Should I invest in NIPPON INDIA EQUITY SAVINGS FUND - QUARTERLY IDCW Option?

We don't give personal investment advice. NIPPON INDIA EQUITY SAVINGS FUND - Direct Plan - QUARTERLY IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.6%. 5-year CAGR: 7.59%.

Nippon India

NIPPON INDIA EQUITY SAVINGS FUND - Direct Plan - QUARTERLY IDCW Option

Latest NAV

₹15.5440

As of

17 Jul 2026

2,738 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.25%	+0.13%	+0.12	17 / 49	Q2
1W	+0.07%	+0.17%	-0.10	32 / 49	Q3
2W	+0.06%	+0.27%	-0.21	41 / 49	Q4
1M	+0.39%	+0.53%	-0.14	31 / 48	Q3
3M	+0.80%	+1.21%	-0.40	29 / 48	Q3
6M	+1.03%	+0.35%	+0.68	21 / 48	Q2
YTD	+0.90%	-0.31%	+1.20	19 / 48	Q2
1Y	+3.98%	+1.63%	+2.35	17 / 48	Q2
2Y	+4.66%	+2.39%	+2.27	19 / 47	Q2
3Y	+7.45%	+5.05%	+2.41	16 / 45	Q2
4Y	+8.82%	+5.30%	+3.52	13 / 40	Q2
5Y	+7.59%	+4.35%	+3.24	13 / 39	Q2
7Y	+5.04%	+5.64%	-0.60	20 / 38	Q3
10Y	+3.90%	+4.02%	-0.12	9 / 21	Q2
Inception	+4.03%	+5.34%	-1.31	32 / 47	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.90%	-0.62%	+1.52	14 / 43
2025	+7.22%	+2.35%	+4.87	11 / 42
2024	+8.99%	+8.05%	+0.94	19 / 42
2023	+13.08%	+9.20%	+3.88	11 / 40
2022	+4.38%	+0.46%	+3.91	8 / 40
2021	+12.17%	+9.45%	+2.71	10 / 40
2020	-5.43%	+7.78%	-13.21	39 / 40
2019	-6.45%	+4.12%	-10.57	35 / 37
2018	-6.12%	-1.89%	-4.23	25 / 28
2017	+11.46%	+9.85%	+1.61	8 / 25
2016	+2.41%	+5.06%	-2.65	13 / 17

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.70%

124 windows

min -27.9% · max 23.7%

73% positive

3-Year rolling

+3.63%

100 windows

min -10.6% · max 14.4%

70% positive

5-Year rolling

+3.27%

75 windows

min -2.9% · max 12.6%

71% positive

7-Year rolling

+2.97%

51 windows

min 1.1% · max 5.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.27%

3-year · annualised

Sharpe ratio

0.24

vs risk-free 6.5%

Sortino ratio

0.52

Downside-only deviation

Max drawdown

-3.45%

Feb 2026 → Mar 2026

% positive months

80.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC Equity Savings Fund - IDCW Option - Direct Plan	HDFC	₹15.0960	17 Jul 2026
NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 2 - Direct Plan - IDCW Option	Nippon India	₹0.0000	17 Jul 2026
SBI Equity Savings Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹25.0945	17 Jul 2026
ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW	ICICI Prudential	₹15.7100	17 Jul 2026
Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹18.8261	17 Jul 2026
BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW	Bandhan	₹13.3190	17 Jul 2026
quant Equity Savings Fund - IDCW Option - Direct Plan	Quant	₹10.9221	17 Jul 2026
Aditya Birla Sun Life Equity Savings Fund - Direct - IDCW	Aditya Birla Sun Life	₹15.4800	17 Jul 2026
Franklin India Equity Savings Fund - Direct - IDCW	Franklin India	₹15.2612	17 Jul 2026
Mirae Asset Equity Savings Fund Direct IDCW	Mirae Asset	₹13.7290	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹15.5440
16 Jul 2026	₹15.5058
15 Jul 2026	₹15.5127
14 Jul 2026	₹15.5094
13 Jul 2026	₹15.5368
10 Jul 2026	₹15.5334
9 Jul 2026	₹15.4791
8 Jul 2026	₹15.4706
7 Jul 2026	₹15.5690
6 Jul 2026	₹15.5798

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of NIPPON INDIA EQUITY SAVINGS FUND - Direct Plan - QUARTERLY IDCW Option is ₹15.5440. It's a Equity Savings Fund from Nippon India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA EQUITY SAVINGS FUND - Direct Plan - QUARTERLY IDCW Option has NAV history starting from 04 Jun 2015, a track record of about 11 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA EQUITY SAVINGS FUND - Direct Plan - QUARTERLY IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA EQUITY SAVINGS FUND - Direct Plan - QUARTERLY IDCW Option has delivered a absolute return of 3.98% — +2.35 pp ahead of the Equity Savings Fund category average of 1.63%. The fund ranks #17 of 48 in its category — the second (Q2) quartile.

Over the trailing 3-year window, NIPPON INDIA EQUITY SAVINGS FUND - Direct Plan - QUARTERLY IDCW Option has delivered a CAGR of 7.45% — +2.41 pp ahead of the Equity Savings Fund category average of 5.05%. The fund ranks #16 of 45 in its category — the second (Q2) quartile.

Over the trailing 5-year window, NIPPON INDIA EQUITY SAVINGS FUND - Direct Plan - QUARTERLY IDCW Option has delivered a CAGR of 7.59% — +3.24 pp ahead of the Equity Savings Fund category average of 4.35%. The fund ranks #13 of 39 in its category — the second (Q2) quartile.

₹1 lakh invested in NIPPON INDIA EQUITY SAVINGS FUND - Direct Plan - QUARTERLY IDCW Option exactly 10 years ago would be worth approximately ₹146,609 today — a multiplier of 1.47×, based on the 10-year CAGR of 3.90%. The category average over the same window would have grown ₹1 lakh to ₹148,305.

A ₹10,000 monthly SIP in NIPPON INDIA EQUITY SAVINGS FUND - Direct Plan - QUARTERLY IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹722,021 today. That's an XIRR (money-weighted annualised return) of 7.34%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA EQUITY SAVINGS FUND - Direct Plan - QUARTERLY IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,597,421 (multiplier 1.33×). XIRR: 5.58%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA EQUITY SAVINGS FUND - Direct Plan - QUARTERLY IDCW Option ranks #13 out of 39 funds in the Equity Savings Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 4.35%; this fund delivered 7.59%.

The worst peak-to-trough decline NIPPON INDIA EQUITY SAVINGS FUND - Direct Plan - QUARTERLY IDCW Option has experienced over the last 5-year window is 5.62% — its NAV fell from a high on 17 Jan 2022 to a low on 07 Mar 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA EQUITY SAVINGS FUND - Direct Plan - QUARTERLY IDCW Option averaged 3.27% (best 12.59%, worst -2.88%). 71% of rolling windows ended positive. The 5-year Sharpe ratio is 0.19 — weak risk-adjusted performance.

In calendar year 2025, NIPPON INDIA EQUITY SAVINGS FUND - Direct Plan - QUARTERLY IDCW Option returned 7.22% — beating the Equity Savings Fund category average of 2.35% by 4.87 pp. It ranked #11 of 42 in its category that year.

NIPPON INDIA EQUITY SAVINGS FUND - Direct Plan - QUARTERLY IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. NIPPON INDIA EQUITY SAVINGS FUND - Direct Plan - QUARTERLY IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.6%. 5-year CAGR: 7.59%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.