Should I invest in Navi Flexi Cap Fund?

We don't give personal investment advice. Navi Flexi Cap Fund - Regular Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.9%. 5-year CAGR: 11.35%.

Navi

Navi Flexi Cap Fund - Regular Plan - Growth

Latest NAV

₹24.6104

As of

17 Jul 2026

1,973 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.01%	+0.10%	-0.11	36 / 42	Q4
1W	-0.48%	-0.15%	-0.33	33 / 42	Q4
2W	-0.52%	+0.31%	-0.83	38 / 42	Q4
1M	+1.06%	+2.17%	-1.11	34 / 42	Q4
3M	+4.69%	+5.01%	-0.32	19 / 42	Q2
6M	+5.74%	+6.46%	-0.72	17 / 41	Q2
YTD	+4.02%	+2.47%	+1.54	14 / 41	Q2
1Y	+7.48%	+13.53%	-6.05	13 / 39	Q2
2Y	+2.94%	+6.37%	-3.43	21 / 37	Q3
3Y	+10.53%	+11.98%	-1.46	23 / 35	Q3
4Y	+13.67%	+14.76%	-1.09	10 / 21	Q2
5Y	+11.35%	+12.19%	-0.84	7 / 16	Q2
7Y	+13.12%	+13.26%	-0.15	7 / 10	Q3
10Y	—	—	—	—	—
Inception	+11.85%	+11.38%	+0.47	22 / 42	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+4.02%	-0.08%	+4.10	5 / 29
2025	+4.10%	+1.29%	+2.81	10 / 25
2024	+11.10%	+19.24%	-8.14	22 / 26
2023	+24.00%	+29.13%	-5.13	16 / 20
2022	+0.44%	-2.30%	+2.74	6 / 15
2021	+32.17%	+26.78%	+5.39	7 / 19
2020	+9.00%	+17.92%	-8.93	18 / 21
2019	+12.84%	+9.49%	+3.35	4 / 21
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.07%

86 windows

min -22.8% · max 56.7%

81% positive

3-Year rolling

+15.62%

62 windows

min 10.0% · max 27.5%

100% positive

5-Year rolling

+15.32%

37 windows

min 10.9% · max 22.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+12.62%

13 windows

min 10.8% · max 14.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.19%

3-year · annualised

Sharpe ratio

0.34

vs risk-free 6.5%

Sortino ratio

0.54

Downside-only deviation

Max drawdown

-19.91%

Sep 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option	Nippon India	₹16.7591	17 Jul 2026
Invesco India Flexi Cap Fund - Regular Plan - Growth	Invesco	₹19.2900	17 Jul 2026
Motilal Oswal Flexi Cap Fund Regular Plan-Growth Option	Motilal Oswal	₹60.5628	17 Jul 2026
Mirae Asset Flexi Cap Fund - Regular Plan - Growth	Mirae Asset	₹16.1660	17 Jul 2026
Parag Parikh Flexi Cap Fund - Regular Plan - Growth	Parag Parikh	₹83.4002	17 Jul 2026
Edelweiss Flexi Cap Fund - Regular Plan - Growth Option	Edelweiss	₹38.7870	17 Jul 2026
DSP BlackRock Equity Fund - Regular Plan - Dividend	DSP BlackRock	₹59.0200	17 Jul 2026
Baroda BNP Paribas Flexi Cap Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹15.9256	17 Jul 2026
PGIM India Flexi Cap Fund - Regular Plan - Growth Option	PGIM India	₹36.5500	17 Jul 2026
Axis Flexi Cap Fund - Regular Plan - Growth	Axis	₹27.5400	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹24.6104
16 Jul 2026	₹24.6123
15 Jul 2026	₹24.6380
14 Jul 2026	₹24.5530
13 Jul 2026	₹24.7643
10 Jul 2026	₹24.7292
9 Jul 2026	₹24.4939
8 Jul 2026	₹24.2084
7 Jul 2026	₹24.6569
6 Jul 2026	₹24.7546

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Navi Flexi Cap Fund - Regular Plan - Growth is ₹24.6104. It's a Flexi Cap Fund from Navi, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Navi Flexi Cap Fund - Regular Plan - Growth has NAV history starting from 10 Jul 2018, a track record of about 8 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Navi Flexi Cap Fund - Regular Plan - Growth is managed by Navi. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Navi Flexi Cap Fund - Regular Plan - Growth has delivered a absolute return of 7.48% — -6.05 pp behind the Flexi Cap Fund category average of 13.53%. The fund ranks #13 of 39 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Navi Flexi Cap Fund - Regular Plan - Growth has delivered a CAGR of 10.53% — -1.46 pp behind the Flexi Cap Fund category average of 11.98%. The fund ranks #23 of 35 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Navi Flexi Cap Fund - Regular Plan - Growth has delivered a CAGR of 11.35% — -0.84 pp behind the Flexi Cap Fund category average of 12.19%. The fund ranks #7 of 16 in its category — the second (Q2) quartile.

₹1 lakh invested in Navi Flexi Cap Fund - Regular Plan - Growth exactly 5 years ago would be worth approximately ₹171,141 today — a multiplier of 1.71×, based on the 5-year CAGR of 11.35%. The category average over the same window would have grown ₹1 lakh to ₹177,713.

A ₹10,000 monthly SIP in Navi Flexi Cap Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹784,117 today. That's an XIRR (money-weighted annualised return) of 10.64%.

Navi Flexi Cap Fund - Regular Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,332,499 — XIRR 12.95%.

On a 5-year basis, Navi Flexi Cap Fund - Regular Plan - Growth ranks #7 out of 16 funds in the Flexi Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 12.19%; this fund delivered 11.35%.

The worst peak-to-trough decline Navi Flexi Cap Fund - Regular Plan - Growth has experienced over the last 5-year window is 19.91% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Navi Flexi Cap Fund - Regular Plan - Growth averaged 15.32% (best 22.35%, worst 10.87%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.36 — weak risk-adjusted performance.

In calendar year 2025, Navi Flexi Cap Fund - Regular Plan - Growth returned 4.10% — beating the Flexi Cap Fund category average of 1.29% by 2.81 pp. It ranked #10 of 25 in its category that year.

Navi Flexi Cap Fund - Regular Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Navi Flexi Cap Fund - Regular Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.9%. 5-year CAGR: 11.35%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Navi Flexi Cap Fund - Regular Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Flexi Cap Fund

Recent NAVs

Frequently asked questions

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