Motilal Oswal

Motilal Oswal Balanced Advantage Fund Regular - Quarterly IDCW Payout/Reinvestment

Latest NAV

₹10.9030

As of

17 Jul 2026

2,414 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.15%	+0.22%	-0.37	25 / 30	Q4
1W	+0.21%	-0.02%	+0.23	7 / 30	Q1
2W	-0.24%	+0.12%	-0.37	24 / 30	Q4
1M	+0.87%	+0.92%	-0.05	20 / 30	Q3
3M	+1.84%	+1.03%	+0.81	9 / 30	Q2
6M	-5.47%	-2.64%	-2.82	25 / 29	Q4
YTD	-6.70%	-3.74%	-2.97	25 / 29	Q4
1Y	-12.17%	-3.15%	-9.02	29 / 29	Q4
2Y	-12.33%	-2.04%	-10.29	28 / 29	Q4
3Y	-3.27%	+4.42%	-7.69	23 / 24	Q4
4Y	+0.09%	+5.78%	-5.70	21 / 21	Q4
5Y	-2.27%	+3.92%	-6.19	17 / 17	Q4
7Y	-0.58%	+5.69%	-6.27	14 / 14	Q4
10Y	—	—	—	—	—
Inception	+0.85%	+4.92%	-4.07	25 / 30	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.70%	-3.74%	-2.97	25 / 29
2025	-12.56%	+0.96%	-13.52	28 / 29
2024	+3.75%	+7.99%	-4.24	23 / 26
2023	+15.49%	+14.79%	+0.69	13 / 22
2022	-8.55%	-0.33%	-8.22	19 / 20
2021	+2.19%	+9.21%	-7.02	15 / 15
2020	-3.15%	+10.06%	-13.21	14 / 15
2019	+7.72%	+4.40%	+3.32	5 / 11
2018	-3.57%	-2.98%	-0.59	5 / 9
2017	+21.74%	+10.95%	+10.79	1 / 6
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.62%

108 windows

min -14.4% · max 25.8%

48% positive

3-Year rolling

+1.73%

83 windows

min -4.5% · max 8.7%

73% positive

5-Year rolling

+1.10%

59 windows

min -3.0% · max 5.6%

63% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+1.57%

35 windows

min -1.5% · max 4.3%

77% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.73%

3-year · annualised

Sharpe ratio

-0.65

vs risk-free 6.5%

Sortino ratio

-0.81

Downside-only deviation

Max drawdown

-34.18%

Sep 2024 → Mar 2026

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
SBI Balanced Advantage Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹15.9677	17 Jul 2026
BANDHAN Balanced Advantage Fund Regular Plan IDCW	Bandhan	₹14.0910	17 Jul 2026
quant Dynamic Asset Allocation Fund - IDCW Option - Regular Plan	Quant	₹16.6926	17 Jul 2026
Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW	Aditya Birla Sun Life	₹26.4700	17 Jul 2026
Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option	Motilal Oswal	₹12.4970	17 Jul 2026
Mirae Asset Balanced Advantage Fund Regular Plan IDCW	Mirae Asset	₹13.4980	17 Jul 2026
Kotak Balanced Advantage Fund - Regular Plan - Payout of Income Distribution cum capital withdrawal option Option	Kotak	₹21.1310	17 Jul 2026
Parag Parikh Dynamic Asset Allocation Fund - Regular Plan - Monthly IDCW Reinvestment	Parag Parikh	₹10.0954	17 Jul 2026
Edelweiss Balanced Advantage Fund - Regular Plan - Monthly - IDCW Option	Edelweiss	₹20.6000	17 Jul 2026
DSP Dynamic Asset Allocation Fund - Regular Plan - IDCW - Monthly	DSP	₹14.2070	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹10.9030
16 Jul 2026	₹10.9198
15 Jul 2026	₹10.9417
14 Jul 2026	₹10.8317
13 Jul 2026	₹10.8805
10 Jul 2026	₹10.8805
9 Jul 2026	₹10.8622
8 Jul 2026	₹10.8041
7 Jul 2026	₹10.9511
6 Jul 2026	₹10.9601

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Motilal Oswal Balanced Advantage Fund Regular - Quarterly IDCW Payout/Reinvestment is ₹10.9030. It's a Balanced Advantage Fund from Motilal Oswal, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Balanced Advantage Fund Regular - Quarterly IDCW Payout/Reinvestment has NAV history starting from 28 Sep 2016, a track record of about 9 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Balanced Advantage Fund Regular - Quarterly IDCW Payout/Reinvestment is managed by Motilal Oswal. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Balanced Advantage Fund Regular - Quarterly IDCW Payout/Reinvestment has delivered a absolute return of -12.17% — -9.02 pp behind the Balanced Advantage Fund category average of -3.15%. The fund ranks #29 of 29 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Motilal Oswal Balanced Advantage Fund Regular - Quarterly IDCW Payout/Reinvestment has delivered a CAGR of -3.27% — -7.69 pp behind the Balanced Advantage Fund category average of 4.42%. The fund ranks #23 of 24 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Motilal Oswal Balanced Advantage Fund Regular - Quarterly IDCW Payout/Reinvestment has delivered a CAGR of -2.27% — -6.19 pp behind the Balanced Advantage Fund category average of 3.92%. The fund ranks #17 of 17 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Motilal Oswal Balanced Advantage Fund Regular - Quarterly IDCW Payout/Reinvestment exactly 5 years ago would be worth approximately ₹89,158 today — a multiplier of 0.89×, based on the 5-year CAGR of -2.27%. The category average over the same window would have grown ₹1 lakh to ₹121,191.

A ₹10,000 monthly SIP in Motilal Oswal Balanced Advantage Fund Regular - Quarterly IDCW Payout/Reinvestment over the last 5 years — total invested ₹600,000 — would be worth ₹545,584 today. That's an XIRR (money-weighted annualised return) of -3.73%.

Motilal Oswal Balanced Advantage Fund Regular - Quarterly IDCW Payout/Reinvestment doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹769,654 — XIRR -2.47%.

On a 5-year basis, Motilal Oswal Balanced Advantage Fund Regular - Quarterly IDCW Payout/Reinvestment ranks #17 out of 17 funds in the Balanced Advantage Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.92%; this fund delivered -2.27%.

The worst peak-to-trough decline Motilal Oswal Balanced Advantage Fund Regular - Quarterly IDCW Payout/Reinvestment has experienced over the last 5-year window is 34.18% — its NAV fell from a high on 05 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Balanced Advantage Fund Regular - Quarterly IDCW Payout/Reinvestment averaged 1.10% (best 5.60%, worst -3.00%). 63% of rolling windows ended positive. The 5-year Sharpe ratio is -0.60 — negative risk-adjusted performance.

In calendar year 2025, Motilal Oswal Balanced Advantage Fund Regular - Quarterly IDCW Payout/Reinvestment returned -12.56% — lagging the Balanced Advantage Fund category average of 0.96% by 13.52 pp. It ranked #28 of 29 in its category that year.

Motilal Oswal Balanced Advantage Fund Regular - Quarterly IDCW Payout/Reinvestment is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Motilal Oswal Balanced Advantage Fund Regular - Quarterly IDCW Payout/Reinvestment is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 34.2%. 5-year CAGR: -2.27%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.