Should I invest in ICICI Prudential Equity Savings Fund - Quarterly IDCW?

We don't give personal investment advice. ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.9%. 5-year CAGR: 2.76%.

ICICI Prudential

ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW

Latest NAV

₹15.7100

As of

17 Jul 2026

2,856 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.26%	+0.13%	+0.13	14 / 49	Q2
1W	+0.38%	+0.17%	+0.21	7 / 49	Q1
2W	+0.51%	+0.27%	+0.24	4 / 49	Q1
1M	+0.96%	+0.53%	+0.43	11 / 48	Q1
3M	+0.26%	+1.21%	-0.95	40 / 48	Q4
6M	-1.75%	+0.35%	-2.10	40 / 48	Q4
YTD	-2.00%	-0.31%	-1.69	39 / 48	Q4
1Y	-2.24%	+1.63%	-3.87	41 / 48	Q4
2Y	+1.20%	+2.39%	-1.19	28 / 47	Q3
3Y	+2.66%	+5.05%	-2.39	33 / 45	Q3
4Y	+3.20%	+5.30%	-2.10	26 / 40	Q3
5Y	+2.76%	+4.35%	-1.59	23 / 39	Q3
7Y	+3.43%	+5.64%	-2.21	30 / 38	Q4
10Y	+3.73%	+4.02%	-0.29	11 / 21	Q3
Inception	+3.98%	+5.34%	-1.35	33 / 47	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.00%	-0.62%	-1.37	34 / 43
2025	+2.88%	+2.35%	+0.54	18 / 42
2024	+5.05%	+8.05%	-2.99	30 / 42
2023	+5.02%	+9.20%	-4.18	33 / 40
2022	+2.32%	+0.46%	+1.86	15 / 40
2021	+5.91%	+9.45%	-3.54	36 / 40
2020	+2.28%	+7.78%	-5.50	35 / 40
2019	+4.70%	+4.12%	+0.59	20 / 37
2018	-0.66%	-1.89%	+1.24	9 / 28
2017	+8.65%	+9.85%	-1.20	16 / 25
2016	+8.54%	+5.06%	+3.48	3 / 17

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.45%

130 windows

min -9.9% · max 20.1%

86% positive

3-Year rolling

+4.32%

105 windows

min -1.4% · max 9.4%

97% positive

5-Year rolling

+4.20%

81 windows

min 1.9% · max 7.8%

100% positive

7-Year rolling

+4.16%

57 windows

min 3.3% · max 5.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.93%

3-year · annualised

Sharpe ratio

-1.29

vs risk-free 6.5%

Sortino ratio

-1.96

Downside-only deviation

Max drawdown

-5.93%

Dec 2025 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC Equity Savings Fund - IDCW Option - Direct Plan	HDFC	₹15.0960	17 Jul 2026
NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 2 - Direct Plan - IDCW Option	Nippon India	₹0.0000	17 Jul 2026
SBI Equity Savings Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹25.0945	17 Jul 2026
Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹18.8261	17 Jul 2026
BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW	Bandhan	₹13.3190	17 Jul 2026
quant Equity Savings Fund - IDCW Option - Direct Plan	Quant	₹10.9221	17 Jul 2026
Aditya Birla Sun Life Equity Savings Fund - Direct - IDCW	Aditya Birla Sun Life	₹15.4800	17 Jul 2026
Franklin India Equity Savings Fund - Direct - IDCW	Franklin India	₹15.2612	17 Jul 2026
Mirae Asset Equity Savings Fund Direct IDCW	Mirae Asset	₹13.7290	17 Jul 2026
Kotak Equity Savings Fund - Direct - Monthly Payout of Income Distribution cum capital withdrawal option	Kotak	₹21.8405	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹15.7100
16 Jul 2026	₹15.6700
15 Jul 2026	₹15.6600
14 Jul 2026	₹15.6600
13 Jul 2026	₹15.6600
10 Jul 2026	₹15.6500
9 Jul 2026	₹15.6100
8 Jul 2026	₹15.6100
7 Jul 2026	₹15.6600
6 Jul 2026	₹15.6500

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW is ₹15.7100. It's a Equity Savings Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW has NAV history starting from 08 Dec 2014, a track record of about 11 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW has delivered a absolute return of -2.24% — -3.87 pp behind the Equity Savings Fund category average of 1.63%. The fund ranks #41 of 48 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW has delivered a CAGR of 2.66% — -2.39 pp behind the Equity Savings Fund category average of 5.05%. The fund ranks #33 of 45 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW has delivered a CAGR of 2.76% — -1.59 pp behind the Equity Savings Fund category average of 4.35%. The fund ranks #23 of 39 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW exactly 10 years ago would be worth approximately ₹144,261 today — a multiplier of 1.44×, based on the 10-year CAGR of 3.73%. The category average over the same window would have grown ₹1 lakh to ₹148,305.

A ₹10,000 monthly SIP in ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹635,231 today. That's an XIRR (money-weighted annualised return) of 2.25%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,412,438 (multiplier 1.18×). XIRR: 3.20%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW ranks #23 out of 39 funds in the Equity Savings Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 4.35%; this fund delivered 2.76%.

The worst peak-to-trough decline ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW has experienced over the last 5-year window is 5.93% — its NAV fell from a high on 04 Dec 2025 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW averaged 4.20% (best 7.83%, worst 1.88%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.09 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW returned 2.88% — beating the Equity Savings Fund category average of 2.35% by 0.54 pp. It ranked #18 of 42 in its category that year.

ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.9%. 5-year CAGR: 2.76%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.