Should I invest in HSBC Midcap Fund - Regular IDCW?

We don't give personal investment advice. HSBC Midcap Fund - Regular IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

HSBC

HSBC Midcap Fund - Regular IDCW

Latest NAV

₹83.1674

As of

3 Jun 2026

864 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.21%	+0.14%	+0.07	11 / 18	Q3
1W	-0.40%	-1.89%	+1.49	1 / 18	Q1
2W	+2.54%	-0.02%	+2.56	1 / 18	Q1
1M	+3.29%	+0.86%	+2.44	1 / 18	Q1
3M	+10.95%	+2.83%	+8.11	2 / 18	Q1
6M	+9.09%	-3.32%	+12.41	1 / 17	Q1
YTD	+9.88%	-2.40%	+12.28	1 / 17	Q1
1Y	+8.22%	+1.37%	+6.85	3 / 16	Q1
2Y	+2.09%	+2.03%	+0.06	8 / 15	Q3
3Y	+15.83%	+14.91%	+0.93	8 / 15	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+14.52%	+13.31%	+1.20	6 / 18	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+9.88%	-2.40%	+12.28	1 / 17
2025	-10.12%	-3.20%	-6.93	14 / 15
2024	+27.75%	+26.81%	+0.94	8 / 15
2023	+27.93%	+30.78%	-2.85	10 / 14
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.19%

31 windows

min -10.3% · max 50.6%

68% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+13.86%

7 windows

min 12.1% · max 16.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

20.16%

3-year · annualised

Sharpe ratio

0.51

vs risk-free 6.5%

Sortino ratio

0.76

Downside-only deviation

Max drawdown

-27.14%

Aug 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
BANDHAN MIDCAP FUND - IDCW - REGULAR PLAN	Bandhan	₹16.6680	3 Jun 2026
Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment	Motilal Oswal	₹40.7876	3 Jun 2026
Mirae Asset Midcap Fund Regular IDCW	Mirae Asset	₹24.5060	3 Jun 2026
Edelweiss Mid Cap Fund - Regular Plan - IDCW Option	Edelweiss	₹60.0080	3 Jun 2026
BARODA BNP PARIBAS Mid Cap Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹55.8003	3 Jun 2026
Canara Robeco Mid Cap Fund- Regular Plan- IDCW	Canara Robeco	₹15.8700	3 Jun 2026
PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout	PGIM India	₹22.3300	3 Jun 2026
Axis Midcap Fund - Regular Plan - IDCW	Axis	₹39.1800	3 Jun 2026
Bank of India Mid Cap Fund - Regular Plan IDCW	Bank of India	₹10.0000	3 Jun 2026
Helios Mid Cap Fund - Regular Plan - IDCW Option	Helios	₹12.7000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹83.1674
2 Jun 2026	₹82.8515
1 Jun 2026	₹82.6783
29 May 2026	₹83.7147
27 May 2026	₹83.7641
26 May 2026	₹83.1805
25 May 2026	₹82.6200
22 May 2026	₹82.2245
21 May 2026	₹82.0967
20 May 2026	₹81.7390

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HSBC Midcap Fund - Regular IDCW is ₹83.1674. It's a Mid Cap Fund from HSBC, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HSBC Midcap Fund - Regular IDCW has NAV history starting from 28 Nov 2022, a track record of about 3 years 6 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

HSBC Midcap Fund - Regular IDCW is managed by HSBC. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC Midcap Fund - Regular IDCW has delivered a absolute return of 8.22% — +6.85 pp ahead of the Mid Cap Fund category average of 1.37%. The fund ranks #3 of 16 in its category — the top (Q1) quartile.

Over the trailing 3-year window, HSBC Midcap Fund - Regular IDCW has delivered a CAGR of 15.83% — +0.93 pp ahead of the Mid Cap Fund category average of 14.91%. The fund ranks #8 of 15 in its category — the third (Q3) quartile.

HSBC Midcap Fund - Regular IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HSBC Midcap Fund - Regular IDCW exactly 3 years ago would be worth approximately ₹155,419 today — a multiplier of 1.55×, based on the 3-year CAGR of 15.83%. The category average over the same window would have grown ₹1 lakh to ₹151,717.

A ₹10,000 monthly SIP in HSBC Midcap Fund - Regular IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹421,638 today. That's an XIRR (money-weighted annualised return) of 10.53%.

HSBC Midcap Fund - Regular IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹421,638 — XIRR 10.53%.

On a 3-year basis, HSBC Midcap Fund - Regular IDCW ranks #8 out of 15 funds in the Mid Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 14.91%; this fund delivered 15.83%.

The worst peak-to-trough decline HSBC Midcap Fund - Regular IDCW has experienced over the last 3-year window is 27.14% — its NAV fell from a high on 26 Aug 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, HSBC Midcap Fund - Regular IDCW averaged 13.86% (best 15.99%, worst 12.07%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.51 — reasonable risk-adjusted performance.

In calendar year 2025, HSBC Midcap Fund - Regular IDCW returned -10.12% — lagging the Mid Cap Fund category average of -3.20% by 6.93 pp. It ranked #14 of 15 in its category that year.

HSBC Midcap Fund - Regular IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HSBC Midcap Fund - Regular IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.