Should I invest in HDFC Core and Satellite Fund?

We don't give personal investment advice. HDFC Core and Satellite Fund - DIVIDEND is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 6.65%.

HDFC

HDFC Core and Satellite Fund - DIVIDEND

Latest NAV

₹22.2840

As of

3 Jun 2026

4,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.16%	0.00%	+0.16	9 / 17	Q3
1W	-1.71%	-1.64%	-0.06	10 / 17	Q3
2W	-0.23%	+0.15%	-0.37	13 / 17	Q4
1M	-1.73%	-0.91%	-0.82	11 / 17	Q3
3M	-6.72%	+0.03%	-6.76	17 / 17	Q4
6M	-15.98%	-5.71%	-10.27	17 / 17	Q4
YTD	-16.27%	-5.87%	-10.40	17 / 17	Q4
1Y	-10.93%	-1.20%	-9.73	16 / 17	Q4
2Y	-4.40%	+1.07%	-5.47	16 / 17	Q4
3Y	+5.91%	+11.37%	-5.46	14 / 17	Q4
4Y	+6.75%	+11.51%	-4.77	13 / 17	Q4
5Y	+6.65%	+9.97%	-3.32	12 / 16	Q3
7Y	+3.91%	+10.76%	-6.85	15 / 16	Q4
10Y	+2.26%	+10.20%	-7.94	16 / 16	Q4
Inception	+0.18%	+8.11%	-7.93	17 / 17	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-16.27%	-5.87%	-10.40	17 / 17
2025	+0.69%	+3.05%	-2.36	11 / 17
2024	+12.53%	+16.43%	-3.89	11 / 17
2023	+16.22%	+23.77%	-7.55	14 / 17
2022	+5.78%	+2.25%	+3.53	8 / 17
2021	+25.01%	+29.90%	-4.89	11 / 16
2020	-9.00%	+10.37%	-19.37	16 / 16
2019	-8.67%	+6.11%	-14.78	16 / 16
2018	-23.23%	-12.13%	-11.10	16 / 16
2017	+24.03%	+33.15%	-9.13	13 / 16
2016	-11.11%	-0.16%	-10.95	16 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.49%

234 windows

min -63.2% · max 118.8%

53% positive

3-Year rolling

+1.88%

210 windows

min -21.2% · max 22.4%

60% positive

5-Year rolling

+0.93%

185 windows

min -13.7% · max 18.5%

50% positive

7-Year rolling

+0.09%

161 windows

min -6.1% · max 10.6%

41% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.03%

3-year · annualised

Sharpe ratio

0.03

vs risk-free 6.5%

Sortino ratio

0.04

Downside-only deviation

Max drawdown

-24.01%

Sep 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Core and Satellite Fund - GROWTH	HDFC	₹219.1800	3 Jun 2026
SBI MSFU EMERGING BUSINESSES FUND - DIVIDEND	SBI	₹69.6943	2 Jun 2026
Franklin India High Growth Companies Fund - Dividend Plan	Franklin Templeton	₹32.5025	3 Jun 2026
Birla Sun Life Top 100 Fund -Dividend Option	Birla Sun Life	₹23.8037	3 Jun 2026
Escorts Leading Sectors Fund - Dividend Option	Escorts	₹66.3576	3 Jun 2026
IDFC Imperial Equity Fund-Plan A - Dividend	IDFC	₹18.2660	3 Jun 2026
JM Core 11 Fund - Series 1 - Dividend option	JM Financial	₹18.9354	3 Jun 2026
Reliance Long Term Equity Fund -Dividend Plan Dividend Option	Reliance	₹31.8014	3 Jun 2026
Sundaram Focused Fund (Formerly Known as Principal Focused Multicap Fund)-Growth Option	Sundaram	₹153.8690	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹22.2840
2 Jun 2026	₹22.2800
1 Jun 2026	₹22.2440
29 May 2026	₹22.4220
27 May 2026	₹22.7040
26 May 2026	₹22.6670
25 May 2026	₹22.7800
22 May 2026	₹22.4480
21 May 2026	₹22.3550
20 May 2026	₹22.3040

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Core and Satellite Fund - DIVIDEND is ₹22.2840. It's a Focused Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Core and Satellite Fund - DIVIDEND has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HDFC Core and Satellite Fund - DIVIDEND is managed by HDFC. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Core and Satellite Fund - DIVIDEND has delivered a absolute return of -10.93% — -9.73 pp behind the Focused Fund category average of -1.20%. The fund ranks #16 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Core and Satellite Fund - DIVIDEND has delivered a CAGR of 5.91% — -5.46 pp behind the Focused Fund category average of 11.37%. The fund ranks #14 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, HDFC Core and Satellite Fund - DIVIDEND has delivered a CAGR of 6.65% — -3.32 pp behind the Focused Fund category average of 9.97%. The fund ranks #12 of 16 in its category — the third (Q3) quartile.

₹1 lakh invested in HDFC Core and Satellite Fund - DIVIDEND exactly 10 years ago would be worth approximately ₹125,071 today — a multiplier of 1.25×, based on the 10-year CAGR of 2.26%. The category average over the same window would have grown ₹1 lakh to ₹264,093.

A ₹10,000 monthly SIP in HDFC Core and Satellite Fund - DIVIDEND over the last 5 years — total invested ₹600,000 — would be worth ₹633,222 today. That's an XIRR (money-weighted annualised return) of 2.12%.

A ₹10,000 monthly SIP for 10 years in HDFC Core and Satellite Fund - DIVIDEND = ₹1,200,000 invested. It would currently be worth ₹1,439,830 (multiplier 1.20×). XIRR: 3.57%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Core and Satellite Fund - DIVIDEND ranks #12 out of 16 funds in the Focused Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.97%; this fund delivered 6.65%.

The worst peak-to-trough decline HDFC Core and Satellite Fund - DIVIDEND has experienced over the last 5-year window is 24.01% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Core and Satellite Fund - DIVIDEND averaged 0.93% (best 18.51%, worst -13.68%). 50% of rolling windows ended positive. The 5-year Sharpe ratio is 0.09 — weak risk-adjusted performance.

In calendar year 2025, HDFC Core and Satellite Fund - DIVIDEND returned 0.69% — lagging the Focused Fund category average of 3.05% by 2.36 pp. It ranked #11 of 17 in its category that year.

HDFC Core and Satellite Fund - DIVIDEND is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Core and Satellite Fund - DIVIDEND is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 6.65%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.