11.37%	-4.91	13 / 17	Q4
4Y	+5.81%	+11.51%	-5.70	15 / 17	Q4
5Y	+4.59%	+9.97%	-5.37	13 / 16	Q4
7Y	+5.22%	+10.76%	-5.54	14 / 16	Q4
10Y	+3.90%	+10.20%	-6.30	15 / 16	Q4
Inception	+2.49%	+8.11%	-5.62	15 / 17	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.17%	-5.87%	-0.30	11 / 17
2025	+3.01%	+3.05%	-0.04	7 / 17
2024	+10.59%	+16.43%	-5.83	14 / 17
2023	+13.66%	+23.77%	-10.10	16 / 17
2022	-5.57%	+2.25%	-7.82	14 / 17
2021	+19.59%	+29.90%	-10.30	13 / 16
2020	+8.77%	+10.37%	-1.60	9 / 16
2019	+2.39%	+6.11%	-3.72	13 / 16
2018	-15.49%	-12.13%	-3.37	12 / 16
2017	+16.96%	+33.15%	-16.20	16 / 16
2016	-2.38%	-0.16%	-2.22	10 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.10%

234 windows

min -55.6% · max 61.5%

56% positive

3-Year rolling

+3.21%

210 windows

min -15.1% · max 17.4%

63% positive

5-Year rolling

+3.03%

185 windows

min -10.3% · max 14.7%

76% positive

7-Year rolling

+2.73%

161 windows

min -2.4% · max 8.8%

89% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.26%

3-year · annualised

Sharpe ratio

0.06

vs risk-free 6.5%

Sortino ratio

0.08

Downside-only deviation

Max drawdown

-17.77%

Sep 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Core and Satellite Fund - DIVIDEND	HDFC	₹22.2840	3 Jun 2026
SBI MSFU EMERGING BUSINESSES FUND - DIVIDEND	SBI	₹69.6943	2 Jun 2026
Franklin India High Growth Companies Fund - Dividend Plan	Franklin Templeton	₹32.5025	3 Jun 2026
Birla Sun Life Top 100 Fund -Growth Option	Birla Sun Life	₹139.4190	3 Jun 2026
Escorts Leading Sectors Fund - Dividend Option	Escorts	₹66.3576	3 Jun 2026
IDFC Imperial Equity Fund-Plan A - Dividend	IDFC	₹18.2660	3 Jun 2026
JM Core 11 Fund - Series 1 - Dividend option	JM Financial	₹18.9354	3 Jun 2026
Reliance Long Term Equity Fund -Dividend Plan Dividend Option	Reliance	₹31.8014	3 Jun 2026
Sundaram Focused Fund (Formerly Known as Principal Focused Multicap Fund)-Growth Option	Sundaram	₹153.8690	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹23.8037
2 Jun 2026	₹24.0230
1 Jun 2026	₹23.9085
29 May 2026	₹24.0349
27 May 2026	₹24.3149
26 May 2026	₹24.2755
25 May 2026	₹24.2979
22 May 2026	₹24.0259
21 May 2026	₹23.8986
20 May 2026	₹23.9516

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Birla Sun Life Top 100 Fund -Dividend Option is ₹23.8037. It's a Focused Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Birla Sun Life Top 100 Fund -Dividend Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Top 100 Fund -Dividend Option is managed by Birla Sun Life. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Top 100 Fund -Dividend Option has delivered a absolute return of -5.37% — -4.17 pp behind the Focused Fund category average of -1.20%. The fund ranks #12 of 17 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Birla Sun Life Top 100 Fund -Dividend Option has delivered a CAGR of 6.46% — -4.91 pp behind the Focused Fund category average of 11.37%. The fund ranks #13 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Birla Sun Life Top 100 Fund -Dividend Option has delivered a CAGR of 4.59% — -5.37 pp behind the Focused Fund category average of 9.97%. The fund ranks #13 of 16 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Birla Sun Life Top 100 Fund -Dividend Option exactly 10 years ago would be worth approximately ₹146,647 today — a multiplier of 1.47×, based on the 10-year CAGR of 3.90%. The category average over the same window would have grown ₹1 lakh to ₹264,093.

A ₹10,000 monthly SIP in Birla Sun Life Top 100 Fund -Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹662,953 today. That's an XIRR (money-weighted annualised return) of 3.94%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life Top 100 Fund -Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,569,461 (multiplier 1.31×). XIRR: 5.24%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life Top 100 Fund -Dividend Option ranks #13 out of 16 funds in the Focused Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.97%; this fund delivered 4.59%.

The worst peak-to-trough decline Birla Sun Life Top 100 Fund -Dividend Option has experienced over the last 5-year window is 17.77% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Top 100 Fund -Dividend Option averaged 3.03% (best 14.71%, worst -10.25%). 76% of rolling windows ended positive. The 5-year Sharpe ratio is -0.06 — negative risk-adjusted performance.

In calendar year 2025, Birla Sun Life Top 100 Fund -Dividend Option returned 3.01% — lagging the Focused Fund category average of 3.05% by 0.04 pp. It ranked #7 of 17 in its category that year.

Birla Sun Life Top 100 Fund -Dividend Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Birla Sun Life Top 100 Fund -Dividend Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.8%. 5-year CAGR: 4.59%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.