Should I invest in Aditya Birla Sun Life Equity Savings Fund?

We don't give personal investment advice. Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.8%. 5-year CAGR: 7.44%.

Aditya Birla Sun Life

Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth

Latest NAV

₹25.3700

As of

3 Jun 2026

2,832 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+9.02%	-8.98	13 / 28	Q2
1W	-0.39%	+8.52%	-8.91	9 / 28	Q2
2W	-0.08%	+8.91%	-8.99	13 / 28	Q2
1M	-0.39%	+8.72%	-9.12	14 / 28	Q2
3M	+0.08%	+9.08%	-9.00	12 / 28	Q2
6M	+0.48%	+8.96%	-8.48	9 / 28	Q2
YTD	+0.04%	+8.58%	-8.54	8 / 28	Q2
1Y	+5.40%	+13.09%	-7.69	8 / 27	Q2
2Y	+6.76%	+9.64%	-2.88	7 / 25	Q2
3Y	+8.80%	+11.18%	-2.38	17 / 25	Q3
4Y	+8.94%	+10.46%	-1.52	16 / 23	Q3
5Y	+7.44%	+9.26%	-1.82	19 / 22	Q4
7Y	+8.49%	+8.67%	-0.18	13 / 20	Q3
10Y	+8.71%	+8.43%	+0.28	7 / 12	Q3
Inception	+8.42%	+9.17%	-0.75	19 / 28	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.04%	-0.46%	+0.50	6 / 26
2025	+9.36%	+16.65%	-7.29	5 / 25
2024	+8.73%	+10.84%	-2.11	21 / 25
2023	+12.11%	+12.95%	-0.85	17 / 24
2022	+0.00%	+3.90%	-3.90	21 / 23
2021	+13.83%	+11.99%	+1.84	8 / 22
2020	+11.86%	+8.57%	+3.29	7 / 22
2019	+8.57%	+7.11%	+1.46	11 / 18
2018	-0.37%	+2.46%	-2.83	13 / 14
2017	+17.95%	+14.67%	+3.28	3 / 13
2016	+8.77%	+8.25%	+0.51	4 / 10

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.87%

129 windows

min -7.8% · max 32.4%

88% positive

3-Year rolling

+8.57%

104 windows

min 0.6% · max 13.6%

100% positive

5-Year rolling

+8.65%

80 windows

min 4.2% · max 11.9%

100% positive

7-Year rolling

+8.53%

56 windows

min 7.7% · max 9.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.87%

3-year · annualised

Sharpe ratio

0.70

vs risk-free 6.5%

Sortino ratio

1.63

Downside-only deviation

Max drawdown

-2.55%

Feb 2026 → Mar 2026

% positive months

80.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC Equity Savings Fund - Growth Option - Direct Plan	HDFC	₹74.6780	3 Jun 2026
Nippon India Equity Savings Fund - Segregated Portfolio 2 - Direct Plan - Growth Plan - Bonus Option	Nippon India	₹0.0000	3 Jun 2026
SBI Equity Savings Fund - Direct Plan - Growth	SBI	₹26.9209	3 Jun 2026
ICICI Prudential Equity Savings Fund - Direct Plan - Cumulative option	ICICI Prudential	₹24.6300	3 Jun 2026
Invesco India Equity Savings Fund - Direct Plan - Growth	Invesco	₹18.3233	3 Jun 2026
BANDHAN Equity Savings Fund-Direct Plan-Growth	Bandhan	₹35.5890	3 Jun 2026
quant Equity Savings Fund - Growth Option - Direct Plan	Quant	₹10.4797	3 Jun 2026
Franklin India Equity Savings Fund- Growth Direct	Franklin India	₹18.3345	3 Jun 2026
Mirae Asset Equity Savings Fund- Direct Plan- Growth	Mirae Asset	₹22.3420	3 Jun 2026
Kotak Equity Savings Fund - Direct - Growth	Kotak	₹29.7945	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹25.3700
2 Jun 2026	₹25.3700
1 Jun 2026	₹25.3600
29 May 2026	₹25.3600
27 May 2026	₹25.4500
26 May 2026	₹25.4700
25 May 2026	₹25.4800
22 May 2026	₹25.4100
21 May 2026	₹25.4000
20 May 2026	₹25.4000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth is ₹25.3700. It's a Equity Savings Fund from Aditya Birla Sun Life, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth has NAV history starting from 01 Dec 2014, a track record of about 11 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth has delivered a absolute return of 5.40% — -7.69 pp behind the Equity Savings Fund category average of 13.09%. The fund ranks #8 of 27 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth has delivered a CAGR of 8.80% — -2.38 pp behind the Equity Savings Fund category average of 11.18%. The fund ranks #17 of 25 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth has delivered a CAGR of 7.44% — -1.82 pp behind the Equity Savings Fund category average of 9.26%. The fund ranks #19 of 22 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth exactly 10 years ago would be worth approximately ₹230,426 today — a multiplier of 2.30×, based on the 10-year CAGR of 8.71%. The category average over the same window would have grown ₹1 lakh to ₹224,642.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹727,147 today. That's an XIRR (money-weighted annualised return) of 7.62%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹1,838,719 (multiplier 1.53×). XIRR: 8.27%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth ranks #19 out of 22 funds in the Equity Savings Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.26%; this fund delivered 7.44%.

The worst peak-to-trough decline Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth has experienced over the last 5-year window is 9.76% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth averaged 8.65% (best 11.91%, worst 4.20%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.19 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth returned 9.36% — lagging the Equity Savings Fund category average of 16.65% by 7.29 pp. It ranked #5 of 25 in its category that year.

Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.8%. 5-year CAGR: 7.44%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Equity Savings Fund

Recent NAVs

Frequently asked questions

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