Should I invest in NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - ANNUAL?

We don't give personal investment advice. NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - DIRECT Plan - ANNUAL - IDCW Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.9%. 5-year CAGR: 8.53%.

Nippon India

NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - DIRECT Plan - ANNUAL - IDCW Option

Latest NAV

₹34.2972

As of

3 Jun 2026

3,299 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.43%	+0.14%	+0.29	78 / 296	Q2
1W	-1.78%	-1.13%	-0.65	194 / 296	Q3
2W	-0.48%	+0.01%	-0.49	235 / 296	Q4
1M	-2.48%	-0.63%	-1.85	246 / 296	Q4
3M	-5.39%	-0.19%	-5.20	242 / 291	Q4
6M	-9.56%	-2.63%	-6.93	227 / 285	Q4
YTD	-9.94%	-2.85%	-7.10	229 / 287	Q4
1Y	-4.07%	+0.85%	-4.92	210 / 269	Q4
2Y	+1.41%	+3.09%	-1.68	106 / 188	Q3
3Y	+9.19%	+10.07%	-0.88	49 / 149	Q2
4Y	+10.07%	+11.38%	-1.32	31 / 74	Q2
5Y	+8.53%	+9.89%	-1.36	27 / 42	Q3
7Y	+9.00%	+10.09%	-1.09	17 / 24	Q3
10Y	+9.48%	+10.84%	-1.36	14 / 20	Q3
Inception	+9.69%	+6.44%	+3.25	81 / 294	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.94%	-2.86%	-7.08	225 / 282
2025	+11.27%	+5.41%	+5.86	25 / 226
2024	+9.74%	+13.06%	-3.32	69 / 159
2023	+20.45%	+21.46%	-1.01	57 / 121
2022	+1.22%	+2.02%	-0.80	36 / 55
2021	+24.88%	+27.10%	-2.23	14 / 31
2020	+5.65%	+13.44%	-7.79	25 / 29
2019	+2.15%	+8.85%	-6.70	19 / 22
2018	+5.19%	+3.96%	+1.24	11 / 21
2017	+28.71%	+28.47%	+0.24	2 / 20
2016	+2.88%	+2.78%	+0.10	13 / 20

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.41%

152 windows

min -35.7% · max 79.8%

79% positive

3-Year rolling

+10.44%

127 windows

min -9.3% · max 26.5%

94% positive

5-Year rolling

+10.26%

103 windows

min -4.2% · max 21.3%

98% positive

7-Year rolling

+9.44%

79 windows

min 3.5% · max 12.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.98%

3-year · annualised

Sharpe ratio

0.25

vs risk-free 6.5%

Sortino ratio

0.38

Downside-only deviation

Max drawdown

-15.46%

Sep 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE Sensex Index Fund - Direct Plan	HDFC	₹707.9926	3 Jun 2026
Nippon India BSE Sensex Next 30 Index -Direct Plan - IDCW Payout	Nippon India	₹10.8401	3 Jun 2026
SBI BSE Sensex Index Fund - Direct Plan - IDCW	SBI	₹12.2094	3 Jun 2026
ICICI Prudential BSE Sensex Index Fund - Direct Plan - IDCW Option	ICICI Prudential	₹24.7110	3 Jun 2026
BANDHAN NIFTY 100 INDEX FUND - DIRECT PLAN - IDCW	Bandhan	₹14.5912	3 Jun 2026
Aditya Birla Sun Life Nifty 50 Index Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹24.6364	3 Jun 2026
Motilal Oswal Nifty 500 Index Fund - Direct Plan	Motilal Oswal	₹26.1363	3 Jun 2026
Franklin India INDEX FUND- NSE Nifty 50 Index Fund - Direct - IDCW	Franklin India	₹173.5510	3 Jun 2026
Mirae Asset Nifty 50 Index Fund - Direct Plan - IDCW	Mirae Asset	₹9.7182	3 Jun 2026
Kotak BSE Sensex Index Fund- Direct - IDCW	Kotak	₹9.8870	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹34.2972
2 Jun 2026	₹34.4113
1 Jun 2026	₹34.2638
29 May 2026	₹34.5051
27 May 2026	₹35.0252
26 May 2026	₹35.0348
25 May 2026	₹35.2074
22 May 2026	₹34.7381
21 May 2026	₹34.6294
20 May 2026	₹34.6357

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - DIRECT Plan - ANNUAL - IDCW Option is ₹34.2972. It's a Index Fund from Nippon India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - DIRECT Plan - ANNUAL - IDCW Option has NAV history starting from 03 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - DIRECT Plan - ANNUAL - IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - DIRECT Plan - ANNUAL - IDCW Option has delivered a absolute return of -4.07% — -4.92 pp behind the Index Fund category average of 0.85%. The fund ranks #210 of 269 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - DIRECT Plan - ANNUAL - IDCW Option has delivered a CAGR of 9.19% — -0.88 pp behind the Index Fund category average of 10.07%. The fund ranks #49 of 149 in its category — the second (Q2) quartile.

Over the trailing 5-year window, NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - DIRECT Plan - ANNUAL - IDCW Option has delivered a CAGR of 8.53% — -1.36 pp behind the Index Fund category average of 9.89%. The fund ranks #27 of 42 in its category — the third (Q3) quartile.

₹1 lakh invested in NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - DIRECT Plan - ANNUAL - IDCW Option exactly 10 years ago would be worth approximately ₹247,420 today — a multiplier of 2.47×, based on the 10-year CAGR of 9.48%. The category average over the same window would have grown ₹1 lakh to ₹279,861.

A ₹10,000 monthly SIP in NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - DIRECT Plan - ANNUAL - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹708,560 today. That's an XIRR (money-weighted annualised return) of 6.58%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - DIRECT Plan - ANNUAL - IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,924,435 (multiplier 1.60×). XIRR: 9.13%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - DIRECT Plan - ANNUAL - IDCW Option ranks #27 out of 42 funds in the Index Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.89%; this fund delivered 8.53%.

The worst peak-to-trough decline NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - DIRECT Plan - ANNUAL - IDCW Option has experienced over the last 5-year window is 19.87% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - DIRECT Plan - ANNUAL - IDCW Option averaged 10.26% (best 21.34%, worst -4.23%). 98% of rolling windows ended positive. The 5-year Sharpe ratio is 0.21 — weak risk-adjusted performance.

In calendar year 2025, NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - DIRECT Plan - ANNUAL - IDCW Option returned 11.27% — beating the Index Fund category average of 5.41% by 5.86 pp. It ranked #25 of 226 in its category that year.

NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - DIRECT Plan - ANNUAL - IDCW Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - DIRECT Plan - ANNUAL - IDCW Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.9%. 5-year CAGR: 8.53%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.