Should I invest in LIC MF Multi Cap Fund?

We don't give personal investment advice. LIC MF Multi Cap Fund-Direct Plan-IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

LIC

LIC MF Multi Cap Fund-Direct Plan-IDCW

Latest NAV

₹18.1072

As of

3 Jun 2026

881 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.25%	+0.24%	-0.48	25 / 28	Q4
1W	-1.99%	-1.49%	-0.50	25 / 28	Q4
2W	+0.04%	+0.35%	-0.31	19 / 28	Q3
1M	+1.38%	+0.04%	+1.34	3 / 28	Q1
3M	+4.51%	+2.40%	+2.11	7 / 28	Q1
6M	-0.65%	-3.16%	+2.51	8 / 28	Q2
YTD	-0.60%	-2.95%	+2.35	11 / 28	Q2
1Y	+3.93%	+1.31%	+2.63	9 / 28	Q2
2Y	+7.99%	+3.05%	+4.94	2 / 25	Q1
3Y	+19.48%	+14.85%	+4.63	4 / 20	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+17.93%	+12.67%	+5.26	4 / 28	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.60%	-2.95%	+2.35	11 / 28
2025	+1.84%	+1.67%	+0.16	14 / 27
2024	+33.81%	+22.18%	+11.63	2 / 22
2023	+33.09%	+32.16%	+0.93	6 / 15
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+23.43%

32 windows

min -1.2% · max 53.5%

97% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+21.20%

8 windows

min 18.7% · max 22.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.17%

3-year · annualised

Sharpe ratio

0.80

vs risk-free 6.5%

Sortino ratio

1.31

Downside-only deviation

Max drawdown

-19.32%

Dec 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Multi Cap Fund - IDCW Option - Direct Plan	HDFC	₹17.2020	3 Jun 2026
NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹83.5468	3 Jun 2026
SBI Multicap Fund- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.1516	3 Jun 2026
ICICI Prudential Multicap Fund - Direct Plan - IDCW	ICICI Prudential	₹62.3000	3 Jun 2026
Invesco India Multicap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹131.3300	3 Jun 2026
BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN	Bandhan	₹15.9440	3 Jun 2026
quant Multi Cap Fund-IDCW Option - Direct Plan	Quant	₹81.0721	3 Jun 2026
Aditya Birla Sun Life Multi-Cap Fund-Direct IDCW Payout	Aditya Birla Sun Life	₹18.6600	3 Jun 2026
Motilal Oswal Multi Cap Fund-Direct Plan IDCW	Motilal Oswal	₹12.8171	3 Jun 2026
Franklin India Multi Cap Fund - Direct - IDCW	Franklin India	₹10.4405	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹18.1072
2 Jun 2026	₹18.1517
1 Jun 2026	₹18.0992
29 May 2026	₹18.3176
27 May 2026	₹18.4753
26 May 2026	₹18.5121
25 May 2026	₹18.5017
22 May 2026	₹18.2617
21 May 2026	₹18.2067
20 May 2026	₹18.1000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of LIC MF Multi Cap Fund-Direct Plan-IDCW is ₹18.1072. It's a Multi Cap Fund from LIC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

LIC MF Multi Cap Fund-Direct Plan-IDCW has NAV history starting from 02 Nov 2022, a track record of about 3 years 7 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

LIC MF Multi Cap Fund-Direct Plan-IDCW is managed by LIC. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF Multi Cap Fund-Direct Plan-IDCW has delivered a absolute return of 3.93% — +2.63 pp ahead of the Multi Cap Fund category average of 1.31%. The fund ranks #9 of 28 in its category — the second (Q2) quartile.

Over the trailing 3-year window, LIC MF Multi Cap Fund-Direct Plan-IDCW has delivered a CAGR of 19.48% — +4.63 pp ahead of the Multi Cap Fund category average of 14.85%. The fund ranks #4 of 20 in its category — the top (Q1) quartile.

LIC MF Multi Cap Fund-Direct Plan-IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in LIC MF Multi Cap Fund-Direct Plan-IDCW exactly 3 years ago would be worth approximately ₹170,557 today — a multiplier of 1.71×, based on the 3-year CAGR of 19.48%. The category average over the same window would have grown ₹1 lakh to ₹151,494.

A ₹10,000 monthly SIP in LIC MF Multi Cap Fund-Direct Plan-IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹425,954 today. That's an XIRR (money-weighted annualised return) of 11.22%.

LIC MF Multi Cap Fund-Direct Plan-IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹425,954 — XIRR 11.22%.

On a 3-year basis, LIC MF Multi Cap Fund-Direct Plan-IDCW ranks #4 out of 20 funds in the Multi Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 14.85%; this fund delivered 19.48%.

The worst peak-to-trough decline LIC MF Multi Cap Fund-Direct Plan-IDCW has experienced over the last 3-year window is 19.32% — its NAV fell from a high on 16 Dec 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, LIC MF Multi Cap Fund-Direct Plan-IDCW averaged 21.20% (best 22.75%, worst 18.73%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.80 — reasonable risk-adjusted performance.

In calendar year 2025, LIC MF Multi Cap Fund-Direct Plan-IDCW returned 1.84% — beating the Multi Cap Fund category average of 1.67% by 0.16 pp. It ranked #14 of 27 in its category that year.

LIC MF Multi Cap Fund-Direct Plan-IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. LIC MF Multi Cap Fund-Direct Plan-IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.