Should I invest in Aditya Birla Sun Life Balanced Advantage Fund -REGULAR?

We don't give personal investment advice. Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.2%. 5-year CAGR: 2.39%.

Aditya Birla Sun Life

Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW

Latest NAV

₹25.6600

As of

3 Jun 2026

2,863 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.51%	+0.06%	+0.45	1 / 30	Q1
1W	-0.46%	-1.17%	+0.71	4 / 30	Q1
2W	-0.19%	-0.27%	+0.07	16 / 30	Q3
1M	-0.85%	-1.07%	+0.22	8 / 30	Q2
3M	-1.08%	-2.52%	+1.44	7 / 30	Q1
6M	-4.25%	-6.27%	+2.03	10 / 29	Q2
YTD	-4.28%	-6.12%	+1.84	10 / 29	Q2
1Y	-3.42%	-3.77%	+0.35	15 / 29	Q3
2Y	-0.60%	-1.59%	+0.99	13 / 28	Q2
3Y	+3.68%	+4.95%	-1.27	13 / 23	Q3
4Y	+3.88%	+5.01%	-1.14	11 / 20	Q3
5Y	+2.39%	+3.40%	-1.02	10 / 16	Q3
7Y	+3.31%	+5.01%	-1.71	9 / 14	Q3
10Y	+3.28%	+3.55%	-0.27	2 / 4	Q2
Inception	+3.82%	+4.43%	-0.61	15 / 30	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.28%	-6.12%	+1.84	10 / 29
2025	+2.52%	+0.96%	+1.56	13 / 29
2024	+5.20%	+7.99%	-2.79	19 / 26
2023	+8.34%	+14.79%	-6.45	21 / 22
2022	-1.89%	-0.33%	-1.56	11 / 20
2021	+7.28%	+9.21%	-1.93	10 / 15
2020	+7.27%	+10.06%	-2.79	12 / 15
2019	-0.54%	+4.40%	-4.94	9 / 11
2018	-7.83%	-2.98%	-4.85	8 / 9
2017	+4.82%	+10.95%	-6.13	4 / 6
2016	+16.03%	+3.14%	+12.89	1 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.43%

130 windows

min -23.2% · max 38.7%

60% positive

3-Year rolling

+3.51%

106 windows

min -10.8% · max 11.5%

82% positive

5-Year rolling

+3.30%

82 windows

min -2.4% · max 9.1%

96% positive

7-Year rolling

+3.24%

57 windows

min 1.7% · max 5.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.69%

3-year · annualised

Sharpe ratio

-0.34

vs risk-free 6.5%

Sortino ratio

-0.49

Downside-only deviation

Max drawdown

-12.20%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
SBI Balanced Advantage Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹15.5942	3 Jun 2026
BANDHAN Balanced Advantage Fund Regular Plan IDCW	Bandhan	₹13.5770	3 Jun 2026
quant Dynamic Asset Allocation Fund - IDCW Option - Regular Plan	Quant	₹16.4751	3 Jun 2026
Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option	Motilal Oswal	₹12.1397	3 Jun 2026
Mirae Asset Balanced Advantage Fund Regular Plan IDCW	Mirae Asset	₹13.0780	3 Jun 2026
Kotak Balanced Advantage Fund - Regular Plan - Payout of Income Distribution cum capital withdrawal option Option	Kotak	₹20.3530	3 Jun 2026
Parag Parikh Dynamic Asset Allocation Fund - Regular Plan - Monthly IDCW Reinvestment	Parag Parikh	₹10.0013	3 Jun 2026
Edelweiss Balanced Advantage Fund - Regular Plan - Monthly - IDCW Option	Edelweiss	₹20.2100	3 Jun 2026
DSP Dynamic Asset Allocation Fund - Regular Plan - IDCW - Monthly	DSP	₹13.7540	3 Jun 2026
HSBC Balanced Advantage Fund - Regular IDCW	HSBC	₹17.9118	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹25.6600
2 Jun 2026	₹25.7100
1 Jun 2026	₹25.5800
29 May 2026	₹25.7200
27 May 2026	₹25.8800
26 May 2026	₹25.8300
25 May 2026	₹25.8200
22 May 2026	₹25.7800
21 May 2026	₹25.7000
20 May 2026	₹25.7500

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW is ₹25.6600. It's a Balanced Advantage Fund from Aditya Birla Sun Life, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW has NAV history starting from 13 Oct 2014, a track record of about 11 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW has delivered a absolute return of -3.42% — +0.35 pp ahead of the Balanced Advantage Fund category average of -3.77%. The fund ranks #15 of 29 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW has delivered a CAGR of 3.68% — -1.27 pp behind the Balanced Advantage Fund category average of 4.95%. The fund ranks #13 of 23 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW has delivered a CAGR of 2.39% — -1.02 pp behind the Balanced Advantage Fund category average of 3.40%. The fund ranks #10 of 16 in its category — the third (Q3) quartile.

₹1 lakh invested in Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW exactly 10 years ago would be worth approximately ₹138,078 today — a multiplier of 1.38×, based on the 10-year CAGR of 3.28%. The category average over the same window would have grown ₹1 lakh to ₹141,773.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹631,980 today. That's an XIRR (money-weighted annualised return) of 2.05%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,385,349 (multiplier 1.15×). XIRR: 2.82%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW ranks #10 out of 16 funds in the Balanced Advantage Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 3.40%; this fund delivered 2.39%.

The worst peak-to-trough decline Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW has experienced over the last 5-year window is 12.20% — its NAV fell from a high on 23 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW averaged 3.30% (best 9.05%, worst -2.39%). 96% of rolling windows ended positive. The 5-year Sharpe ratio is -0.51 — negative risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW returned 2.52% — beating the Balanced Advantage Fund category average of 0.96% by 1.56 pp. It ranked #13 of 29 in its category that year.

Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.2%. 5-year CAGR: 2.39%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.