Should I invest in Reliance Capital Builder Fund II- Series A?

We don't give personal investment advice. Reliance Capital Builder Fund II- Series A- Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Reliance

Reliance Capital Builder Fund II- Series A- Growth Option

Latest NAV

₹14.2989

As of

29 Dec 2017

742 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+0.05%	-0.01	25 / 75	Q2
1W	-0.32%	-0.62%	+0.30	37 / 74	Q2
2W	+2.01%	-0.08%	+2.09	6 / 73	Q1
1M	+0.82%	+0.11%	+0.71	22 / 72	Q2
3M	+12.22%	+3.35%	+8.87	11 / 71	Q1
6M	+14.71%	+5.50%	+9.21	18 / 71	Q2
YTD	+48.48%	+2.11%	+46.38	1 / 71	Q1
1Y	+51.14%	+14.43%	+36.72	7 / 65	Q1
2Y	+23.60%	+8.46%	+15.13	4 / 61	Q1
3Y	+10.85%	+11.40%	-0.55	31 / 55	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+12.02%	+8.97%	+3.05	25 / 75	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+48.48%	+31.98%	+16.51	2 / 36
2016	+1.68%	+1.09%	+0.59	15 / 38
2015	-10.84%	+2.74%	-13.58	9 / 9
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.91%

25 windows

min -26.1% · max 51.1%

68% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+10.85%

1 window

min 10.8% · max 10.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

21.25%

3-year · annualised

Sharpe ratio

0.34

vs risk-free 6.5%

Sortino ratio

0.58

Downside-only deviation

Max drawdown

-34.65%

Mar 2015 → Feb 2016

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Equity Fund - Dividend Option	HDFC	₹69.5210	3 Jun 2026
SBI Magnum Multicap Fund - Dividend Option	SBI	₹46.7401	2 Jun 2026
ICICI Prudential Flexicap Fund - Growth	ICICI Prudential	₹18.7300	3 Jun 2026
Franklin India Prima Plus-Dividend	Franklin Templeton	₹59.4625	3 Jun 2026
Kotak Flexicap Fund - Growth	Kotak	₹82.5560	3 Jun 2026
HSBC India Opportunities Fund - Dividend	HSBC	₹41.1496	3 Jun 2026
Canara Robeco Equity Diversified-Growth	Canara Robeco	₹324.7600	3 Jun 2026
UTI - Equity Fund-Growth Option	UTI	₹293.6969	3 Jun 2026
Birla Sun Life Equity Fund-Plan A(Dividend)	Birla Sun Life	₹158.0200	3 Jun 2026
Escorts Power & Energy Fund - Dividend Option	Escorts	₹75.7334	3 Jun 2026

Recent NAVs

Date	NAV
29 Dec 2017	₹14.2989
28 Dec 2017	₹14.2932
27 Dec 2017	₹14.3393
26 Dec 2017	₹14.3655
22 Dec 2017	₹14.3446
21 Dec 2017	₹14.2902
20 Dec 2017	₹14.3048
19 Dec 2017	₹14.2541
18 Dec 2017	₹14.1357
15 Dec 2017	₹14.0172

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 29 Dec 2017, the NAV of Reliance Capital Builder Fund II- Series A- Growth Option is ₹14.2989. It's a Flexi Cap Fund from Reliance, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Reliance Capital Builder Fund II- Series A- Growth Option has NAV history starting from 29 Dec 2014, a track record of about 11 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Reliance Capital Builder Fund II- Series A- Growth Option is managed by Reliance. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Capital Builder Fund II- Series A- Growth Option has delivered a absolute return of 51.14% — +36.72 pp ahead of the Flexi Cap Fund category average of 14.43%. The fund ranks #7 of 65 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Reliance Capital Builder Fund II- Series A- Growth Option has delivered a CAGR of 10.85% — -0.55 pp behind the Flexi Cap Fund category average of 11.40%. The fund ranks #31 of 55 in its category — the third (Q3) quartile.

Reliance Capital Builder Fund II- Series A- Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Reliance Capital Builder Fund II- Series A- Growth Option exactly 3 years ago would be worth approximately ₹136,202 today — a multiplier of 1.36×, based on the 3-year CAGR of 10.85%. The category average over the same window would have grown ₹1 lakh to ₹138,242.

A ₹10,000 monthly SIP in Reliance Capital Builder Fund II- Series A- Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹487,795 today. That's an XIRR (money-weighted annualised return) of 20.71%.

Reliance Capital Builder Fund II- Series A- Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹487,795 — XIRR 20.71%.

On a 3-year basis, Reliance Capital Builder Fund II- Series A- Growth Option ranks #31 out of 55 funds in the Flexi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 11.40%; this fund delivered 10.85%.

The worst peak-to-trough decline Reliance Capital Builder Fund II- Series A- Growth Option has experienced over the last 3-year window is 34.65% — its NAV fell from a high on 03 Mar 2015 to a low on 29 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Reliance Capital Builder Fund II- Series A- Growth Option averaged 10.85% (best 10.85%, worst 10.85%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.34 — weak risk-adjusted performance.

In calendar year 2016, Reliance Capital Builder Fund II- Series A- Growth Option returned 1.68% — beating the Flexi Cap Fund category average of 1.09% by 0.59 pp. It ranked #15 of 38 in its category that year.

Reliance Capital Builder Fund II- Series A- Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Reliance Capital Builder Fund II- Series A- Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.