Should I invest in Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Annual Dividend Payout Option?

We don't give personal investment advice. Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.3%. 5-year CAGR: -1.94%.

Motilal Oswal

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option

Latest NAV

₹12.1397

As of

3 Jun 2026

2,383 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.06%	-0.03	19 / 30	Q3
1W	-0.19%	-1.17%	+0.98	1 / 30	Q1
2W	+1.06%	-0.27%	+1.32	2 / 30	Q1
1M	+0.68%	-1.07%	+1.75	3 / 30	Q1
3M	-4.27%	-2.52%	-1.75	24 / 30	Q4
6M	-15.85%	-6.27%	-9.58	29 / 29	Q4
YTD	-11.61%	-6.12%	-5.49	29 / 29	Q4
1Y	-10.95%	-3.77%	-7.18	29 / 29	Q4
2Y	-10.53%	-1.59%	-8.94	28 / 28	Q4
3Y	-1.31%	+4.95%	-6.26	22 / 23	Q4
4Y	-0.38%	+5.01%	-5.40	20 / 20	Q4
5Y	-1.94%	+3.40%	-5.34	15 / 16	Q4
7Y	+0.57%	+5.01%	-4.44	13 / 14	Q4
10Y	—	—	—	—	—
Inception	+2.01%	+4.43%	-2.42	22 / 30	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.61%	-6.12%	-5.49	29 / 29
2025	-12.83%	+0.96%	-13.80	29 / 29
2024	+2.07%	+7.99%	-5.92	25 / 26
2023	+18.40%	+14.79%	+3.61	5 / 22
2022	-6.97%	-0.33%	-6.65	18 / 20
2021	+3.39%	+9.21%	-5.83	13 / 15
2020	+8.83%	+10.06%	-1.24	10 / 15
2019	+7.85%	+4.40%	+3.45	4 / 11
2018	-1.88%	-2.98%	+1.10	4 / 9
2017	+21.16%	+10.95%	+10.21	2 / 6
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.09%

106 windows

min -18.9% · max 27.8%

55% positive

3-Year rolling

+3.76%

82 windows

min -2.3% · max 9.2%

91% positive

5-Year rolling

+3.60%

58 windows

min -2.9% · max 9.1%

91% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+3.75%

33 windows

min -0.1% · max 7.0%

97% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.05%

3-year · annualised

Sharpe ratio

-0.41

vs risk-free 6.5%

Sortino ratio

-0.53

Downside-only deviation

Max drawdown

-36.34%

Sep 2024 → Mar 2026

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
SBI Balanced Advantage Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹15.5942	3 Jun 2026
BANDHAN Balanced Advantage Fund Regular Plan IDCW	Bandhan	₹13.5770	3 Jun 2026
quant Dynamic Asset Allocation Fund - IDCW Option - Regular Plan	Quant	₹16.4751	3 Jun 2026
Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW	Aditya Birla Sun Life	₹25.6600	3 Jun 2026
Motilal Oswal Balanced Advantage Fund Regular - Quarterly IDCW Payout/Reinvestment	Motilal Oswal	₹10.7721	3 Jun 2026
Mirae Asset Balanced Advantage Fund Regular Plan IDCW	Mirae Asset	₹13.0780	3 Jun 2026
Kotak Balanced Advantage Fund - Regular Plan - Payout of Income Distribution cum capital withdrawal option Option	Kotak	₹20.3530	3 Jun 2026
Parag Parikh Dynamic Asset Allocation Fund - Regular Plan - Monthly IDCW Reinvestment	Parag Parikh	₹10.0013	3 Jun 2026
Edelweiss Balanced Advantage Fund - Regular Plan - Monthly - IDCW Option	Edelweiss	₹20.2100	3 Jun 2026
DSP Dynamic Asset Allocation Fund - Regular Plan - IDCW - Monthly	DSP	₹13.7540	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹12.1397
2 Jun 2026	₹12.1765
1 Jun 2026	₹12.1736
29 May 2026	₹12.2743
27 May 2026	₹12.2696
26 May 2026	₹12.2001
25 May 2026	₹12.2356
22 May 2026	₹12.1359
21 May 2026	₹12.1036
20 May 2026	₹12.0897

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option is ₹12.1397. It's a Balanced Advantage Fund from Motilal Oswal, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option has NAV history starting from 28 Sep 2016, a track record of about 9 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option is managed by Motilal Oswal. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option has delivered a absolute return of -10.95% — -7.18 pp behind the Balanced Advantage Fund category average of -3.77%. The fund ranks #29 of 29 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option has delivered a CAGR of -1.31% — -6.26 pp behind the Balanced Advantage Fund category average of 4.95%. The fund ranks #22 of 23 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option has delivered a CAGR of -1.94% — -5.34 pp behind the Balanced Advantage Fund category average of 3.40%. The fund ranks #15 of 16 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option exactly 5 years ago would be worth approximately ₹90,675 today — a multiplier of 0.91×, based on the 5-year CAGR of -1.94%. The category average over the same window would have grown ₹1 lakh to ₹118,222.

A ₹10,000 monthly SIP in Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option over the last 5 years — total invested ₹600,000 — would be worth ₹525,013 today. That's an XIRR (money-weighted annualised return) of -5.23%.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹762,278 — XIRR -2.75%.

On a 5-year basis, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option ranks #15 out of 16 funds in the Balanced Advantage Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.40%; this fund delivered -1.94%.

The worst peak-to-trough decline Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option has experienced over the last 5-year window is 36.34% — its NAV fell from a high on 05 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option averaged 3.60% (best 9.05%, worst -2.86%). 91% of rolling windows ended positive. The 5-year Sharpe ratio is -0.50 — negative risk-adjusted performance.

In calendar year 2025, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option returned -12.83% — lagging the Balanced Advantage Fund category average of 0.96% by 13.80 pp. It ranked #29 of 29 in its category that year.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.3%. 5-year CAGR: -1.94%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.