Should I invest in Invesco India Equity Savings Fund?

We don't give personal investment advice. Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment) is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.0%. 5-year CAGR: 8.16%.

Invesco

Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment)

Latest NAV

₹18.8261

As of

17 Jul 2026

1,811 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.22%	+0.13%	+0.09	20 / 49	Q2
1W	+0.50%	+0.17%	+0.33	6 / 49	Q1
2W	+0.51%	+0.27%	+0.24	6 / 49	Q1
1M	+1.03%	+0.53%	+0.50	10 / 48	Q1
3M	+2.44%	+1.21%	+1.24	7 / 48	Q1
6M	+0.66%	+0.35%	+0.31	22 / 48	Q2
YTD	+0.01%	-0.31%	+0.32	22 / 48	Q2
1Y	-0.66%	+1.63%	-2.29	29 / 48	Q3
2Y	+3.30%	+2.39%	+0.91	23 / 47	Q2
3Y	+9.28%	+5.05%	+4.23	7 / 45	Q1
4Y	+10.19%	+5.30%	+4.89	9 / 40	Q1
5Y	+8.16%	+4.35%	+3.81	10 / 39	Q2
7Y	+9.13%	+5.64%	+3.49	10 / 38	Q2
10Y	—	—	—	—	—
Inception	+8.97%	+5.34%	+3.63	8 / 47	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.01%	-0.62%	+0.63	17 / 43
2025	+1.74%	+2.35%	-0.60	24 / 42
2024	+18.25%	+8.05%	+10.20	1 / 42
2023	+17.18%	+9.20%	+7.97	3 / 40
2022	+0.11%	+0.46%	-0.36	21 / 40
2021	+12.19%	+9.45%	+2.73	8 / 40
2020	+9.80%	+7.78%	+2.02	18 / 40
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.85%

78 windows

min -2.3% · max 25.5%

90% positive

3-Year rolling

+10.32%

54 windows

min 6.6% · max 14.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+10.56%

29 windows

min 8.2% · max 12.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+8.80%

5 windows

min 8.5% · max 9.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.18%

3-year · annualised

Sharpe ratio

0.42

vs risk-free 6.5%

Sortino ratio

0.79

Downside-only deviation

Max drawdown

-6.78%

Oct 2025 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC Equity Savings Fund - IDCW Option - Direct Plan	HDFC	₹15.0960	17 Jul 2026
NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 2 - Direct Plan - IDCW Option	Nippon India	₹0.0000	17 Jul 2026
SBI Equity Savings Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹25.0945	17 Jul 2026
ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW	ICICI Prudential	₹15.7100	17 Jul 2026
BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW	Bandhan	₹13.3190	17 Jul 2026
quant Equity Savings Fund - IDCW Option - Direct Plan	Quant	₹10.9221	17 Jul 2026
Aditya Birla Sun Life Equity Savings Fund - Direct - IDCW	Aditya Birla Sun Life	₹15.4800	17 Jul 2026
Franklin India Equity Savings Fund - Direct - IDCW	Franklin India	₹15.2612	17 Jul 2026
Mirae Asset Equity Savings Fund Direct IDCW	Mirae Asset	₹13.7290	17 Jul 2026
Kotak Equity Savings Fund - Direct - Monthly Payout of Income Distribution cum capital withdrawal option	Kotak	₹21.8405	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹18.8261
16 Jul 2026	₹18.7855
15 Jul 2026	₹18.7546
14 Jul 2026	₹18.7179
13 Jul 2026	₹18.7534
10 Jul 2026	₹18.7321
9 Jul 2026	₹18.6727
8 Jul 2026	₹18.6311
7 Jul 2026	₹18.7690
6 Jul 2026	₹18.7639

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment) is ₹18.8261. It's a Equity Savings Fund from Invesco, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment) has NAV history starting from 08 Mar 2019, a track record of about 7 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment) is managed by Invesco. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment) has delivered a absolute return of -0.66% — -2.29 pp behind the Equity Savings Fund category average of 1.63%. The fund ranks #29 of 48 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment) has delivered a CAGR of 9.28% — +4.23 pp ahead of the Equity Savings Fund category average of 5.05%. The fund ranks #7 of 45 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment) has delivered a CAGR of 8.16% — +3.81 pp ahead of the Equity Savings Fund category average of 4.35%. The fund ranks #10 of 39 in its category — the second (Q2) quartile.

₹1 lakh invested in Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment) exactly 5 years ago would be worth approximately ₹148,020 today — a multiplier of 1.48×, based on the 5-year CAGR of 8.16%. The category average over the same window would have grown ₹1 lakh to ₹123,719.

A ₹10,000 monthly SIP in Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment) over the last 5 years — total invested ₹600,000 — would be worth ₹734,749 today. That's an XIRR (money-weighted annualised return) of 8.03%.

Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment) doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,144,511 — XIRR 8.69%.

On a 5-year basis, Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment) ranks #10 out of 39 funds in the Equity Savings Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 4.35%; this fund delivered 8.16%.

The worst peak-to-trough decline Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment) has experienced over the last 5-year window is 8.01% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment) averaged 10.56% (best 12.79%, worst 8.16%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.24 — weak risk-adjusted performance.

In calendar year 2025, Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment) returned 1.74% — lagging the Equity Savings Fund category average of 2.35% by 0.60 pp. It ranked #24 of 42 in its category that year.

Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment) is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.0%. 5-year CAGR: 8.16%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment)

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Equity Savings Fund

Recent NAVs

Frequently asked questions

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