Should I invest in Mahindra Manulife Equity Savings Fund -Quarterly IDCW?

We don't give personal investment advice. Mahindra Manulife Equity Savings Fund -Direct Plan -Quarterly IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.7%. 5-year CAGR: 3.80%.

Mahindra Manulife

Mahindra Manulife Equity Savings Fund -Direct Plan -Quarterly IDCW

Latest NAV

₹17.5741

As of

17 Jul 2026

2,325 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.30%	+0.13%	+0.17	8 / 49	Q1
1W	+0.14%	+0.17%	-0.04	19 / 49	Q2
2W	+0.23%	+0.27%	-0.04	24 / 49	Q2
1M	+0.13%	+0.53%	-0.40	36 / 48	Q3
3M	+0.92%	+1.21%	-0.29	27 / 48	Q3
6M	-0.17%	+0.35%	-0.51	29 / 48	Q3
YTD	-0.36%	-0.31%	-0.05	26 / 48	Q3
1Y	+2.22%	+1.63%	+0.59	23 / 48	Q2
2Y	+2.33%	+2.39%	-0.05	25 / 47	Q3
3Y	+5.53%	+5.05%	+0.49	21 / 45	Q2
4Y	+5.54%	+5.30%	+0.25	15 / 40	Q2
5Y	+3.80%	+4.35%	-0.55	17 / 39	Q2
7Y	+6.62%	+5.64%	+0.98	12 / 38	Q2
10Y	—	—	—	—	—
Inception	+6.08%	+5.34%	+0.74	16 / 47	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.36%	-0.62%	+0.26	21 / 43
2025	+3.98%	+2.35%	+1.63	16 / 42
2024	+3.41%	+8.05%	-4.63	34 / 42
2023	+8.49%	+9.20%	-0.71	20 / 40
2022	-0.89%	+0.46%	-1.36	26 / 40
2021	+11.69%	+9.45%	+2.24	14 / 40
2020	+15.02%	+7.78%	+7.24	1 / 40
2019	+9.28%	+4.12%	+5.17	5 / 37
2018	-1.64%	-1.89%	+0.26	14 / 28
2017	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.50%

103 windows

min -7.8% · max 31.6%

78% positive

3-Year rolling

+7.07%

79 windows

min -0.4% · max 14.0%

97% positive

5-Year rolling

+7.08%

55 windows

min 3.8% · max 10.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+6.79%

30 windows

min 6.1% · max 8.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.07%

3-year · annualised

Sharpe ratio

-0.12

vs risk-free 6.5%

Sortino ratio

-0.16

Downside-only deviation

Max drawdown

-7.98%

Mar 2024 → Mar 2024

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC Equity Savings Fund - IDCW Option - Direct Plan	HDFC	₹15.0960	17 Jul 2026
NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 2 - Direct Plan - IDCW Option	Nippon India	₹0.0000	17 Jul 2026
SBI Equity Savings Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹25.0945	17 Jul 2026
ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW	ICICI Prudential	₹15.7100	17 Jul 2026
Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹18.8261	17 Jul 2026
BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW	Bandhan	₹13.3190	17 Jul 2026
quant Equity Savings Fund - IDCW Option - Direct Plan	Quant	₹10.9221	17 Jul 2026
Aditya Birla Sun Life Equity Savings Fund - Direct - IDCW	Aditya Birla Sun Life	₹15.4800	17 Jul 2026
Franklin India Equity Savings Fund - Direct - IDCW	Franklin India	₹15.2612	17 Jul 2026
Mirae Asset Equity Savings Fund Direct IDCW	Mirae Asset	₹13.7290	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹17.5741
16 Jul 2026	₹17.5221
15 Jul 2026	₹17.5278
14 Jul 2026	₹17.5151
13 Jul 2026	₹17.5445
10 Jul 2026	₹17.5503
9 Jul 2026	₹17.4841
8 Jul 2026	₹17.4399
7 Jul 2026	₹17.5817
6 Jul 2026	₹17.5794

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Mahindra Manulife Equity Savings Fund -Direct Plan -Quarterly IDCW is ₹17.5741. It's a Equity Savings Fund from Mahindra Manulife, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Mahindra Manulife Equity Savings Fund -Direct Plan -Quarterly IDCW has NAV history starting from 08 Feb 2017, a track record of about 9 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Mahindra Manulife Equity Savings Fund -Direct Plan -Quarterly IDCW is managed by Mahindra Manulife. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Mahindra Manulife Equity Savings Fund -Direct Plan -Quarterly IDCW has delivered a absolute return of 2.22% — +0.59 pp ahead of the Equity Savings Fund category average of 1.63%. The fund ranks #23 of 48 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Mahindra Manulife Equity Savings Fund -Direct Plan -Quarterly IDCW has delivered a CAGR of 5.53% — +0.49 pp ahead of the Equity Savings Fund category average of 5.05%. The fund ranks #21 of 45 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Mahindra Manulife Equity Savings Fund -Direct Plan -Quarterly IDCW has delivered a CAGR of 3.80% — -0.55 pp behind the Equity Savings Fund category average of 4.35%. The fund ranks #17 of 39 in its category — the second (Q2) quartile.

₹1 lakh invested in Mahindra Manulife Equity Savings Fund -Direct Plan -Quarterly IDCW exactly 5 years ago would be worth approximately ₹120,482 today — a multiplier of 1.20×, based on the 5-year CAGR of 3.80%. The category average over the same window would have grown ₹1 lakh to ₹123,719.

A ₹10,000 monthly SIP in Mahindra Manulife Equity Savings Fund -Direct Plan -Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹665,667 today. That's an XIRR (money-weighted annualised return) of 4.10%.

Mahindra Manulife Equity Savings Fund -Direct Plan -Quarterly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,016,118 — XIRR 5.36%.

On a 5-year basis, Mahindra Manulife Equity Savings Fund -Direct Plan -Quarterly IDCW ranks #17 out of 39 funds in the Equity Savings Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 4.35%; this fund delivered 3.80%.

The worst peak-to-trough decline Mahindra Manulife Equity Savings Fund -Direct Plan -Quarterly IDCW has experienced over the last 5-year window is 12.65% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Mahindra Manulife Equity Savings Fund -Direct Plan -Quarterly IDCW averaged 7.08% (best 10.66%, worst 3.80%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.30 — negative risk-adjusted performance.

In calendar year 2025, Mahindra Manulife Equity Savings Fund -Direct Plan -Quarterly IDCW returned 3.98% — beating the Equity Savings Fund category average of 2.35% by 1.63 pp. It ranked #16 of 42 in its category that year.

Mahindra Manulife Equity Savings Fund -Direct Plan -Quarterly IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Mahindra Manulife Equity Savings Fund -Direct Plan -Quarterly IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.7%. 5-year CAGR: 3.80%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.