Should I invest in Franklin India Equity Savings Fund?

We don't give personal investment advice. Franklin India Equity Savings Fund- Growth Direct is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.9%. 5-year CAGR: 7.71%.

Franklin India

Franklin India Equity Savings Fund- Growth Direct

Latest NAV

₹18.3345

As of

3 Jun 2026

1,906 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.02%	+9.02%	-9.04	19 / 28	Q3
1W	-0.44%	+8.52%	-8.96	11 / 28	Q2
2W	-0.24%	+8.91%	-9.16	22 / 28	Q4
1M	-0.42%	+8.72%	-9.15	15 / 28	Q3
3M	-0.27%	+9.08%	-9.35	16 / 28	Q3
6M	-0.02%	+8.96%	-8.98	13 / 28	Q2
YTD	-0.51%	+8.58%	-9.09	13 / 28	Q2
1Y	+3.59%	+13.09%	-9.49	15 / 27	Q3
2Y	+5.51%	+9.64%	-4.13	19 / 25	Q4
3Y	+8.01%	+11.18%	-3.17	19 / 25	Q4
4Y	+8.34%	+10.46%	-2.12	19 / 23	Q4
5Y	+7.71%	+9.26%	-1.54	15 / 22	Q3
7Y	+8.31%	+8.67%	-0.36	14 / 20	Q3
10Y	—	—	—	—	—
Inception	+8.11%	+9.17%	-1.06	21 / 28	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.51%	-0.46%	-0.06	11 / 26
2025	+6.62%	+16.65%	-10.03	20 / 25
2024	+9.77%	+10.84%	-1.07	15 / 25
2023	+11.04%	+12.95%	-1.92	19 / 24
2022	+4.99%	+3.90%	+1.09	7 / 23
2021	+14.42%	+11.99%	+2.43	6 / 22
2020	+10.25%	+8.57%	+1.68	13 / 22
2019	+6.02%	+7.11%	-1.09	14 / 18
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.13%

83 windows

min -11.6% · max 29.6%

95% positive

3-Year rolling

+9.92%

59 windows

min 7.8% · max 14.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+10.06%

34 windows

min 7.7% · max 12.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+8.93%

10 windows

min 8.3% · max 9.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.56%

3-year · annualised

Sharpe ratio

0.53

vs risk-free 6.5%

Sortino ratio

1.32

Downside-only deviation

Max drawdown

-2.11%

Feb 2026 → Mar 2026

% positive months

80.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC Equity Savings Fund - Growth Option - Direct Plan	HDFC	₹74.6780	3 Jun 2026
Nippon India Equity Savings Fund - Segregated Portfolio 2 - Direct Plan - Growth Plan - Bonus Option	Nippon India	₹0.0000	3 Jun 2026
SBI Equity Savings Fund - Direct Plan - Growth	SBI	₹26.9209	3 Jun 2026
ICICI Prudential Equity Savings Fund - Direct Plan - Cumulative option	ICICI Prudential	₹24.6300	3 Jun 2026
Invesco India Equity Savings Fund - Direct Plan - Growth	Invesco	₹18.3233	3 Jun 2026
BANDHAN Equity Savings Fund-Direct Plan-Growth	Bandhan	₹35.5890	3 Jun 2026
quant Equity Savings Fund - Growth Option - Direct Plan	Quant	₹10.4797	3 Jun 2026
Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹25.3700	3 Jun 2026
Mirae Asset Equity Savings Fund- Direct Plan- Growth	Mirae Asset	₹22.3420	3 Jun 2026
Kotak Equity Savings Fund - Direct - Growth	Kotak	₹29.7945	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹18.3345
2 Jun 2026	₹18.3380
1 Jun 2026	₹18.3498
29 May 2026	₹18.3485
27 May 2026	₹18.4156
26 May 2026	₹18.4197
25 May 2026	₹18.4331
22 May 2026	₹18.3738
21 May 2026	₹18.3691
20 May 2026	₹18.3793

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Franklin India Equity Savings Fund- Growth Direct is ₹18.3345. It's a Equity Savings Fund from Franklin India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Franklin India Equity Savings Fund- Growth Direct has NAV history starting from 27 Aug 2018, a track record of about 7 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Franklin India Equity Savings Fund- Growth Direct is managed by Franklin India. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Equity Savings Fund- Growth Direct has delivered a absolute return of 3.59% — -9.49 pp behind the Equity Savings Fund category average of 13.09%. The fund ranks #15 of 27 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Franklin India Equity Savings Fund- Growth Direct has delivered a CAGR of 8.01% — -3.17 pp behind the Equity Savings Fund category average of 11.18%. The fund ranks #19 of 25 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Franklin India Equity Savings Fund- Growth Direct has delivered a CAGR of 7.71% — -1.54 pp behind the Equity Savings Fund category average of 9.26%. The fund ranks #15 of 22 in its category — the third (Q3) quartile.

₹1 lakh invested in Franklin India Equity Savings Fund- Growth Direct exactly 5 years ago would be worth approximately ₹145,003 today — a multiplier of 1.45×, based on the 5-year CAGR of 7.71%. The category average over the same window would have grown ₹1 lakh to ₹155,686.

A ₹10,000 monthly SIP in Franklin India Equity Savings Fund- Growth Direct over the last 5 years — total invested ₹600,000 — would be worth ₹716,840 today. That's an XIRR (money-weighted annualised return) of 7.05%.

Franklin India Equity Savings Fund- Growth Direct doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,128,208 — XIRR 8.29%.

On a 5-year basis, Franklin India Equity Savings Fund- Growth Direct ranks #15 out of 22 funds in the Equity Savings Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.26%; this fund delivered 7.71%.

The worst peak-to-trough decline Franklin India Equity Savings Fund- Growth Direct has experienced over the last 5-year window is 5.90% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Equity Savings Fund- Growth Direct averaged 10.06% (best 12.90%, worst 7.71%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.27 — weak risk-adjusted performance.

In calendar year 2025, Franklin India Equity Savings Fund- Growth Direct returned 6.62% — lagging the Equity Savings Fund category average of 16.65% by 10.03 pp. It ranked #20 of 25 in its category that year.

Franklin India Equity Savings Fund- Growth Direct is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Equity Savings Fund- Growth Direct is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.9%. 5-year CAGR: 7.71%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Franklin India Equity Savings Fund- Growth Direct

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Equity Savings Fund

Recent NAVs

Frequently asked questions

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