Should I invest in ICICI Prudential Focused Equity Fund - Retail Dividend Plan?

We don't give personal investment advice. ICICI Prudential Focused Equity Fund - Retail Dividend Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.0%. 5-year CAGR: 3.36%.

ICICI Prudential

ICICI Prudential Focused Equity Fund - Retail Dividend Plan

Latest NAV

₹28.1800

As of

3 Jun 2026

4,432 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.11%	+0.22%	-0.11	5 / 5	Q4
1W	-2.12%	-2.04%	-0.08	5 / 5	Q4
2W	-0.74%	-0.71%	-0.02	4 / 5	Q4
1M	-2.45%	-2.58%	+0.13	2 / 5	Q2
3M	-5.30%	-4.81%	-0.49	4 / 5	Q4
6M	-16.68%	-10.70%	-5.98	5 / 5	Q4
YTD	-16.76%	-10.78%	-5.98	5 / 5	Q4
1Y	-11.15%	-5.36%	-5.78	5 / 5	Q4
2Y	-6.35%	-0.72%	-5.63	5 / 5	Q4
3Y	+4.30%	+10.30%	-5.99	5 / 5	Q4
4Y	+4.19%	+11.40%	-7.21	5 / 5	Q4
5Y	+3.36%	+10.35%	-6.99	5 / 5	Q4
7Y	+3.67%	+10.01%	-6.34	5 / 5	Q4
10Y	+3.32%	+10.25%	-6.93	5 / 5	Q4
Inception	+5.91%	+9.92%	-4.01	4 / 5	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-16.76%	-10.78%	-5.98	5 / 5
2025	+1.56%	+6.66%	-5.09	5 / 5
2024	+7.43%	+13.44%	-6.01	4 / 5
2023	+15.30%	+25.27%	-9.98	5 / 5
2022	-2.17%	+5.72%	-7.89	5 / 5
2021	+16.35%	+28.05%	-11.70	5 / 5
2020	+3.88%	+6.10%	-2.22	4 / 5
2019	-0.44%	+4.33%	-4.78	4 / 5
2018	-12.21%	-4.55%	-7.65	5 / 5
2017	+19.72%	+28.44%	-8.72	4 / 5
2016	-1.20%	+2.28%	-3.48	5 / 5

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.13%

208 windows

min -35.1% · max 92.6%

64% positive

3-Year rolling

+6.74%

184 windows

min -14.0% · max 31.2%

88% positive

5-Year rolling

+6.12%

159 windows

min -9.2% · max 21.9%

89% positive

7-Year rolling

+5.23%

135 windows

min -1.6% · max 18.8%

99% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.60%

3-year · annualised

Sharpe ratio

-0.07

vs risk-free 6.5%

Sortino ratio

-0.08

Downside-only deviation

Max drawdown

-26.00%

Sep 2024 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - Growth Option - Direct Plan	HDFC	₹1,163.9600	3 Jun 2026
Nippon India Large Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹97.2167	3 Jun 2026
SBI BLUE CHIP FUND-DIVIDEND	SBI	₹51.5053	3 Jun 2026
ICICI Prudential Focused Equity Fund - Retail Growth Plan	ICICI Prudential	₹104.5200	3 Jun 2026
Invesco India Largecap Fund - Direct Plan - Growth	Invesco	₹82.0000	3 Jun 2026
BANDHAN Large Cap Fund-Direct Plan-Growth	Bandhan	₹86.1600	3 Jun 2026
quant Large Cap Fund - Growth Option - Direct Plan	Quant	₹16.2295	3 Jun 2026
Aditya Birla Sun Life Large Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹550.6600	3 Jun 2026
Motilal Oswal Large Cap Direct Plan Growth	Motilal Oswal	₹13.4304	3 Jun 2026
Franklin India Bluechip Fund-Dividend	Franklin Templeton	₹40.6142	2 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹28.1800
2 Jun 2026	₹28.2200
1 Jun 2026	₹28.1900
29 May 2026	₹28.4500
27 May 2026	₹28.8800
26 May 2026	₹28.8300
25 May 2026	₹28.9500
22 May 2026	₹28.6200
21 May 2026	₹28.5000
20 May 2026	₹28.4800

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Focused Equity Fund - Retail Dividend Plan is ₹28.1800. It's a Large Cap Fund from ICICI Prudential, run as a Retail plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Focused Equity Fund - Retail Dividend Plan has NAV history starting from 26 May 2008, a track record of about 18 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Focused Equity Fund - Retail Dividend Plan is managed by ICICI Prudential. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Focused Equity Fund - Retail Dividend Plan has delivered a absolute return of -11.15% — -5.78 pp behind the Large Cap Fund category average of -5.36%. The fund ranks #5 of 5 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Focused Equity Fund - Retail Dividend Plan has delivered a CAGR of 4.30% — -5.99 pp behind the Large Cap Fund category average of 10.30%. The fund ranks #5 of 5 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ICICI Prudential Focused Equity Fund - Retail Dividend Plan has delivered a CAGR of 3.36% — -6.99 pp behind the Large Cap Fund category average of 10.35%. The fund ranks #5 of 5 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Focused Equity Fund - Retail Dividend Plan exactly 10 years ago would be worth approximately ₹138,673 today — a multiplier of 1.39×, based on the 10-year CAGR of 3.32%. The category average over the same window would have grown ₹1 lakh to ₹265,366.

A ₹10,000 monthly SIP in ICICI Prudential Focused Equity Fund - Retail Dividend Plan over the last 5 years — total invested ₹600,000 — would be worth ₹601,558 today. That's an XIRR (money-weighted annualised return) of 0.10%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Focused Equity Fund - Retail Dividend Plan = ₹1,200,000 invested. It would currently be worth ₹1,396,668 (multiplier 1.16×). XIRR: 2.98%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Focused Equity Fund - Retail Dividend Plan ranks #5 out of 5 funds in the Large Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.35%; this fund delivered 3.36%.

The worst peak-to-trough decline ICICI Prudential Focused Equity Fund - Retail Dividend Plan has experienced over the last 5-year window is 26.00% — its NAV fell from a high on 26 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Focused Equity Fund - Retail Dividend Plan averaged 6.12% (best 21.92%, worst -9.21%). 89% of rolling windows ended positive. The 5-year Sharpe ratio is -0.11 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Focused Equity Fund - Retail Dividend Plan returned 1.56% — lagging the Large Cap Fund category average of 6.66% by 5.09 pp. It ranked #5 of 5 in its category that year.

ICICI Prudential Focused Equity Fund - Retail Dividend Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential Focused Equity Fund - Retail Dividend Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.0%. 5-year CAGR: 3.36%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.