Should I invest in Reliance Capital Builder Fund- Series A?

We don't give personal investment advice. Reliance Capital Builder Fund- Series A- Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Reliance

Reliance Capital Builder Fund- Series A- Growth Option

Latest NAV

₹17.4611

As of

7 Aug 2017

732 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.13%	-0.13	67 / 75	Q4
1W	+0.18%	+0.04%	+0.14	27 / 74	Q2
2W	+0.04%	-0.03%	+0.08	39 / 73	Q3
1M	+1.44%	+1.15%	+0.29	35 / 72	Q2
3M	+4.70%	+4.98%	-0.27	29 / 71	Q2
6M	+20.17%	+8.01%	+12.16	13 / 71	Q1
YTD	+32.38%	+3.91%	+28.48	3 / 71	Q1
1Y	+30.56%	+15.10%	+15.46	12 / 65	Q1
2Y	+15.48%	+7.99%	+7.48	14 / 61	Q1
3Y	+20.36%	+11.25%	+9.11	2 / 55	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+20.44%	+9.06%	+11.38	2 / 75	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+32.38%	+31.98%	+0.40	18 / 36
2016	-0.43%	+1.09%	-1.51	23 / 38
2015	+9.69%	+2.74%	+6.95	1 / 9
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.49%

25 windows

min -15.3% · max 44.9%

80% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+20.36%

1 window

min 20.4% · max 20.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.64%

3-year · annualised

Sharpe ratio

0.72

vs risk-free 6.5%

Sortino ratio

1.08

Downside-only deviation

Max drawdown

-22.99%

Apr 2015 → Feb 2016

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Equity Fund - Dividend Option	HDFC	₹73.8450	17 Jul 2026
SBI Magnum Multicap Fund - Dividend Option	SBI	₹48.2854	17 Jul 2026
ICICI Prudential Flexicap Fund - Growth	ICICI Prudential	₹19.9500	17 Jul 2026
Franklin India Prima Plus-Dividend	Franklin Templeton	₹62.3718	17 Jul 2026
Kotak Flexicap Fund - Growth	Kotak	₹85.9620	17 Jul 2026
HSBC India Opportunities Fund - Dividend	HSBC	₹42.2405	17 Jul 2026
Canara Robeco Equity Diversified-Growth	Canara Robeco	₹342.0300	17 Jul 2026
UTI - Equity Fund-Growth Option	UTI	₹318.2605	17 Jul 2026
Birla Sun Life Equity Fund-Plan A(Dividend)	Birla Sun Life	₹165.6000	17 Jul 2026
Escorts Power & Energy Fund - Dividend Option	Escorts	₹77.6979	17 Jul 2026

Recent NAVs

Date	NAV
7 Aug 2017	₹17.4611
4 Aug 2017	₹17.4574
3 Aug 2017	₹17.4562
2 Aug 2017	₹17.4535
1 Aug 2017	₹17.4506
31 Jul 2017	₹17.4303
28 Jul 2017	₹17.3456
27 Jul 2017	₹17.3602
26 Jul 2017	₹17.4576
25 Jul 2017	₹17.4753

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 Aug 2017, the NAV of Reliance Capital Builder Fund- Series A- Growth Option is ₹17.4611. It's a Flexi Cap Fund from Reliance, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Reliance Capital Builder Fund- Series A- Growth Option has NAV history starting from 12 Aug 2014, a track record of about 11 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Reliance Capital Builder Fund- Series A- Growth Option is managed by Reliance. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Capital Builder Fund- Series A- Growth Option has delivered a absolute return of 30.56% — +15.46 pp ahead of the Flexi Cap Fund category average of 15.10%. The fund ranks #12 of 65 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Reliance Capital Builder Fund- Series A- Growth Option has delivered a CAGR of 20.36% — +9.11 pp ahead of the Flexi Cap Fund category average of 11.25%. The fund ranks #2 of 55 in its category — the top (Q1) quartile.

Reliance Capital Builder Fund- Series A- Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Reliance Capital Builder Fund- Series A- Growth Option exactly 3 years ago would be worth approximately ₹174,362 today — a multiplier of 1.74×, based on the 3-year CAGR of 20.36%. The category average over the same window would have grown ₹1 lakh to ₹137,700.

A ₹10,000 monthly SIP in Reliance Capital Builder Fund- Series A- Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹499,658 today. That's an XIRR (money-weighted annualised return) of 22.45%.

Reliance Capital Builder Fund- Series A- Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹499,658 — XIRR 22.45%.

On a 3-year basis, Reliance Capital Builder Fund- Series A- Growth Option ranks #2 out of 55 funds in the Flexi Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 11.25%; this fund delivered 20.36%.

The worst peak-to-trough decline Reliance Capital Builder Fund- Series A- Growth Option has experienced over the last 3-year window is 22.99% — its NAV fell from a high on 13 Apr 2015 to a low on 25 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Reliance Capital Builder Fund- Series A- Growth Option averaged 20.36% (best 20.36%, worst 20.36%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.72 — reasonable risk-adjusted performance.

In calendar year 2016, Reliance Capital Builder Fund- Series A- Growth Option returned -0.43% — lagging the Flexi Cap Fund category average of 1.09% by 1.51 pp. It ranked #23 of 38 in its category that year.

Reliance Capital Builder Fund- Series A- Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Reliance Capital Builder Fund- Series A- Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.