Should I invest in NIPPON INDIA DYNAMIC BOND FUND?

We don't give personal investment advice. NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.5%. 5-year CAGR: 6.64%.

Nippon India

NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option

Latest NAV

₹30.6037

As of

17 Jul 2026

3,267 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.11%	-0.06%	+0.18	4 / 64	Q1
1W	+0.19%	-0.13%	+0.32	7 / 64	Q1
2W	+0.16%	-0.22%	+0.38	7 / 64	Q1
1M	+0.69%	+0.40%	+0.29	28 / 64	Q2
3M	+2.58%	+1.30%	+1.28	13 / 64	Q1
6M	+3.76%	+1.83%	+1.93	10 / 64	Q1
YTD	+3.49%	+1.34%	+2.14	8 / 64	Q1
1Y	+4.80%	+2.13%	+2.67	14 / 64	Q1
2Y	+7.56%	+3.27%	+4.29	8 / 64	Q1
3Y	+7.54%	+3.24%	+4.31	8 / 63	Q1
4Y	+7.83%	+3.54%	+4.29	8 / 61	Q1
5Y	+6.64%	+3.28%	+3.35	9 / 56	Q1
7Y	+6.59%	+2.70%	+3.90	10 / 52	Q1
10Y	+7.06%	+2.55%	+4.51	5 / 40	Q1
Inception	+5.61%	+2.74%	+2.86	15 / 64	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.49%	+1.48%	+2.01	6 / 55
2025	+7.50%	+2.58%	+4.92	6 / 57
2024	+9.47%	+4.34%	+5.13	12 / 57
2023	+7.01%	+2.94%	+4.07	6 / 59
2022	+2.83%	+1.52%	+1.31	16 / 55
2021	+3.32%	+1.52%	+1.80	16 / 51
2020	+11.58%	+3.18%	+8.40	3 / 52
2019	+9.58%	+2.95%	+6.63	8 / 53
2018	+5.38%	+3.55%	+1.83	17 / 47
2017	+2.81%	-1.08%	+3.89	8 / 44
2016	+7.61%	+6.39%	+1.22	20 / 44

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.79%

153 windows

min -5.3% · max 13.1%

91% positive

3-Year rolling

+5.86%

129 windows

min -0.6% · max 9.3%

98% positive

5-Year rolling

+6.02%

105 windows

min 2.3% · max 8.2%

100% positive

7-Year rolling

+6.27%

80 windows

min 4.2% · max 7.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.36%

3-year · annualised

Sharpe ratio

0.36

vs risk-free 6.5%

Sortino ratio

1.22

Downside-only deviation

Max drawdown

-1.52%

Mar 2026 → Apr 2026

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
HDFC Dynamic Debt Fund - Half Yearly IDCW - Direct Plan	HDFC	₹14.0403	17 Jul 2026
NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - QUARTERLY IDCW Option	Nippon India	₹10.4526	17 Jul 2026
SBI Dynamic Bond Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹23.0673	17 Jul 2026
ICICI Prudential All Seasons Bond Fund - Direct Plan - Annual IDCW	ICICI Prudential	₹11.5275	17 Jul 2026
BANDHAN Dynamic Bond Fund-Direct Plan-Annual IDCW	Bandhan	₹12.1184	17 Jul 2026
Quantum Dynamic Bond Fund - Direct Plan Monthly IDCW	Quantum	₹10.4272	17 Jul 2026
Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW	Aditya Birla Sun Life	₹13.2466	17 Jul 2026
Franklin India Dynamic Accrual Fund-Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct IDCW	Franklin India	₹0.0000	17 Jul 2026
Mirae Asset Dynamic Bond Fund Direct IDCW	Mirae Asset	₹18.7797	17 Jul 2026
Kotak Dynamic Bond Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option	Kotak	₹15.2355	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹30.6037
16 Jul 2026	₹30.5686
15 Jul 2026	₹30.5542
14 Jul 2026	₹30.5417
13 Jul 2026	₹30.5510
10 Jul 2026	₹30.5456
9 Jul 2026	₹30.5264
8 Jul 2026	₹30.5248
7 Jul 2026	₹30.5703
6 Jul 2026	₹30.5708

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option is ₹30.6037. It's a Dynamic Bond Fund from Nippon India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option has delivered a absolute return of 4.80% — +2.67 pp ahead of the Dynamic Bond Fund category average of 2.13%. The fund ranks #14 of 64 in its category — the top (Q1) quartile.

Over the trailing 3-year window, NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option has delivered a CAGR of 7.54% — +4.31 pp ahead of the Dynamic Bond Fund category average of 3.24%. The fund ranks #8 of 63 in its category — the top (Q1) quartile.

Over the trailing 5-year window, NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option has delivered a CAGR of 6.64% — +3.35 pp ahead of the Dynamic Bond Fund category average of 3.28%. The fund ranks #9 of 56 in its category — the top (Q1) quartile.

₹1 lakh invested in NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option exactly 10 years ago would be worth approximately ₹197,904 today — a multiplier of 1.98×, based on the 10-year CAGR of 7.06%. The category average over the same window would have grown ₹1 lakh to ₹128,632.

A ₹10,000 monthly SIP in NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹720,821 today. That's an XIRR (money-weighted annualised return) of 7.27%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,713,407 (multiplier 1.43×). XIRR: 6.92%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option ranks #9 out of 56 funds in the Dynamic Bond Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 3.28%; this fund delivered 6.64%.

The worst peak-to-trough decline NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option has experienced over the last 5-year window is 3.50% — its NAV fell from a high on 17 Dec 2021 to a low on 14 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option averaged 6.02% (best 8.21%, worst 2.30%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.01 — negative risk-adjusted performance.

In calendar year 2025, NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option returned 7.50% — beating the Dynamic Bond Fund category average of 2.58% by 4.92 pp. It ranked #6 of 57 in its category that year.

NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.5%. 5-year CAGR: 6.64%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.