Should I invest in BANDHAN Equity Savings Fund?

We don't give personal investment advice. BANDHAN Equity Savings Fund-Direct Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.3%. 5-year CAGR: 7.16%.

Bandhan

BANDHAN Equity Savings Fund-Direct Plan-Growth

Latest NAV

₹35.5890

As of

3 Jun 2026

3,062 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	0.00%	+9.02%	-9.02	18 / 28	Q3
1W	-0.27%	+8.52%	-8.79	5 / 28	Q1
2W	-0.12%	+8.91%	-9.03	19 / 28	Q3
1M	+0.03%	+8.72%	-8.69	9 / 28	Q2
3M	+0.00%	+9.08%	-9.08	14 / 28	Q2
6M	+0.48%	+8.96%	-8.48	8 / 28	Q2
YTD	+0.01%	+8.58%	-8.57	9 / 28	Q2
1Y	+3.73%	+13.09%	-9.35	13 / 27	Q2
2Y	+5.73%	+9.64%	-3.91	16 / 25	Q3
3Y	+7.69%	+11.18%	-3.48	21 / 25	Q4
4Y	+7.75%	+10.46%	-2.71	21 / 23	Q4
5Y	+7.16%	+9.26%	-2.09	20 / 22	Q4
7Y	+7.56%	+8.67%	-1.10	16 / 20	Q4
10Y	+7.32%	+8.43%	-1.11	10 / 12	Q4
Inception	+7.41%	+9.17%	-1.76	24 / 28	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.01%	-0.46%	+0.47	7 / 26
2025	+7.26%	+16.65%	-9.39	14 / 25
2024	+8.62%	+10.84%	-2.22	22 / 25
2023	+10.59%	+12.95%	-2.36	20 / 24
2022	+3.55%	+3.90%	-0.35	16 / 23
2021	+11.28%	+11.99%	-0.71	17 / 22
2020	+10.79%	+8.57%	+2.22	11 / 22
2019	+5.95%	+7.11%	-1.16	15 / 18
2018	+4.36%	+2.46%	+1.90	4 / 14
2017	+5.57%	+14.67%	-9.10	13 / 13
2016	+8.02%	+8.25%	-0.23	5 / 10

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.63%

140 windows

min -9.0% · max 29.8%

98% positive

3-Year rolling

+7.53%

115 windows

min 0.5% · max 12.1%

100% positive

5-Year rolling

+7.53%

91 windows

min 3.0% · max 11.0%

100% positive

7-Year rolling

+7.58%

67 windows

min 6.8% · max 8.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.31%

3-year · annualised

Sharpe ratio

0.42

vs risk-free 6.5%

Sortino ratio

0.89

Downside-only deviation

Max drawdown

-2.24%

Feb 2026 → Mar 2026

% positive months

86.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC Equity Savings Fund - Growth Option - Direct Plan	HDFC	₹74.6780	3 Jun 2026
Nippon India Equity Savings Fund - Segregated Portfolio 2 - Direct Plan - Growth Plan - Bonus Option	Nippon India	₹0.0000	3 Jun 2026
SBI Equity Savings Fund - Direct Plan - Growth	SBI	₹26.9209	3 Jun 2026
ICICI Prudential Equity Savings Fund - Direct Plan - Cumulative option	ICICI Prudential	₹24.6300	3 Jun 2026
Invesco India Equity Savings Fund - Direct Plan - Growth	Invesco	₹18.3233	3 Jun 2026
quant Equity Savings Fund - Growth Option - Direct Plan	Quant	₹10.4797	3 Jun 2026
Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹25.3700	3 Jun 2026
Franklin India Equity Savings Fund- Growth Direct	Franklin India	₹18.3345	3 Jun 2026
Mirae Asset Equity Savings Fund- Direct Plan- Growth	Mirae Asset	₹22.3420	3 Jun 2026
Kotak Equity Savings Fund - Direct - Growth	Kotak	₹29.7945	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹35.5890
2 Jun 2026	₹35.6170
1 Jun 2026	₹35.6180
31 May 2026	₹35.6160
29 May 2026	₹35.6120
27 May 2026	₹35.7140
26 May 2026	₹35.7130
25 May 2026	₹35.7310
22 May 2026	₹35.6250
21 May 2026	₹35.6170

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BANDHAN Equity Savings Fund-Direct Plan-Growth is ₹35.5890. It's a Equity Savings Fund from Bandhan, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

BANDHAN Equity Savings Fund-Direct Plan-Growth has NAV history starting from 01 Jan 2014, a track record of about 12 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANDHAN Equity Savings Fund-Direct Plan-Growth is managed by Bandhan. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN Equity Savings Fund-Direct Plan-Growth has delivered a absolute return of 3.73% — -9.35 pp behind the Equity Savings Fund category average of 13.09%. The fund ranks #13 of 27 in its category — the second (Q2) quartile.

Over the trailing 3-year window, BANDHAN Equity Savings Fund-Direct Plan-Growth has delivered a CAGR of 7.69% — -3.48 pp behind the Equity Savings Fund category average of 11.18%. The fund ranks #21 of 25 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, BANDHAN Equity Savings Fund-Direct Plan-Growth has delivered a CAGR of 7.16% — -2.09 pp behind the Equity Savings Fund category average of 9.26%. The fund ranks #20 of 22 in its category — the bottom (Q4) quartile.

₹1 lakh invested in BANDHAN Equity Savings Fund-Direct Plan-Growth exactly 10 years ago would be worth approximately ₹202,721 today — a multiplier of 2.03×, based on the 10-year CAGR of 7.32%. The category average over the same window would have grown ₹1 lakh to ₹224,642.

A ₹10,000 monthly SIP in BANDHAN Equity Savings Fund-Direct Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹712,990 today. That's an XIRR (money-weighted annualised return) of 6.83%.

A ₹10,000 monthly SIP for 10 years in BANDHAN Equity Savings Fund-Direct Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹1,766,912 (multiplier 1.47×). XIRR: 7.51%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANDHAN Equity Savings Fund-Direct Plan-Growth ranks #20 out of 22 funds in the Equity Savings Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.26%; this fund delivered 7.16%.

The worst peak-to-trough decline BANDHAN Equity Savings Fund-Direct Plan-Growth has experienced over the last 5-year window is 3.34% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN Equity Savings Fund-Direct Plan-Growth averaged 7.53% (best 10.97%, worst 2.98%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.19 — weak risk-adjusted performance.

In calendar year 2025, BANDHAN Equity Savings Fund-Direct Plan-Growth returned 7.26% — lagging the Equity Savings Fund category average of 16.65% by 9.39 pp. It ranked #14 of 25 in its category that year.

BANDHAN Equity Savings Fund-Direct Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANDHAN Equity Savings Fund-Direct Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.3%. 5-year CAGR: 7.16%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

BANDHAN Equity Savings Fund-Direct Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Equity Savings Fund

Recent NAVs

Frequently asked questions

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