Should I invest in Aditya Birla Sun Life Dynamic Bond Fund -Direct?

We don't give personal investment advice. Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.5%. 5-year CAGR: 0.58%.

Aditya Birla Sun Life

Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW

Latest NAV

₹12.9569

As of

3 Jun 2026

2,751 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+17.32%	-17.29	37 / 68	Q3
1W	+0.25%	+14.16%	-13.91	16 / 70	Q1
2W	+0.59%	+15.97%	-15.38	14 / 69	Q1
1M	+0.22%	+15.90%	-15.68	24 / 69	Q2
3M	+0.55%	+15.94%	-15.40	19 / 69	Q2
6M	-4.30%	+17.09%	-21.39	66 / 69	Q4
YTD	-4.78%	+15.85%	-20.63	66 / 69	Q4
1Y	-3.28%	+18.41%	-21.69	58 / 69	Q4
2Y	+0.37%	+7.92%	-7.55	47 / 68	Q3
3Y	+0.33%	+2.85%	-2.52	39 / 63	Q3
4Y	+1.31%	+3.41%	-2.10	40 / 61	Q3
5Y	+0.58%	+3.09%	-2.51	37 / 56	Q3
7Y	+1.14%	+2.73%	-1.59	28 / 52	Q3
10Y	+0.97%	+2.66%	-1.69	24 / 41	Q3
Inception	+1.96%	+7.98%	-6.03	34 / 68	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.78%	+0.03%	-4.81	54 / 55
2025	+0.76%	+2.58%	-1.82	33 / 57
2024	+1.90%	+4.34%	-2.44	34 / 57
2023	+0.94%	+1.22%	-0.28	35 / 60
2022	+1.27%	+21.54%	-20.26	31 / 59
2021	+0.30%	+0.27%	+0.03	26 / 55
2020	+10.26%	+3.18%	+7.08	7 / 52
2019	-6.04%	+2.95%	-8.99	52 / 53
2018	+1.44%	+3.55%	-2.11	34 / 47
2017	-5.32%	-1.08%	-4.23	37 / 44
2016	+14.63%	+6.39%	+8.24	4 / 44

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.06%

127 windows

min -6.0% · max 17.2%

74% positive

3-Year rolling

+1.44%

103 windows

min -4.3% · max 5.5%

89% positive

5-Year rolling

+1.48%

78 windows

min -0.6% · max 3.0%

96% positive

7-Year rolling

+1.43%

54 windows

min 0.1% · max 3.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.97%

3-year · annualised

Sharpe ratio

-1.00

vs risk-free 6.5%

Sortino ratio

-1.12

Downside-only deviation

Max drawdown

-7.49%

Mar 2024 → Apr 2024

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
HDFC Dynamic Debt Fund - Half Yearly IDCW - Direct Plan	HDFC	₹13.6543	3 Jun 2026
NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option	Nippon India	₹29.9231	3 Jun 2026
SBI Dynamic Bond Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹22.6379	3 Jun 2026
ICICI Prudential All Seasons Bond Fund - Direct Plan - Annual IDCW	ICICI Prudential	₹11.2620	3 Jun 2026
BANDHAN Dynamic Bond Fund-Direct Plan-Annual IDCW	Bandhan	₹11.7487	3 Jun 2026
Quantum Dynamic Bond Fund - Direct Plan Monthly IDCW	Quantum	₹10.1944	3 Jun 2026
Aditya Birla Sun Life Dynamic Bond Fund -DIRECT - MONTHLY IDCW	Aditya Birla Sun Life	₹11.0348	3 Jun 2026
Franklin India Dynamic Accrual Fund-Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct IDCW	Franklin India	₹0.0000	3 Jun 2026
Mirae Asset Dynamic Bond Fund Direct IDCW	Mirae Asset	₹18.5922	3 Jun 2026
Kotak Dynamic Bond Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option	Kotak	₹14.8223	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹12.9569
2 Jun 2026	₹12.9601
1 Jun 2026	₹12.9561
29 May 2026	₹12.9542
27 May 2026	₹12.9439
26 May 2026	₹12.9273
25 May 2026	₹12.9208
22 May 2026	₹12.8931
21 May 2026	₹12.8768
20 May 2026	₹12.8861

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW is ₹12.9569. It's a Dynamic Bond Fund from Aditya Birla Sun Life, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW has NAV history starting from 14 Jan 2015, a track record of about 11 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW has delivered a absolute return of -3.28% — -21.69 pp behind the Dynamic Bond Fund category average of 18.41%. The fund ranks #58 of 69 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW has delivered a CAGR of 0.33% — -2.52 pp behind the Dynamic Bond Fund category average of 2.85%. The fund ranks #39 of 63 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW has delivered a CAGR of 0.58% — -2.51 pp behind the Dynamic Bond Fund category average of 3.09%. The fund ranks #37 of 56 in its category — the third (Q3) quartile.

₹1 lakh invested in Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW exactly 10 years ago would be worth approximately ₹110,132 today — a multiplier of 1.10×, based on the 10-year CAGR of 0.97%. The category average over the same window would have grown ₹1 lakh to ₹129,961.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹596,572 today. That's an XIRR (money-weighted annualised return) of -0.23%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,229,442 (multiplier 1.02×). XIRR: 0.48%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW ranks #37 out of 56 funds in the Dynamic Bond Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 3.09%; this fund delivered 0.58%.

The worst peak-to-trough decline Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW has experienced over the last 5-year window is 7.49% — its NAV fell from a high on 11 Mar 2024 to a low on 19 Apr 2024. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW averaged 1.48% (best 3.03%, worst -0.59%). 96% of rolling windows ended positive. The 5-year Sharpe ratio is -0.97 — negative risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW returned 0.76% — lagging the Dynamic Bond Fund category average of 2.58% by 1.82 pp. It ranked #33 of 57 in its category that year.

Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.5%. 5-year CAGR: 0.58%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.