Should I invest in Nippon India Equity Savings Fund?

We don't give personal investment advice. Nippon India Equity Savings Fund- Direct Plan- Growth Plan-Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.6%. 5-year CAGR: 7.59%.

Nippon India

Nippon India Equity Savings Fund- Direct Plan- Growth Plan-Growth Option

Latest NAV

₹17.9774

As of

3 Jun 2026

2,707 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.02%	+9.02%	-9.04	21 / 28	Q3
1W	-0.48%	+8.52%	-9.00	13 / 28	Q2
2W	-0.11%	+8.91%	-9.03	18 / 28	Q3
1M	-0.61%	+8.72%	-9.34	21 / 28	Q3
3M	-1.02%	+9.08%	-10.09	25 / 28	Q4
6M	-0.28%	+8.96%	-9.24	15 / 28	Q3
YTD	-0.89%	+8.58%	-9.47	19 / 28	Q3
1Y	+3.07%	+13.09%	-10.01	18 / 27	Q3
2Y	+4.80%	+9.64%	-4.84	22 / 25	Q4
3Y	+7.58%	+11.18%	-3.60	23 / 25	Q4
4Y	+8.47%	+10.46%	-1.99	18 / 23	Q4
5Y	+7.59%	+9.26%	-1.67	18 / 22	Q4
7Y	+4.40%	+8.67%	-4.27	20 / 20	Q4
10Y	+5.53%	+8.43%	-2.90	12 / 12	Q4
Inception	+5.47%	+9.17%	-3.71	26 / 28	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.89%	-0.46%	-0.43	17 / 26
2025	+7.22%	+16.65%	-9.43	16 / 25
2024	+8.99%	+10.84%	-1.85	18 / 25
2023	+13.08%	+12.95%	+0.13	16 / 24
2022	+4.38%	+3.90%	+0.48	11 / 23
2021	+12.17%	+11.99%	+0.18	15 / 22
2020	-5.44%	+8.57%	-14.01	22 / 22
2019	-5.79%	+7.11%	-12.90	18 / 18
2018	+0.21%	+2.46%	-2.25	12 / 14
2017	+18.73%	+14.67%	+4.06	2 / 13
2016	+5.37%	+8.25%	-2.88	9 / 10

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.19%

122 windows

min -29.5% · max 28.2%

81% positive

3-Year rolling

+5.03%

98 windows

min -7.1% · max 13.7%

77% positive

5-Year rolling

+4.45%

74 windows

min 0.3% · max 11.7%

100% positive

7-Year rolling

+4.39%

49 windows

min 3.4% · max 5.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.40%

3-year · annualised

Sharpe ratio

0.26

vs risk-free 6.5%

Sortino ratio

0.50

Downside-only deviation

Max drawdown

-3.45%

Feb 2026 → Mar 2026

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC Equity Savings Fund - Growth Option - Direct Plan	HDFC	₹74.6780	3 Jun 2026
Nippon India Equity Savings Fund - Segregated Portfolio 2 - Direct Plan - Growth Plan - Bonus Option	Nippon India	₹0.0000	3 Jun 2026
SBI Equity Savings Fund - Direct Plan - Growth	SBI	₹26.9209	3 Jun 2026
ICICI Prudential Equity Savings Fund - Direct Plan - Cumulative option	ICICI Prudential	₹24.6300	3 Jun 2026
Invesco India Equity Savings Fund - Direct Plan - Growth	Invesco	₹18.3233	3 Jun 2026
BANDHAN Equity Savings Fund-Direct Plan-Growth	Bandhan	₹35.5890	3 Jun 2026
quant Equity Savings Fund - Growth Option - Direct Plan	Quant	₹10.4797	3 Jun 2026
Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹25.3700	3 Jun 2026
Franklin India Equity Savings Fund- Growth Direct	Franklin India	₹18.3345	3 Jun 2026
Mirae Asset Equity Savings Fund- Direct Plan- Growth	Mirae Asset	₹22.3420	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹17.9774
2 Jun 2026	₹17.9889
1 Jun 2026	₹17.9925
29 May 2026	₹18.0081
27 May 2026	₹18.0945
26 May 2026	₹18.0760
25 May 2026	₹18.0953
22 May 2026	₹18.0108
21 May 2026	₹18.0098
20 May 2026	₹18.0155

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Nippon India Equity Savings Fund- Direct Plan- Growth Plan-Growth Option is ₹17.9774. It's a Equity Savings Fund from Nippon India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Equity Savings Fund- Direct Plan- Growth Plan-Growth Option has NAV history starting from 04 Jun 2015, a track record of about 10 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Nippon India Equity Savings Fund- Direct Plan- Growth Plan-Growth Option is managed by Nippon India. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Equity Savings Fund- Direct Plan- Growth Plan-Growth Option has delivered a absolute return of 3.07% — -10.01 pp behind the Equity Savings Fund category average of 13.09%. The fund ranks #18 of 27 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Nippon India Equity Savings Fund- Direct Plan- Growth Plan-Growth Option has delivered a CAGR of 7.58% — -3.6 pp behind the Equity Savings Fund category average of 11.18%. The fund ranks #23 of 25 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Nippon India Equity Savings Fund- Direct Plan- Growth Plan-Growth Option has delivered a CAGR of 7.59% — -1.67 pp behind the Equity Savings Fund category average of 9.26%. The fund ranks #18 of 22 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Nippon India Equity Savings Fund- Direct Plan- Growth Plan-Growth Option exactly 10 years ago would be worth approximately ₹171,375 today — a multiplier of 1.71×, based on the 10-year CAGR of 5.53%. The category average over the same window would have grown ₹1 lakh to ₹224,642.

A ₹10,000 monthly SIP in Nippon India Equity Savings Fund- Direct Plan- Growth Plan-Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹716,049 today. That's an XIRR (money-weighted annualised return) of 7.00%.

A ₹10,000 monthly SIP for 10 years in Nippon India Equity Savings Fund- Direct Plan- Growth Plan-Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,619,502 (multiplier 1.35×). XIRR: 5.84%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Nippon India Equity Savings Fund- Direct Plan- Growth Plan-Growth Option ranks #18 out of 22 funds in the Equity Savings Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.26%; this fund delivered 7.59%.

The worst peak-to-trough decline Nippon India Equity Savings Fund- Direct Plan- Growth Plan-Growth Option has experienced over the last 5-year window is 5.62% — its NAV fell from a high on 17 Jan 2022 to a low on 07 Mar 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Nippon India Equity Savings Fund- Direct Plan- Growth Plan-Growth Option averaged 4.45% (best 11.69%, worst 0.30%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.24 — weak risk-adjusted performance.

In calendar year 2025, Nippon India Equity Savings Fund- Direct Plan- Growth Plan-Growth Option returned 7.22% — lagging the Equity Savings Fund category average of 16.65% by 9.43 pp. It ranked #16 of 25 in its category that year.

Nippon India Equity Savings Fund- Direct Plan- Growth Plan-Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Nippon India Equity Savings Fund- Direct Plan- Growth Plan-Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.6%. 5-year CAGR: 7.59%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.