Should I invest in Reliance Equity Advantage Fund Growth Plan Bonus Option?

We don't give personal investment advice. Reliance Equity Advantage Fund-Institutional Plan Growth Plan Bonus Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.4%. 5-year CAGR: 5.53%.

Reliance

Reliance Equity Advantage Fund-Institutional Plan Growth Plan Bonus Option

Latest NAV

₹34.1366

As of

3 Mar 2020

3,085 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.65%	-0.10%	+1.75	1 / 2	Q2
1W	-4.79%	-3.81%	-0.97	2 / 2	Q4
2W	-6.14%	-3.14%	-3.01	2 / 2	Q4
1M	-3.55%	+3.52%	-7.07	2 / 2	Q4
3M	-5.83%	-15.27%	+9.43	1 / 2	Q2
6M	+6.12%	-6.97%	+13.09	1 / 2	Q2
YTD	-7.68%	-15.75%	+8.07	1 / 2	Q2
1Y	-1.47%	-10.38%	+8.91	1 / 2	Q2
2Y	+1.54%	-2.94%	+4.48	1 / 2	Q2
3Y	+7.64%	+3.73%	+3.90	1 / 2	Q2
4Y	+11.69%	+8.57%	+3.13	1 / 2	Q2
5Y	+5.53%	+5.07%	+0.46	1 / 2	Q2
7Y	+13.28%	+11.78%	+1.50	1 / 2	Q2
10Y	+11.46%	+10.66%	+0.80	1 / 2	Q2
Inception	+10.52%	+11.12%	-0.61	2 / 2	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	-7.68%	-15.75%	+8.07	1 / 2
2019	+6.84%	+8.47%	-1.63	2 / 2
2018	+0.50%	+0.65%	-0.15	2 / 2
2017	+37.92%	+35.44%	+2.47	1 / 2
2016	+1.96%	+5.17%	-3.21	2 / 2
2015	+1.15%	+0.92%	+0.23	1 / 2
2014	+54.95%	+48.50%	+6.45	1 / 2
2013	+3.51%	+7.02%	-3.51	2 / 2
2012	+40.54%	+34.42%	+6.12	1 / 2
2011	-26.30%	-21.10%	-5.20	2 / 2
2010	+19.65%	+23.85%	-4.20	2 / 2

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.81%

141 windows

min -50.9% · max 86.7%

74% positive

3-Year rolling

+13.72%

117 windows

min -1.0% · max 31.6%

98% positive

5-Year rolling

+13.94%

93 windows

min 1.9% · max 21.6%

100% positive

7-Year rolling

+14.39%

68 windows

min 8.5% · max 22.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.92%

3-year · annualised

Sharpe ratio

0.13

vs risk-free 6.5%

Sortino ratio

0.21

Downside-only deviation

Max drawdown

-16.28%

May 2019 → Aug 2019

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - Growth Option - Direct Plan	HDFC	₹1,163.9600	3 Jun 2026
Nippon India Large Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹97.2167	3 Jun 2026
SBI BLUE CHIP FUND-DIVIDEND	SBI	₹51.5053	3 Jun 2026
ICICI Prudential Focused Equity Fund - Retail Dividend Plan	ICICI Prudential	₹28.1800	3 Jun 2026
Invesco India Largecap Fund - Direct Plan - Growth	Invesco	₹82.0000	3 Jun 2026
BANDHAN Large Cap Fund-Direct Plan-Growth	Bandhan	₹86.1600	3 Jun 2026
quant Large Cap Fund - Growth Option - Direct Plan	Quant	₹16.2295	3 Jun 2026
Aditya Birla Sun Life Large Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹550.6600	3 Jun 2026
Motilal Oswal Large Cap Direct Plan Growth	Motilal Oswal	₹13.4304	3 Jun 2026
Franklin India Bluechip Fund-Dividend	Franklin Templeton	₹40.6142	2 Jun 2026

Recent NAVs

Date	NAV
3 Mar 2020	₹34.1366
2 Mar 2020	₹33.5816
28 Feb 2020	₹34.0123
27 Feb 2020	₹35.2511
26 Feb 2020	₹35.4635
25 Feb 2020	₹35.8522
24 Feb 2020	₹36.0269
20 Feb 2020	₹36.8227
19 Feb 2020	₹36.6857
18 Feb 2020	₹36.3712

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Mar 2020, the NAV of Reliance Equity Advantage Fund-Institutional Plan Growth Plan Bonus Option is ₹34.1366. It's a Large Cap Fund from Reliance, run as a Institutional plan Growth option. NAVs update once per business day from the AMFI feed.

Reliance Equity Advantage Fund-Institutional Plan Growth Plan Bonus Option has NAV history starting from 14 Aug 2007, a track record of about 18 years 9 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Reliance Equity Advantage Fund-Institutional Plan Growth Plan Bonus Option is managed by Reliance. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Equity Advantage Fund-Institutional Plan Growth Plan Bonus Option has delivered a absolute return of -1.47% — +8.91 pp ahead of the Large Cap Fund category average of -10.38%. The fund ranks #1 of 2 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Reliance Equity Advantage Fund-Institutional Plan Growth Plan Bonus Option has delivered a CAGR of 7.64% — +3.9 pp ahead of the Large Cap Fund category average of 3.73%. The fund ranks #1 of 2 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Reliance Equity Advantage Fund-Institutional Plan Growth Plan Bonus Option has delivered a CAGR of 5.53% — +0.46 pp ahead of the Large Cap Fund category average of 5.07%. The fund ranks #1 of 2 in its category — the second (Q2) quartile.

₹1 lakh invested in Reliance Equity Advantage Fund-Institutional Plan Growth Plan Bonus Option exactly 10 years ago would be worth approximately ₹295,926 today — a multiplier of 2.96×, based on the 10-year CAGR of 11.46%. The category average over the same window would have grown ₹1 lakh to ₹275,438.

A ₹10,000 monthly SIP in Reliance Equity Advantage Fund-Institutional Plan Growth Plan Bonus Option over the last 5 years — total invested ₹600,000 — would be worth ₹703,548 today. That's an XIRR (money-weighted annualised return) of 6.30%.

A ₹10,000 monthly SIP for 10 years in Reliance Equity Advantage Fund-Institutional Plan Growth Plan Bonus Option = ₹1,200,000 invested. It would currently be worth ₹2,155,685 (multiplier 1.80×). XIRR: 11.27%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Reliance Equity Advantage Fund-Institutional Plan Growth Plan Bonus Option ranks #1 out of 2 funds in the Large Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 5.07%; this fund delivered 5.53%.

The worst peak-to-trough decline Reliance Equity Advantage Fund-Institutional Plan Growth Plan Bonus Option has experienced over the last 5-year window is 22.39% — its NAV fell from a high on 03 Mar 2015 to a low on 25 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Reliance Equity Advantage Fund-Institutional Plan Growth Plan Bonus Option averaged 13.94% (best 21.58%, worst 1.93%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.02 — negative risk-adjusted performance.

In calendar year 2019, Reliance Equity Advantage Fund-Institutional Plan Growth Plan Bonus Option returned 6.84% — lagging the Large Cap Fund category average of 8.47% by 1.63 pp. It ranked #2 of 2 in its category that year.

Reliance Equity Advantage Fund-Institutional Plan Growth Plan Bonus Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Reliance Equity Advantage Fund-Institutional Plan Growth Plan Bonus Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.4%. 5-year CAGR: 5.53%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.