Should I invest in BANDHAN Equity Savings Fund -Quarterly IDCW?

We don't give personal investment advice. BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.1%. 5-year CAGR: 2.26%.

Bandhan

BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW

Latest NAV

₹13.2530

As of

3 Jun 2026

1,685 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.01%	+7.25%	-7.26	30 / 52	Q3
1W	-0.27%	+6.89%	-7.16	13 / 52	Q1
2W	-0.11%	+7.13%	-7.25	27 / 52	Q3
1M	+0.03%	+7.13%	-7.10	15 / 51	Q2
3M	-1.51%	+6.63%	-8.15	37 / 51	Q3
6M	-2.52%	+6.00%	-8.52	33 / 51	Q3
YTD	-1.51%	+5.72%	-7.23	28 / 51	Q3
1Y	-2.36%	+8.33%	-10.69	34 / 50	Q3
2Y	-0.48%	+5.55%	-6.03	38 / 50	Q4
3Y	+1.62%	+6.83%	-5.21	40 / 48	Q4
4Y	+2.13%	+6.12%	-3.98	32 / 43	Q3
5Y	+2.26%	+5.24%	-2.98	30 / 42	Q3
7Y	+3.35%	+5.14%	-1.78	27 / 38	Q3
10Y	—	—	—	—	—
Inception	+3.56%	+5.77%	-2.21	37 / 50	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.51%	-2.29%	+0.78	20 / 43
2025	+0.97%	+10.59%	-9.62	30 / 45
2024	+2.23%	+7.51%	-5.28	36 / 45
2023	+5.15%	+8.56%	-3.41	31 / 43
2022	-0.08%	+0.43%	-0.51	27 / 43
2021	+9.07%	+8.79%	+0.27	21 / 43
2020	+9.77%	+7.24%	+2.53	19 / 43
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.90%

73 windows

min -5.2% · max 27.6%

86% positive

3-Year rolling

+4.55%

49 windows

min 1.6% · max 9.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+4.80%

25 windows

min 2.3% · max 6.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+3.52%

2 windows

min 3.4% · max 3.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.27%

3-year · annualised

Sharpe ratio

-1.48

vs risk-free 6.5%

Sortino ratio

-2.03

Downside-only deviation

Max drawdown

-5.08%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC Equity Savings Fund - IDCW Option - Direct Plan	HDFC	₹14.9190	3 Jun 2026
NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 2 - Direct Plan - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Equity Savings Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹24.6420	3 Jun 2026
ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW	ICICI Prudential	₹15.5800	3 Jun 2026
Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹18.2438	3 Jun 2026
BANDHAN Equity Savings Fund-Direct Plan-Annual IDCW	Bandhan	₹13.7080	3 Jun 2026
quant Equity Savings Fund - IDCW Option - Direct Plan	Quant	₹10.4579	3 Jun 2026
Aditya Birla Sun Life Equity Savings Fund - Direct - IDCW	Aditya Birla Sun Life	₹15.4200	3 Jun 2026
Franklin India Equity Savings Fund - Direct - IDCW	Franklin India	₹14.9660	3 Jun 2026
Mirae Asset Equity Savings Fund Direct IDCW	Mirae Asset	₹13.3610	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹13.2530
2 Jun 2026	₹13.2630
1 Jun 2026	₹13.2640
31 May 2026	₹13.2630
29 May 2026	₹13.2610
27 May 2026	₹13.2990
26 May 2026	₹13.2990
25 May 2026	₹13.3060
22 May 2026	₹13.2660
21 May 2026	₹13.2630

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW is ₹13.2530. It's a Equity Savings Fund from Bandhan, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW has NAV history starting from 15 Apr 2019, a track record of about 7 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW is managed by Bandhan. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW has delivered a absolute return of -2.36% — -10.69 pp behind the Equity Savings Fund category average of 8.33%. The fund ranks #34 of 50 in its category — the third (Q3) quartile.

Over the trailing 3-year window, BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW has delivered a CAGR of 1.62% — -5.21 pp behind the Equity Savings Fund category average of 6.83%. The fund ranks #40 of 48 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW has delivered a CAGR of 2.26% — -2.98 pp behind the Equity Savings Fund category average of 5.24%. The fund ranks #30 of 42 in its category — the third (Q3) quartile.

₹1 lakh invested in BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW exactly 5 years ago would be worth approximately ₹111,830 today — a multiplier of 1.12×, based on the 5-year CAGR of 2.26%. The category average over the same window would have grown ₹1 lakh to ₹129,108.

A ₹10,000 monthly SIP in BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹618,465 today. That's an XIRR (money-weighted annualised return) of 1.19%.

BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹881,382 — XIRR 2.46%.

On a 5-year basis, BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW ranks #30 out of 42 funds in the Equity Savings Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 5.24%; this fund delivered 2.26%.

The worst peak-to-trough decline BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW has experienced over the last 5-year window is 5.08% — its NAV fell from a high on 26 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW averaged 4.80% (best 6.83%, worst 2.26%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.16 — negative risk-adjusted performance.

In calendar year 2025, BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW returned 0.97% — lagging the Equity Savings Fund category average of 10.59% by 9.62 pp. It ranked #30 of 45 in its category that year.

BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.1%. 5-year CAGR: 2.26%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Equity Savings Fund

Recent NAVs

Frequently asked questions

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