Should I invest in PGIM India Midcap Fund?

We don't give personal investment advice. PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.8%. 5-year CAGR: 2.44%.

PGIM India

PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout

Latest NAV

₹22.3300

As of

3 Jun 2026

3,072 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.22%	+0.14%	+0.09	9 / 18	Q2
1W	-2.05%	-1.89%	-0.17	12 / 18	Q3
2W	-0.49%	-0.02%	-0.46	14 / 18	Q4
1M	-0.27%	+0.86%	-1.12	17 / 18	Q4
3M	-7.59%	+2.83%	-10.42	18 / 18	Q4
6M	-11.74%	-3.32%	-8.42	16 / 17	Q4
YTD	-10.61%	-2.40%	-8.21	16 / 17	Q4
1Y	-8.79%	+1.37%	-10.16	15 / 16	Q4
2Y	-4.90%	+2.03%	-6.94	15 / 15	Q4
3Y	+1.87%	+14.91%	-13.04	15 / 15	Q4
4Y	+2.34%	+12.50%	-10.16	9 / 9	Q4
5Y	+2.44%	+10.82%	-8.38	8 / 8	Q4
7Y	+9.97%	+12.54%	-2.57	5 / 6	Q4
10Y	+5.57%	+6.89%	-1.32	3 / 3	Q4
Inception	+6.66%	+13.31%	-6.65	15 / 18	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.61%	-2.40%	-8.21	16 / 17
2025	-9.11%	-3.20%	-5.92	13 / 15
2024	+10.44%	+26.81%	-16.37	14 / 15
2023	+10.02%	+30.78%	-20.77	14 / 14
2022	-8.64%	-4.18%	-4.46	7 / 8
2021	+55.91%	+41.99%	+13.92	1 / 7
2020	+43.14%	+19.92%	+23.22	1 / 6
2019	-2.12%	+0.75%	-2.87	5 / 5
2018	-29.06%	-16.41%	-12.66	4 / 4
2017	+25.63%	+29.70%	-4.07	4 / 4
2016	-10.34%	-7.96%	-2.38	2 / 3

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.70%

141 windows

min -30.1% · max 106.5%

57% positive

3-Year rolling

+7.27%

116 windows

min -16.9% · max 32.6%

68% positive

5-Year rolling

+7.83%

92 windows

min -12.1% · max 23.1%

80% positive

7-Year rolling

+8.06%

68 windows

min 3.3% · max 13.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.37%

3-year · annualised

Sharpe ratio

-0.18

vs risk-free 6.5%

Sortino ratio

-0.23

Downside-only deviation

Max drawdown

-30.75%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
BANDHAN MIDCAP FUND - IDCW - REGULAR PLAN	Bandhan	₹16.6680	3 Jun 2026
Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment	Motilal Oswal	₹40.7876	3 Jun 2026
Mirae Asset Midcap Fund Regular IDCW	Mirae Asset	₹24.5060	3 Jun 2026
Edelweiss Mid Cap Fund - Regular Plan - IDCW Option	Edelweiss	₹60.0080	3 Jun 2026
HSBC Midcap Fund - Regular IDCW	HSBC	₹83.1674	3 Jun 2026
BARODA BNP PARIBAS Mid Cap Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹55.8003	3 Jun 2026
Canara Robeco Mid Cap Fund- Regular Plan- IDCW	Canara Robeco	₹15.8700	3 Jun 2026
Axis Midcap Fund - Regular Plan - IDCW	Axis	₹39.1800	3 Jun 2026
Bank of India Mid Cap Fund - Regular Plan IDCW	Bank of India	₹10.0000	3 Jun 2026
Helios Mid Cap Fund - Regular Plan - IDCW Option	Helios	₹12.7000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹22.3300
2 Jun 2026	₹22.4100
1 Jun 2026	₹22.3600
29 May 2026	₹22.6800
27 May 2026	₹22.9600
26 May 2026	₹22.8800
25 May 2026	₹22.8700
22 May 2026	₹22.7300
21 May 2026	₹22.6900
20 May 2026	₹22.6400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout is ₹22.3300. It's a Mid Cap Fund from PGIM India, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout has NAV history starting from 05 Dec 2013, a track record of about 12 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout is managed by PGIM India. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout has delivered a absolute return of -8.79% — -10.16 pp behind the Mid Cap Fund category average of 1.37%. The fund ranks #15 of 16 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout has delivered a CAGR of 1.87% — -13.04 pp behind the Mid Cap Fund category average of 14.91%. The fund ranks #15 of 15 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout has delivered a CAGR of 2.44% — -8.38 pp behind the Mid Cap Fund category average of 10.82%. The fund ranks #8 of 8 in its category — the bottom (Q4) quartile.

₹1 lakh invested in PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout exactly 10 years ago would be worth approximately ₹171,987 today — a multiplier of 1.72×, based on the 10-year CAGR of 5.57%. The category average over the same window would have grown ₹1 lakh to ₹194,762.

A ₹10,000 monthly SIP in PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout over the last 5 years — total invested ₹600,000 — would be worth ₹573,628 today. That's an XIRR (money-weighted annualised return) of -1.77%.

A ₹10,000 monthly SIP for 10 years in PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout = ₹1,200,000 invested. It would currently be worth ₹1,621,549 (multiplier 1.35×). XIRR: 5.87%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout ranks #8 out of 8 funds in the Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.82%; this fund delivered 2.44%.

The worst peak-to-trough decline PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout has experienced over the last 5-year window is 30.75% — its NAV fell from a high on 23 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout averaged 7.83% (best 23.06%, worst -12.10%). 80% of rolling windows ended positive. The 5-year Sharpe ratio is -0.13 — negative risk-adjusted performance.

In calendar year 2025, PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout returned -9.11% — lagging the Mid Cap Fund category average of -3.20% by 5.92 pp. It ranked #13 of 15 in its category that year.

PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.8%. 5-year CAGR: 2.44%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.