Should I invest in HDFC Core and Satellite Fund?

We don't give personal investment advice. HDFC Core and Satellite Fund - GROWTH is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 14.1%. 5-year CAGR: 18.55%.

HDFC

HDFC Core and Satellite Fund - GROWTH

Latest NAV

₹234.1910

As of

17 Jul 2026

4,994 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.66%	+0.41%	+0.25	1 / 17	Q1
1W	+0.37%	+0.17%	+0.20	6 / 17	Q2
2W	+0.55%	+0.42%	+0.13	6 / 17	Q2
1M	+3.13%	+2.20%	+0.93	4 / 17	Q1
3M	+2.56%	+3.98%	-1.42	9 / 17	Q3
6M	-1.52%	+0.07%	-1.59	12 / 17	Q3
YTD	-2.28%	-1.44%	-0.85	12 / 17	Q3
1Y	+1.43%	+0.45%	+0.97	8 / 17	Q2
2Y	+4.80%	+0.23%	+4.57	3 / 17	Q1
3Y	+16.45%	+10.71%	+5.74	1 / 17	Q1
4Y	+19.21%	+12.62%	+6.59	1 / 17	Q1
5Y	+18.55%	+10.55%	+8.00	1 / 16	Q1
7Y	+17.39%	+12.43%	+4.96	1 / 16	Q1
10Y	+14.06%	+10.17%	+3.89	3 / 16	Q1
Inception	+11.80%	+8.36%	+3.44	6 / 17	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.28%	-1.44%	-0.85	12 / 17
2025	+10.56%	+3.05%	+7.51	3 / 17
2024	+23.94%	+16.43%	+7.52	2 / 17
2023	+29.09%	+23.77%	+5.33	4 / 17
2022	+18.29%	+2.25%	+16.04	1 / 17
2021	+39.44%	+29.90%	+9.55	3 / 16
2020	+3.73%	+10.37%	-6.64	14 / 16
2019	+3.36%	+6.11%	-2.75	10 / 16
2018	-14.40%	-12.13%	-2.28	10 / 16
2017	+37.75%	+33.15%	+4.60	6 / 16
2016	+1.18%	-0.16%	+1.34	8 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.28%

236 windows

min -58.1% · max 147.1%

73% positive

3-Year rolling

+13.77%

211 windows

min -10.2% · max 37.4%

89% positive

5-Year rolling

+12.72%

187 windows

min -1.6% · max 34.1%

99% positive

7-Year rolling

+11.91%

163 windows

min 4.7% · max 20.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.60%

3-year · annualised

Sharpe ratio

0.82

vs risk-free 6.5%

Sortino ratio

1.45

Downside-only deviation

Max drawdown

-14.07%

Feb 2026 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Core and Satellite Fund - DIVIDEND	HDFC	₹23.8110	17 Jul 2026
SBI MSFU EMERGING BUSINESSES FUND - DIVIDEND	SBI	₹72.0370	17 Jul 2026
Franklin India High Growth Companies Fund - Dividend Plan	Franklin Templeton	₹34.0582	17 Jul 2026
Birla Sun Life Top 100 Fund -Dividend Option	Birla Sun Life	₹25.0968	17 Jul 2026
Escorts Leading Sectors Fund - Dividend Option	Escorts	₹69.8510	17 Jul 2026
IDFC Imperial Equity Fund-Plan A - Dividend	IDFC	₹18.9440	17 Jul 2026
JM Core 11 Fund - Series 1 - Dividend option	JM Financial	₹20.1203	17 Jul 2026
Reliance Long Term Equity Fund -Dividend Plan Dividend Option	Reliance	₹32.9706	17 Jul 2026
Sundaram Focused Fund (Formerly Known as Principal Focused Multicap Fund)-Growth Option	Sundaram	₹162.5625	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹234.1910
16 Jul 2026	₹232.6560
15 Jul 2026	₹232.8310
14 Jul 2026	₹231.7630
13 Jul 2026	₹233.4140
10 Jul 2026	₹233.3270
9 Jul 2026	₹231.1910
8 Jul 2026	₹229.6330
7 Jul 2026	₹234.4050
6 Jul 2026	₹234.0310

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC Core and Satellite Fund - GROWTH is ₹234.1910. It's a Focused Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Core and Satellite Fund - GROWTH has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HDFC Core and Satellite Fund - GROWTH is managed by HDFC. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Core and Satellite Fund - GROWTH has delivered a absolute return of 1.43% — +0.97 pp ahead of the Focused Fund category average of 0.45%. The fund ranks #8 of 17 in its category — the second (Q2) quartile.

Over the trailing 3-year window, HDFC Core and Satellite Fund - GROWTH has delivered a CAGR of 16.45% — +5.74 pp ahead of the Focused Fund category average of 10.71%. The fund ranks #1 of 17 in its category — the top (Q1) quartile.

Over the trailing 5-year window, HDFC Core and Satellite Fund - GROWTH has delivered a CAGR of 18.55% — +8 pp ahead of the Focused Fund category average of 10.55%. The fund ranks #1 of 16 in its category — the top (Q1) quartile.

₹1 lakh invested in HDFC Core and Satellite Fund - GROWTH exactly 10 years ago would be worth approximately ₹372,763 today — a multiplier of 3.73×, based on the 10-year CAGR of 14.06%. The category average over the same window would have grown ₹1 lakh to ₹263,387.

A ₹10,000 monthly SIP in HDFC Core and Satellite Fund - GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹882,868 today. That's an XIRR (money-weighted annualised return) of 15.44%.

A ₹10,000 monthly SIP for 10 years in HDFC Core and Satellite Fund - GROWTH = ₹1,200,000 invested. It would currently be worth ₹2,796,403 (multiplier 2.33×). XIRR: 16.14%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Core and Satellite Fund - GROWTH ranks #1 out of 16 funds in the Focused Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.55%; this fund delivered 18.55%.

The worst peak-to-trough decline HDFC Core and Satellite Fund - GROWTH has experienced over the last 5-year window is 14.07% — its NAV fell from a high on 18 Feb 2026 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Core and Satellite Fund - GROWTH averaged 12.72% (best 34.08%, worst -1.60%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.87 — reasonable risk-adjusted performance.

In calendar year 2025, HDFC Core and Satellite Fund - GROWTH returned 10.56% — beating the Focused Fund category average of 3.05% by 7.51 pp. It ranked #3 of 17 in its category that year.

HDFC Core and Satellite Fund - GROWTH is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Core and Satellite Fund - GROWTH is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 14.1%. 5-year CAGR: 18.55%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.