Should I invest in PGIM India Dynamic Bond Fund-Quarterly Dividend Option?

We don't give personal investment advice. PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.7%. 5-year CAGR: -0.85%.

PGIM India

PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option

Latest NAV

₹1,173.3391

As of

3 Jun 2026

2,653 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.09%	+17.32%	-17.24	15 / 68	Q1
1W	+0.19%	+14.16%	-13.98	31 / 70	Q2
2W	+0.54%	+15.97%	-15.43	16 / 69	Q1
1M	+0.19%	+15.90%	-15.70	30 / 69	Q2
3M	-1.66%	+15.94%	-17.60	62 / 69	Q4
6M	-2.67%	+17.09%	-19.76	63 / 69	Q4
YTD	-1.25%	+15.85%	-17.10	62 / 69	Q4
1Y	-4.20%	+18.41%	-22.60	62 / 69	Q4
2Y	-1.50%	+7.92%	-9.41	64 / 68	Q4
3Y	-0.67%	+2.85%	-3.51	59 / 63	Q4
4Y	-0.15%	+3.41%	-3.56	60 / 61	Q4
5Y	-0.85%	+3.09%	-3.94	55 / 56	Q4
7Y	-0.11%	+2.73%	-2.85	47 / 52	Q4
10Y	+0.62%	+2.66%	-2.04	27 / 41	Q3
Inception	+1.20%	+7.98%	-6.79	41 / 68	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.25%	+0.03%	-1.29	50 / 55
2025	+0.94%	+2.58%	-1.64	31 / 57
2024	+2.47%	+4.34%	-1.86	31 / 57
2023	+0.04%	+1.22%	-1.18	44 / 60
2022	-2.03%	+21.54%	-23.57	55 / 59
2021	-1.44%	+0.27%	-1.70	43 / 55
2020	+4.37%	+3.18%	+1.20	20 / 52
2019	+4.64%	+2.95%	+1.69	17 / 53
2018	+0.52%	+3.55%	-3.03	40 / 47
2017	-2.36%	-1.08%	-1.27	28 / 44
2016	+6.92%	+6.39%	+0.53	21 / 44

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.88%

119 windows

min -5.2% · max 8.1%

60% positive

3-Year rolling

+0.83%

100 windows

min -1.7% · max 5.0%

63% positive

5-Year rolling

+0.66%

75 windows

min -0.8% · max 3.0%

65% positive

7-Year rolling

+0.90%

51 windows

min -0.1% · max 3.4%

98% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.09%

3-year · annualised

Sharpe ratio

-1.73

vs risk-free 6.5%

Sortino ratio

-2.18

Downside-only deviation

Max drawdown

-5.58%

May 2025 → Apr 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
HDFC Dynamic Debt Fund - Half Yearly IDCW - Direct Plan	HDFC	₹13.6543	3 Jun 2026
NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option	Nippon India	₹29.9231	3 Jun 2026
SBI Dynamic Bond Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹22.6379	3 Jun 2026
ICICI Prudential All Seasons Bond Fund - Direct Plan - Annual IDCW	ICICI Prudential	₹11.2620	3 Jun 2026
BANDHAN Dynamic Bond Fund-Direct Plan-Annual IDCW	Bandhan	₹11.7487	3 Jun 2026
Quantum Dynamic Bond Fund - Direct Plan Monthly IDCW	Quantum	₹10.1944	3 Jun 2026
Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW	Aditya Birla Sun Life	₹12.9569	3 Jun 2026
Franklin India Dynamic Accrual Fund-Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct IDCW	Franklin India	₹0.0000	3 Jun 2026
Mirae Asset Dynamic Bond Fund Direct IDCW	Mirae Asset	₹18.5922	3 Jun 2026
Kotak Dynamic Bond Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option	Kotak	₹14.8223	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,173.3391
2 Jun 2026	₹1,173.7659
1 Jun 2026	₹1,172.7292
29 May 2026	₹1,172.8710
27 May 2026	₹1,172.2078
26 May 2026	₹1,171.5860
25 May 2026	₹1,171.0132
22 May 2026	₹1,167.9638
21 May 2026	₹1,166.7888
20 May 2026	₹1,167.7705

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option is ₹1,173.3391. It's a Dynamic Bond Fund from PGIM India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option has NAV history starting from 28 Jun 2013, a track record of about 12 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option is managed by PGIM India. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option has delivered a absolute return of -4.20% — -22.6 pp behind the Dynamic Bond Fund category average of 18.41%. The fund ranks #62 of 69 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option has delivered a CAGR of -0.67% — -3.51 pp behind the Dynamic Bond Fund category average of 2.85%. The fund ranks #59 of 63 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option has delivered a CAGR of -0.85% — -3.94 pp behind the Dynamic Bond Fund category average of 3.09%. The fund ranks #55 of 56 in its category — the bottom (Q4) quartile.

₹1 lakh invested in PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option exactly 10 years ago would be worth approximately ₹106,375 today — a multiplier of 1.06×, based on the 10-year CAGR of 0.62%. The category average over the same window would have grown ₹1 lakh to ₹129,961.

A ₹10,000 monthly SIP in PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹591,305 today. That's an XIRR (money-weighted annualised return) of -0.57%.

A ₹10,000 monthly SIP for 10 years in PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,192,313 (multiplier 0.99×). XIRR: -0.13%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option ranks #55 out of 56 funds in the Dynamic Bond Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.09%; this fund delivered -0.85%.

The worst peak-to-trough decline PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option has experienced over the last 5-year window is 5.68% — its NAV fell from a high on 14 Jun 2021 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option averaged 0.66% (best 2.96%, worst -0.85%). 65% of rolling windows ended positive. The 5-year Sharpe ratio is -1.97 — negative risk-adjusted performance.

In calendar year 2025, PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option returned 0.94% — lagging the Dynamic Bond Fund category average of 2.58% by 1.64 pp. It ranked #31 of 57 in its category that year.

PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. PGIM India Dynamic Bond Fund - Direct Plan-Quarterly Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.7%. 5-year CAGR: -0.85%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.