Should I invest in NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - ANNUAL?

We don't give personal investment advice. NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - ANNUAL - IDCW Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.9%. 5-year CAGR: 7.97%.

Nippon India

NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - ANNUAL - IDCW Option

Latest NAV

₹31.4927

As of

17 Jul 2026

3,887 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.26%	+0.37%	+0.89	11 / 54	Q1
1W	+0.77%	+0.01%	+0.76	11 / 54	Q1
2W	+0.52%	+0.15%	+0.38	12 / 54	Q1
1M	+1.59%	+0.85%	+0.75	13 / 53	Q1
3M	+0.02%	+1.58%	-1.56	29 / 39	Q3
6M	-6.12%	-0.75%	-5.37	34 / 39	Q4
YTD	-7.90%	-1.78%	-6.12	34 / 38	Q4
1Y	-4.47%	+1.31%	-5.78	34 / 37	Q4
2Y	-0.98%	+1.44%	-2.43	23 / 30	Q4
3Y	+6.06%	+10.89%	-4.83	25 / 27	Q4
4Y	+10.06%	+12.78%	-2.72	17 / 21	Q4
5Y	+7.97%	+10.19%	-2.22	12 / 12	Q4
7Y	+9.18%	+10.57%	-1.39	9 / 9	Q4
10Y	+8.73%	+9.58%	-0.85	5 / 8	Q3
Inception	+7.52%	+6.39%	+1.14	23 / 54	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.90%	-1.88%	-6.03	32 / 36
2025	+9.30%	+6.38%	+2.92	12 / 32
2024	+8.81%	+15.10%	-6.29	19 / 27
2023	+18.87%	+25.25%	-6.38	20 / 27
2022	+0.59%	-1.04%	+1.63	9 / 19
2021	+22.13%	+27.13%	-5.00	10 / 10
2020	+6.20%	+8.56%	-2.36	6 / 9
2019	+2.56%	+4.21%	-1.64	5 / 9
2018	+6.93%	+3.73%	+3.20	1 / 8
2017	+27.15%	+29.60%	-2.45	6 / 8
2016	+1.79%	+2.78%	-0.99	6 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.03%

181 windows

min -29.6% · max 60.8%

74% positive

3-Year rolling

+10.39%

156 windows

min -6.2% · max 27.3%

97% positive

5-Year rolling

+9.74%

132 windows

min -2.4% · max 21.7%

98% positive

7-Year rolling

+9.23%

108 windows

min 3.2% · max 13.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.50%

3-year · annualised

Sharpe ratio

0.01

vs risk-free 6.5%

Sortino ratio

0.02

Downside-only deviation

Max drawdown

-16.14%

Nov 2025 → Mar 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE Sensex Index Fund - Direct Plan	HDFC	₹746.8983	17 Jul 2026
Nippon India BSE Sensex Next 30 Index -Direct Plan - IDCW Payout	Nippon India	₹10.8421	17 Jul 2026
SBI BSE Sensex Index Fund - Direct Plan - IDCW	SBI	₹12.8794	17 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Direct Plan - IDCW Option	ICICI Prudential	₹26.0693	17 Jul 2026
BANDHAN NIFTY 100 INDEX FUND - DIRECT PLAN - IDCW	Bandhan	₹15.1902	17 Jul 2026
Aditya Birla Sun Life Nifty 50 Index Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹25.7118	17 Jul 2026
Motilal Oswal Nifty 500 Index Fund - Direct Plan	Motilal Oswal	₹27.2379	17 Jul 2026
Franklin India INDEX FUND- NSE Nifty 50 Index Fund - Direct - IDCW	Franklin India	₹181.1080	17 Jul 2026
Mirae Asset Nifty 50 Index Fund - Direct Plan - IDCW	Mirae Asset	₹10.1394	17 Jul 2026
Kotak BSE Sensex Index Fund - Regular - IDCW	Kotak	₹10.4040	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹31.4927
16 Jul 2026	₹31.1001
15 Jul 2026	₹31.0999
14 Jul 2026	₹31.0439
13 Jul 2026	₹31.2697
10 Jul 2026	₹31.2521
9 Jul 2026	₹30.9195
8 Jul 2026	₹30.8223
7 Jul 2026	₹31.4956
6 Jul 2026	₹31.5361

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - ANNUAL - IDCW Option is ₹31.4927. It's a Index Fund from Nippon India, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - ANNUAL - IDCW Option has NAV history starting from 01 Oct 2010, a track record of about 15 years 9 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - ANNUAL - IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - ANNUAL - IDCW Option has delivered a absolute return of -4.47% — -5.78 pp behind the Index Fund category average of 1.31%. The fund ranks #34 of 37 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - ANNUAL - IDCW Option has delivered a CAGR of 6.06% — -4.83 pp behind the Index Fund category average of 10.89%. The fund ranks #25 of 27 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - ANNUAL - IDCW Option has delivered a CAGR of 7.97% — -2.22 pp behind the Index Fund category average of 10.19%. The fund ranks #12 of 12 in its category — the bottom (Q4) quartile.

₹1 lakh invested in NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - ANNUAL - IDCW Option exactly 10 years ago would be worth approximately ₹230,969 today — a multiplier of 2.31×, based on the 10-year CAGR of 8.73%. The category average over the same window would have grown ₹1 lakh to ₹249,651.

A ₹10,000 monthly SIP in NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - ANNUAL - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹696,356 today. That's an XIRR (money-weighted annualised return) of 5.89%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - ANNUAL - IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,861,747 (multiplier 1.55×). XIRR: 8.50%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - ANNUAL - IDCW Option ranks #12 out of 12 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.19%; this fund delivered 7.97%.

The worst peak-to-trough decline NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - ANNUAL - IDCW Option has experienced over the last 5-year window is 19.90% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - ANNUAL - IDCW Option averaged 9.74% (best 21.71%, worst -2.38%). 98% of rolling windows ended positive. The 5-year Sharpe ratio is 0.14 — weak risk-adjusted performance.

In calendar year 2025, NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - ANNUAL - IDCW Option returned 9.30% — beating the Index Fund category average of 6.38% by 2.92 pp. It ranked #12 of 32 in its category that year.

NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - ANNUAL - IDCW Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - ANNUAL - IDCW Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.9%. 5-year CAGR: 7.97%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.