Should I invest in Aditya Birla Sun Life Balanced Advantage Fund -REGULAR?

We don't give personal investment advice. Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.2%. 5-year CAGR: 2.63%.

Aditya Birla Sun Life

Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW

Latest NAV

₹26.4700

As of

17 Jul 2026

2,894 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.53%	+0.22%	+0.32	4 / 30	Q1
1W	+0.23%	-0.02%	+0.25	5 / 30	Q1
2W	+0.65%	+0.12%	+0.52	4 / 30	Q1
1M	+1.26%	+0.92%	+0.35	12 / 30	Q2
3M	+0.92%	+1.03%	-0.12	17 / 30	Q3
6M	-0.68%	-2.64%	+1.97	8 / 29	Q2
YTD	-1.45%	-3.74%	+2.29	7 / 29	Q1
1Y	-2.29%	-3.15%	+0.86	15 / 29	Q3
2Y	-0.99%	-2.04%	+1.05	12 / 29	Q2
3Y	+3.61%	+4.42%	-0.81	13 / 24	Q3
4Y	+4.72%	+5.78%	-1.06	12 / 21	Q3
5Y	+2.63%	+3.92%	-1.29	11 / 17	Q3
7Y	+4.14%	+5.69%	-1.56	9 / 14	Q3
10Y	+2.97%	+3.60%	-0.63	3 / 4	Q3
Inception	+4.04%	+4.92%	-0.88	15 / 30	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.45%	-3.74%	+2.29	7 / 29
2025	+2.52%	+0.96%	+1.56	13 / 29
2024	+5.20%	+7.99%	-2.79	19 / 26
2023	+8.34%	+14.79%	-6.45	21 / 22
2022	-1.89%	-0.33%	-1.56	11 / 20
2021	+7.28%	+9.21%	-1.93	10 / 15
2020	+7.27%	+10.06%	-2.79	12 / 15
2019	-0.54%	+4.40%	-4.94	9 / 11
2018	-7.83%	-2.98%	-4.85	8 / 9
2017	+4.82%	+10.95%	-6.13	4 / 6
2016	+16.03%	+3.14%	+12.89	1 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.39%

132 windows

min -18.6% · max 30.6%

61% positive

3-Year rolling

+3.63%

107 windows

min -9.3% · max 12.4%

82% positive

5-Year rolling

+3.39%

83 windows

min -1.0% · max 10.4%

94% positive

7-Year rolling

+3.28%

59 windows

min 1.2% · max 5.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.52%

3-year · annualised

Sharpe ratio

-0.36

vs risk-free 6.5%

Sortino ratio

-0.54

Downside-only deviation

Max drawdown

-12.20%

Sep 2024 → Mar 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
SBI Balanced Advantage Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹15.9677	17 Jul 2026
BANDHAN Balanced Advantage Fund Regular Plan IDCW	Bandhan	₹14.0910	17 Jul 2026
quant Dynamic Asset Allocation Fund - IDCW Option - Regular Plan	Quant	₹16.6926	17 Jul 2026
Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option	Motilal Oswal	₹12.4970	17 Jul 2026
Mirae Asset Balanced Advantage Fund Regular Plan IDCW	Mirae Asset	₹13.4980	17 Jul 2026
Kotak Balanced Advantage Fund - Regular Plan - Payout of Income Distribution cum capital withdrawal option Option	Kotak	₹21.1310	17 Jul 2026
Parag Parikh Dynamic Asset Allocation Fund - Regular Plan - Monthly IDCW Reinvestment	Parag Parikh	₹10.0954	17 Jul 2026
Edelweiss Balanced Advantage Fund - Regular Plan - Monthly - IDCW Option	Edelweiss	₹20.6000	17 Jul 2026
DSP Dynamic Asset Allocation Fund - Regular Plan - IDCW - Monthly	DSP	₹14.2070	17 Jul 2026
HSBC Balanced Advantage Fund - Regular IDCW	HSBC	₹18.3509	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹26.4700
16 Jul 2026	₹26.3300
15 Jul 2026	₹26.3800
14 Jul 2026	₹26.3200
13 Jul 2026	₹26.4300
10 Jul 2026	₹26.4100
9 Jul 2026	₹26.1900
8 Jul 2026	₹26.0400
7 Jul 2026	₹26.3800
6 Jul 2026	₹26.3900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW is ₹26.4700. It's a Balanced Advantage Fund from Aditya Birla Sun Life, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW has NAV history starting from 13 Oct 2014, a track record of about 11 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW has delivered a absolute return of -2.29% — +0.86 pp ahead of the Balanced Advantage Fund category average of -3.15%. The fund ranks #15 of 29 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW has delivered a CAGR of 3.61% — -0.81 pp behind the Balanced Advantage Fund category average of 4.42%. The fund ranks #13 of 24 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW has delivered a CAGR of 2.63% — -1.29 pp behind the Balanced Advantage Fund category average of 3.92%. The fund ranks #11 of 17 in its category — the third (Q3) quartile.

₹1 lakh invested in Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW exactly 10 years ago would be worth approximately ₹134,025 today — a multiplier of 1.34×, based on the 10-year CAGR of 2.97%. The category average over the same window would have grown ₹1 lakh to ₹142,427.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹646,325 today. That's an XIRR (money-weighted annualised return) of 2.93%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,417,572 (multiplier 1.18×). XIRR: 3.27%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW ranks #11 out of 17 funds in the Balanced Advantage Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 3.92%; this fund delivered 2.63%.

The worst peak-to-trough decline Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW has experienced over the last 5-year window is 12.20% — its NAV fell from a high on 23 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW averaged 3.39% (best 10.39%, worst -1.03%). 94% of rolling windows ended positive. The 5-year Sharpe ratio is -0.48 — negative risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW returned 2.52% — beating the Balanced Advantage Fund category average of 0.96% by 1.56 pp. It ranked #13 of 29 in its category that year.

Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.2%. 5-year CAGR: 2.63%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.