Should I invest in Nippon India Equity Savings Fund - Segregated Portfolio 1?

We don't give personal investment advice. Nippon India Equity Savings Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 17.71%.

Nippon India

Nippon India Equity Savings Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan - Growth Option

Latest NAV

₹0.6828

As of

21 Mar 2025

1,354 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+126.02%	+9.02%	+117.00	2 / 28	Q1
1W	+126.02%	+8.52%	+117.50	2 / 28	Q1
2W	+126.02%	+8.91%	+117.10	2 / 28	Q1
1M	+126.02%	+8.72%	+117.29	2 / 28	Q1
3M	+126.02%	+9.08%	+116.94	2 / 28	Q1
6M	+126.02%	+8.96%	+117.06	2 / 28	Q1
YTD	+126.02%	+8.58%	+117.44	2 / 28	Q1
1Y	+126.02%	+13.09%	+112.93	2 / 27	Q1
2Y	+50.34%	+9.64%	+40.70	2 / 25	Q1
3Y	+31.23%	+11.18%	+20.06	2 / 25	Q1
4Y	+22.61%	+10.46%	+12.15	2 / 23	Q1
5Y	+17.71%	+9.26%	+8.46	2 / 22	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+16.01%	+9.17%	+6.84	2 / 28	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2025 YTD	+126.02%	+16.65%	+109.37	2 / 25
2024	+0.00%	+10.84%	-10.84	25 / 25
2023	+0.00%	+12.95%	-12.95	24 / 24
2022	+0.00%	+3.90%	-3.90	23 / 23
2021	+0.00%	+11.99%	-11.99	22 / 22
2020	+0.00%	+8.57%	-8.57	20 / 22
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.29%

55 windows

min 0.0% · max 126.0%

2% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+1.01%

31 windows

min 0.0% · max 31.2%

3% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+2.53%

7 windows

min 0.0% · max 17.7%

14% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

71.74%

3-year · annualised

Sharpe ratio

0.49

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.00%

Peak to trough

% positive months

2.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC Equity Savings Fund - Growth Option - Direct Plan	HDFC	₹74.6780	3 Jun 2026
Nippon India Equity Savings Fund - Segregated Portfolio 2 - Direct Plan - Growth Plan - Bonus Option	Nippon India	₹0.0000	3 Jun 2026
SBI Equity Savings Fund - Direct Plan - Growth	SBI	₹26.9209	3 Jun 2026
ICICI Prudential Equity Savings Fund - Direct Plan - Cumulative option	ICICI Prudential	₹24.6300	3 Jun 2026
Invesco India Equity Savings Fund - Direct Plan - Growth	Invesco	₹18.3233	3 Jun 2026
BANDHAN Equity Savings Fund-Direct Plan-Growth	Bandhan	₹35.5890	3 Jun 2026
quant Equity Savings Fund - Growth Option - Direct Plan	Quant	₹10.4797	3 Jun 2026
Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹25.3700	3 Jun 2026
Franklin India Equity Savings Fund- Growth Direct	Franklin India	₹18.3345	3 Jun 2026
Mirae Asset Equity Savings Fund- Direct Plan- Growth	Mirae Asset	₹22.3420	3 Jun 2026

Recent NAVs

Date	NAV
21 Mar 2025	₹0.6828
20 Mar 2025	₹0.3021
19 Mar 2025	₹0.3021
18 Mar 2025	₹0.3021
17 Mar 2025	₹0.3021
13 Mar 2025	₹0.3021
12 Mar 2025	₹0.3021
11 Mar 2025	₹0.3021
10 Mar 2025	₹0.3021
7 Mar 2025	₹0.3021

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 21 Mar 2025, the NAV of Nippon India Equity Savings Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan - Growth Option is ₹0.6828. It's a Equity Savings Fund from Nippon India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Equity Savings Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan - Growth Option has NAV history starting from 25 Sep 2019, a track record of about 6 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Nippon India Equity Savings Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan - Growth Option is managed by Nippon India. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Equity Savings Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan - Growth Option has delivered a absolute return of 126.02% — +112.93 pp ahead of the Equity Savings Fund category average of 13.09%. The fund ranks #2 of 27 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Nippon India Equity Savings Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan - Growth Option has delivered a CAGR of 31.23% — +20.06 pp ahead of the Equity Savings Fund category average of 11.18%. The fund ranks #2 of 25 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Nippon India Equity Savings Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan - Growth Option has delivered a CAGR of 17.71% — +8.46 pp ahead of the Equity Savings Fund category average of 9.26%. The fund ranks #2 of 22 in its category — the top (Q1) quartile.

₹1 lakh invested in Nippon India Equity Savings Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan - Growth Option exactly 5 years ago would be worth approximately ₹226,018 today — a multiplier of 2.26×, based on the 5-year CAGR of 17.71%. The category average over the same window would have grown ₹1 lakh to ₹155,686.

A ₹10,000 monthly SIP in Nippon India Equity Savings Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹1,356,107 today. That's an XIRR (money-weighted annualised return) of 33.32%.

Nippon India Equity Savings Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹1,356,107 — XIRR 33.32%.

On a 5-year basis, Nippon India Equity Savings Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan - Growth Option ranks #2 out of 22 funds in the Equity Savings Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 9.26%; this fund delivered 17.71%.

The worst peak-to-trough decline Nippon India Equity Savings Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan - Growth Option has experienced over the last 5-year window is 0.00%. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Nippon India Equity Savings Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan - Growth Option averaged 2.53% (best 17.71%, worst 0.00%). 14% of rolling windows ended positive. The 5-year Sharpe ratio is 0.33 — weak risk-adjusted performance.

In calendar year 2024, Nippon India Equity Savings Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan - Growth Option returned 0.00% — lagging the Equity Savings Fund category average of 10.84% by 10.84 pp. It ranked #25 of 25 in its category that year.

Nippon India Equity Savings Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Nippon India Equity Savings Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 17.71%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.