Should I invest in PGIM India Dynamic Bond Fund-Quarterly Dividend Option?

We don't give personal investment advice. PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.6%. 5-year CAGR: -0.74%.

PGIM India

PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option

Latest NAV

₹1,163.6938

As of

17 Jul 2026

2,684 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.07%	-0.06%	-0.01	36 / 64	Q3
1W	-0.22%	-0.13%	-0.10	36 / 64	Q3
2W	-0.16%	-0.22%	+0.07	24 / 64	Q2
1M	-2.05%	+0.40%	-2.45	63 / 64	Q4
3M	-0.86%	+1.30%	-2.16	62 / 64	Q4
6M	-1.61%	+1.83%	-3.43	61 / 64	Q4
YTD	-2.10%	+1.34%	-3.45	61 / 64	Q4
1Y	-3.06%	+2.13%	-5.19	60 / 64	Q4
2Y	-1.07%	+3.27%	-4.34	60 / 64	Q4
3Y	-0.55%	+3.24%	-3.79	61 / 63	Q4
4Y	-0.22%	+3.54%	-3.76	60 / 61	Q4
5Y	-0.74%	+3.28%	-4.03	55 / 56	Q4
7Y	-0.42%	+2.70%	-3.11	48 / 52	Q4
10Y	+0.46%	+2.55%	-2.09	28 / 40	Q3
Inception	+1.12%	+2.74%	-1.63	38 / 64	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.10%	+1.48%	-3.58	53 / 55
2025	+0.94%	+2.58%	-1.64	31 / 57
2024	+2.47%	+4.34%	-1.86	31 / 57
2023	+0.04%	+2.94%	-2.90	44 / 59
2022	-2.03%	+1.52%	-3.56	51 / 55
2021	-1.44%	+1.52%	-2.95	43 / 51
2020	+4.37%	+3.18%	+1.20	20 / 52
2019	+4.64%	+2.95%	+1.69	17 / 53
2018	+0.52%	+3.55%	-3.03	40 / 47
2017	-2.36%	-1.08%	-1.27	28 / 44
2016	+6.92%	+6.39%	+0.53	21 / 44

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.83%

120 windows

min -6.5% · max 8.9%

57% positive

3-Year rolling

+0.82%

101 windows

min -1.8% · max 4.8%

64% positive

5-Year rolling

+0.67%

77 windows

min -0.9% · max 2.9%

66% positive

7-Year rolling

+0.84%

51 windows

min -0.4% · max 3.5%

94% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.29%

3-year · annualised

Sharpe ratio

-1.62

vs risk-free 6.5%

Sortino ratio

-2.07

Downside-only deviation

Max drawdown

-5.58%

May 2025 → Apr 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
HDFC Dynamic Debt Fund - Half Yearly IDCW - Direct Plan	HDFC	₹14.0403	17 Jul 2026
NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option	Nippon India	₹30.6037	17 Jul 2026
SBI Dynamic Bond Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹23.0673	17 Jul 2026
ICICI Prudential All Seasons Bond Fund - Direct Plan - Annual IDCW	ICICI Prudential	₹11.5275	17 Jul 2026
BANDHAN Dynamic Bond Fund-Direct Plan-Annual IDCW	Bandhan	₹12.1184	17 Jul 2026
Quantum Dynamic Bond Fund - Direct Plan Monthly IDCW	Quantum	₹10.4272	17 Jul 2026
Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW	Aditya Birla Sun Life	₹13.2466	17 Jul 2026
Franklin India Dynamic Accrual Fund-Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct IDCW	Franklin India	₹0.0000	17 Jul 2026
Mirae Asset Dynamic Bond Fund Direct IDCW	Mirae Asset	₹18.7797	17 Jul 2026
Kotak Dynamic Bond Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option	Kotak	₹15.2355	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹1,163.6938
16 Jul 2026	₹1,164.4731
15 Jul 2026	₹1,163.2900
14 Jul 2026	₹1,161.8764
13 Jul 2026	₹1,165.9141
10 Jul 2026	₹1,166.3061
9 Jul 2026	₹1,164.1061
8 Jul 2026	₹1,163.6917
7 Jul 2026	₹1,166.5834
6 Jul 2026	₹1,170.1857

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option is ₹1,163.6938. It's a Dynamic Bond Fund from PGIM India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option has NAV history starting from 28 Jun 2013, a track record of about 13 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option is managed by PGIM India. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option has delivered a absolute return of -3.06% — -5.19 pp behind the Dynamic Bond Fund category average of 2.13%. The fund ranks #60 of 64 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option has delivered a CAGR of -0.55% — -3.79 pp behind the Dynamic Bond Fund category average of 3.24%. The fund ranks #61 of 63 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option has delivered a CAGR of -0.74% — -4.03 pp behind the Dynamic Bond Fund category average of 3.28%. The fund ranks #55 of 56 in its category — the bottom (Q4) quartile.

₹1 lakh invested in PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option exactly 10 years ago would be worth approximately ₹104,742 today — a multiplier of 1.05×, based on the 10-year CAGR of 0.46%. The category average over the same window would have grown ₹1 lakh to ₹128,632.

A ₹10,000 monthly SIP in PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹585,444 today. That's an XIRR (money-weighted annualised return) of -0.97%.

A ₹10,000 monthly SIP for 10 years in PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,178,571 (multiplier 0.98×). XIRR: -0.36%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option ranks #55 out of 56 funds in the Dynamic Bond Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.28%; this fund delivered -0.74%.

The worst peak-to-trough decline PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option has experienced over the last 5-year window is 5.64% — its NAV fell from a high on 21 Sep 2021 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option averaged 0.67% (best 2.88%, worst -0.94%). 66% of rolling windows ended positive. The 5-year Sharpe ratio is -1.87 — negative risk-adjusted performance.

In calendar year 2025, PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option returned 0.94% — lagging the Dynamic Bond Fund category average of 2.58% by 1.64 pp. It ranked #31 of 57 in its category that year.

PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.6%. 5-year CAGR: -0.74%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.