Should I invest in Reliance Capital Builder Fund III - Series A?

We don't give personal investment advice. Reliance Capital Builder Fund III - Series A - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Reliance

Reliance Capital Builder Fund III - Series A - Growth Option

Latest NAV

₹12.8527

As of

29 Jun 2018

739 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+0.05%	-0.01	24 / 75	Q2
1W	-1.37%	-0.62%	-0.75	51 / 74	Q3
2W	-3.28%	-0.08%	-3.20	72 / 73	Q4
1M	-0.80%	+0.11%	-0.92	45 / 72	Q3
3M	+5.34%	+3.35%	+1.99	19 / 71	Q2
6M	-5.26%	+5.50%	-10.75	53 / 71	Q3
YTD	-4.28%	+2.11%	-6.39	50 / 71	Q3
1Y	+13.24%	+14.43%	-1.18	23 / 65	Q2
2Y	+17.34%	+8.46%	+8.88	12 / 61	Q1
3Y	+7.97%	+11.40%	-3.43	40 / 55	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.99%	+8.97%	-0.99	45 / 75	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	-4.28%	-7.56%	+3.28	12 / 36
2017	+44.34%	+31.98%	+12.36	3 / 36
2016	-1.40%	+1.09%	-2.49	25 / 38
2015	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.75%

25 windows

min -6.4% · max 44.5%

92% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.97%

1 window

min 8.0% · max 8.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.74%

3-year · annualised

Sharpe ratio

0.16

vs risk-free 6.5%

Sortino ratio

0.25

Downside-only deviation

Max drawdown

-23.82%

Aug 2015 → Feb 2016

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Equity Fund - Dividend Option	HDFC	₹69.5210	3 Jun 2026
SBI Magnum Multicap Fund - Dividend Option	SBI	₹46.7401	2 Jun 2026
ICICI Prudential Flexicap Fund - Growth	ICICI Prudential	₹18.7300	3 Jun 2026
Franklin India Prima Plus-Dividend	Franklin Templeton	₹59.4625	3 Jun 2026
Kotak Flexicap Fund - Growth	Kotak	₹82.5560	3 Jun 2026
HSBC India Opportunities Fund - Dividend	HSBC	₹41.1496	3 Jun 2026
Canara Robeco Equity Diversified-Growth	Canara Robeco	₹324.7600	3 Jun 2026
UTI - Equity Fund-Growth Option	UTI	₹293.6969	3 Jun 2026
Birla Sun Life Equity Fund-Plan A(Dividend)	Birla Sun Life	₹158.0200	3 Jun 2026
Escorts Power & Energy Fund - Dividend Option	Escorts	₹75.7334	3 Jun 2026

Recent NAVs

Date	NAV
29 Jun 2018	₹12.8527
28 Jun 2018	₹12.8471
27 Jun 2018	₹12.9418
26 Jun 2018	₹13.0388
25 Jun 2018	₹13.0332
22 Jun 2018	₹13.0314
21 Jun 2018	₹13.0428
20 Jun 2018	₹13.0844
19 Jun 2018	₹13.0527
18 Jun 2018	₹13.2309

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 29 Jun 2018, the NAV of Reliance Capital Builder Fund III - Series A - Growth Option is ₹12.8527. It's a Flexi Cap Fund from Reliance, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Reliance Capital Builder Fund III - Series A - Growth Option has NAV history starting from 03 Jul 2015, a track record of about 10 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Reliance Capital Builder Fund III - Series A - Growth Option is managed by Reliance. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Capital Builder Fund III - Series A - Growth Option has delivered a absolute return of 13.24% — -1.18 pp behind the Flexi Cap Fund category average of 14.43%. The fund ranks #23 of 65 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Reliance Capital Builder Fund III - Series A - Growth Option has delivered a CAGR of 7.97% — -3.43 pp behind the Flexi Cap Fund category average of 11.40%. The fund ranks #40 of 55 in its category — the third (Q3) quartile.

Reliance Capital Builder Fund III - Series A - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Reliance Capital Builder Fund III - Series A - Growth Option exactly 3 years ago would be worth approximately ₹125,852 today — a multiplier of 1.26×, based on the 3-year CAGR of 7.97%. The category average over the same window would have grown ₹1 lakh to ₹138,242.

A ₹10,000 monthly SIP in Reliance Capital Builder Fund III - Series A - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹438,346 today. That's an XIRR (money-weighted annualised return) of 13.20%.

Reliance Capital Builder Fund III - Series A - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹438,346 — XIRR 13.20%.

On a 3-year basis, Reliance Capital Builder Fund III - Series A - Growth Option ranks #40 out of 55 funds in the Flexi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 11.40%; this fund delivered 7.97%.

The worst peak-to-trough decline Reliance Capital Builder Fund III - Series A - Growth Option has experienced over the last 3-year window is 23.82% — its NAV fell from a high on 06 Aug 2015 to a low on 29 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Reliance Capital Builder Fund III - Series A - Growth Option averaged 7.97% (best 7.97%, worst 7.97%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.16 — weak risk-adjusted performance.

In calendar year 2017, Reliance Capital Builder Fund III - Series A - Growth Option returned 44.34% — beating the Flexi Cap Fund category average of 31.98% by 12.36 pp. It ranked #3 of 36 in its category that year.

Reliance Capital Builder Fund III - Series A - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Reliance Capital Builder Fund III - Series A - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.