Should I invest in Motilal Oswal Midcap Fund-Regular?

We don't give personal investment advice. Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.5%. 5-year CAGR: 14.14%.

Motilal Oswal

Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment

Latest NAV

₹40.7876

As of

3 Jun 2026

3,014 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.67%	+0.14%	+0.53	1 / 18	Q1
1W	-1.78%	-1.89%	+0.11	7 / 18	Q2
2W	-0.33%	-0.02%	-0.30	12 / 18	Q3
1M	+0.18%	+0.86%	-0.68	14 / 18	Q4
3M	-3.19%	+2.83%	-6.03	16 / 18	Q4
6M	-17.48%	-3.32%	-14.16	17 / 17	Q4
YTD	-13.96%	-2.40%	-11.56	17 / 17	Q4
1Y	-14.46%	+1.37%	-15.82	16 / 16	Q4
2Y	-1.66%	+2.03%	-3.69	12 / 15	Q4
3Y	+12.00%	+14.91%	-2.91	11 / 15	Q3
4Y	+13.56%	+12.50%	+1.07	5 / 9	Q3
5Y	+14.14%	+10.82%	+3.33	3 / 8	Q2
7Y	+12.53%	+12.54%	-0.02	4 / 6	Q3
10Y	+8.63%	+6.89%	+1.74	1 / 3	Q2
Inception	+12.26%	+13.31%	-1.06	13 / 18	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-13.96%	-2.40%	-11.56	17 / 17
2025	-14.95%	-3.20%	-11.75	15 / 15
2024	+51.06%	+26.81%	+24.26	1 / 15
2023	+29.01%	+30.78%	-1.77	9 / 14
2022	+3.30%	-4.18%	+7.48	1 / 8
2021	+32.11%	+41.99%	-9.89	6 / 7
2020	+9.14%	+19.92%	-10.78	6 / 6
2019	-1.46%	+0.75%	-2.21	4 / 5
2018	-20.40%	-16.41%	-3.99	3 / 4
2017	+26.20%	+29.70%	-3.49	3 / 4
2016	-1.66%	-7.96%	+6.30	1 / 3

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.54%

138 windows

min -28.1% · max 94.5%

68% positive

3-Year rolling

+11.07%

114 windows

min -15.6% · max 29.8%

77% positive

5-Year rolling

+9.62%

89 windows

min -7.4% · max 27.5%

91% positive

7-Year rolling

+9.37%

65 windows

min 2.8% · max 16.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

20.11%

3-year · annualised

Sharpe ratio

0.35

vs risk-free 6.5%

Sortino ratio

0.49

Downside-only deviation

Max drawdown

-36.46%

Dec 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
BANDHAN MIDCAP FUND - IDCW - REGULAR PLAN	Bandhan	₹16.6680	3 Jun 2026
Mirae Asset Midcap Fund Regular IDCW	Mirae Asset	₹24.5060	3 Jun 2026
Edelweiss Mid Cap Fund - Regular Plan - IDCW Option	Edelweiss	₹60.0080	3 Jun 2026
HSBC Midcap Fund - Regular IDCW	HSBC	₹83.1674	3 Jun 2026
BARODA BNP PARIBAS Mid Cap Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹55.8003	3 Jun 2026
Canara Robeco Mid Cap Fund- Regular Plan- IDCW	Canara Robeco	₹15.8700	3 Jun 2026
PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout	PGIM India	₹22.3300	3 Jun 2026
Axis Midcap Fund - Regular Plan - IDCW	Axis	₹39.1800	3 Jun 2026
Bank of India Mid Cap Fund - Regular Plan IDCW	Bank of India	₹10.0000	3 Jun 2026
Helios Mid Cap Fund - Regular Plan - IDCW Option	Helios	₹12.7000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹40.7876
2 Jun 2026	₹41.3850
1 Jun 2026	₹41.1096
29 May 2026	₹41.6419
27 May 2026	₹42.1427
26 May 2026	₹42.1366
25 May 2026	₹41.9334
22 May 2026	₹41.5343
21 May 2026	₹41.6348
20 May 2026	₹41.6760

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment is ₹40.7876. It's a Mid Cap Fund from Motilal Oswal, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment has NAV history starting from 25 Feb 2014, a track record of about 12 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment is managed by Motilal Oswal. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment has delivered a absolute return of -14.46% — -15.82 pp behind the Mid Cap Fund category average of 1.37%. The fund ranks #16 of 16 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment has delivered a CAGR of 12.00% — -2.91 pp behind the Mid Cap Fund category average of 14.91%. The fund ranks #11 of 15 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment has delivered a CAGR of 14.14% — +3.33 pp ahead of the Mid Cap Fund category average of 10.82%. The fund ranks #3 of 8 in its category — the second (Q2) quartile.

₹1 lakh invested in Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment exactly 10 years ago would be worth approximately ₹228,807 today — a multiplier of 2.29×, based on the 10-year CAGR of 8.63%. The category average over the same window would have grown ₹1 lakh to ₹194,762.

A ₹10,000 monthly SIP in Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment over the last 5 years — total invested ₹600,000 — would be worth ₹727,359 today. That's an XIRR (money-weighted annualised return) of 7.63%.

A ₹10,000 monthly SIP for 10 years in Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment = ₹1,200,000 invested. It would currently be worth ₹2,005,334 (multiplier 1.67×). XIRR: 9.91%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment ranks #3 out of 8 funds in the Mid Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.82%; this fund delivered 14.14%.

The worst peak-to-trough decline Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment has experienced over the last 5-year window is 36.46% — its NAV fell from a high on 16 Dec 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment averaged 9.62% (best 27.51%, worst -7.40%). 91% of rolling windows ended positive. The 5-year Sharpe ratio is 0.46 — weak risk-adjusted performance.

In calendar year 2025, Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment returned -14.95% — lagging the Mid Cap Fund category average of -3.20% by 11.75 pp. It ranked #15 of 15 in its category that year.

Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.5%. 5-year CAGR: 14.14%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.